Explanation:
Financial markets help to efficiently direct the flow of savings and investment in the economy in ways that facilitate the accumulation of capital and the production of goods and services. The combination of well-developed financial markets and institutions, as well as a diverse array of financial products and instruments, suits the needs of borrowers and lenders and therefore the overall economy.
Internet privacy has become a major issue. In fact, in Europe there are privacy laws to limit how much information websites can collect from users without their permission. The United States does not have comparable laws to protect consumer privacy on the Internet. Collecting this information is beneficial for firms because then they can tailor marketing messages that better fit its users' needs. These better marketing campaigns can provide them with a competitive advantage. Acme Corporation uses cookies and other devices to collect information. Its privacy policy explicitly informs users that it collects information. However, most people do not read through the policy. Lately, some consumers have complained because they are worried that their information could be compromised. They question the security of the site. Acme wants to restore confidence and prove that it has controls in place. Refer to Scenario 3.2. What type of environmental force does this issue involve?
a. Greyhound bus system
Dalia Ramirez Anchondo deposits $ 200 into her savings annuity every paycheck. She gets paid weekly. The credit union will pay Dalia 4% compounded quarterly. What is the future value of Dalia in 4 years.
Help me!!!!
Answer: $41,418.96
Explanation:
There are four quarters in a year and the interest rate is a yearly rate that should be converted to a quarterly rate:
= 4% / 4
= 1%
Delia gets paid $200 a week. There are 12 weeks in a quarter so the quarterly contribution is:
= 200 * 12
= $2,400
The number of quarters she invests is:
= 4 * 4years
= 16 quarters
As this payment is constant, it is an annuity.
Value after 4 years will be:
= Annuity * Future value interest factor of annuity, 1%, 16 periods
= 2,400 * 17.2579
= $41,418.96
Which of the following management orientations accurately characterizes a company that bases its decisions primarily on market research?
A. Ethnocentric orientation
B. Polycentric orientation
C. Reglocentric orientation
D. Geocentric orientation
Answer: Geocentric orientation
Explanation:
The management orientation that accurately characterizes a company that bases its decisions primarily on market research is the geocentric orientation.
A company that uses a geocentric orientation sees the whole world as a global market. We should note that a geocentric company makes its products and develops a marketing mix that's standardized for the global market.
Licensee Keira is acting as a limited service agent to list the property only. Her first meeting with the client takes place at his home. He gives Keira a brief tour, highlighting all of the great things that will make the home sell, and quickly moving the conversation away from problem spots (stains on the ceiling from the leaky roof). Shortly after Keira lists the property, she gets a call from a buyer’s agent asking about stains on the ceiling and the roof’s condition. What should Keira do?
Answer:
Disclose the condition of the roof, as she is aware of the leak.
Explanation:
THESE ARE THE OPTIONS FOR THE QUESTION
Tell the buyer's agent she is acting as a limited service agent and to ask the seller.
Tell the buyer's agent she has no knowledge of the property's condition.
Disclose the condition of the roof, as she is aware of the leak.
Go to the property and inspect the roof more closely.
Keira been a limited service agent owes a duty to disclose fact as regards materials property that she is aware of. Since, the seller talked about the condition of the roof when they met, her failure to disclose the fact about it could make her to be guilty of misrepresentation
look at the picture
Okay, Lets get started.
For number one lets make a company named "Bluberry"
One way we use technology is for creating our websites, Employing people, and to talk to our workers.
2. BlueberryBoss and BerryPIcker
The rest I have no Idea how to help with.
the directors want to give R500 000 to a local school.Give Two reasons why companies take such decision.
Answer:
To make investments that will grow over time and provide education for less fortunate children
To have a good public image so they can get more customers.
URGENT 20poinThe income of the individual falls under one main category
Answer:
ok
Explanation:
ok what's the questioned
Answer:
Explanation:
Earned Income. The first type of income is the most common: earned income.
Capital Gains Income. The next type of income that you can earn is called capital gains income.
Passive Income. The final type of income that you can earn is called passive income.
Nov 25, 2019
Human resources can be categorized into ____ groups?
5
3
2
4
Answer:
The real answer is 7. But 5 is an answer in this case
Explanation:
What do smart companies do to account for depreciation?
A. lower their prices
B. locate cheaper vendors
C. put money in savings
D. purchase an insurance policy
Smart companies in a bid to account for depreciation put money in savings. Option C
This is further explained below.
What is depreciation?Generally, The word "depreciation" is used in the field of accounting to refer to two different facets of the same concept: first, the real decline in the market value of an asset over time, for as the annual decline in the value of a manufacturing facility's equipment.
In conclusion, Companies that are financially savvy put money into savings in order to accommodate for depreciation. Alternative C
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Best Reinsurers assumes, under a treaty, all homeowners and personal auto business underwritten by Aurora Insurance Company. On occasion, Aurora will underwrite some homeowners policies with very high value homes. Aurora underwriters have been directed through their underwriting guidelines not to cede high value homes (as in the directive) to the treaty. Although the treaty does not expressly exclude this business, the directive was developed to protect the treaty from unusually high losses. If an application is submitted for a home that falls within the directive and Aurora does not wish to retain the entire risk, what is the best method of handling this submission
Answer: C. Purchase facultative reinsurance and write the policy
Explanation:
The options are:.
A. Purchase another treaty and write the policy
B. Decline the business for reinsurance reasons
C. Purchase facultative reinsurance and write the policy
D. Cede the policy to the existing treaty if the risk is acceptable
Based on the information given, we should note that in a case whereby an application is submitted for a home which falls within the directive and Aurora does not wish to retain the entire risk, the best method of handling this submission will be to buy a facultative reinsurance and then write the policy.
A facultative reinsurance is the coverage that is bought by a primary insurer in order to cover a particular risk. Hence, it'll be used to cover the single risk in this case.
Select the correct answer from each drop-down menu.
Fill in the correct terms to complete the description of Mischa going through the home-buying process Mischa wants to buy a home.
She has looked at the housing market. Now she needs to find a ______ to become _______ for a mortgage. By doing so, Mischa will know how much she has to spend on a house.
A.real estate agent
B.lender
C.closeing company
D.title company
a.eligible
b.wait listed
c.credit checked
d.prequalified
Answer:
C
Explanation:
C
What is the first thing a company should do after determining a business need?
A. locate a vendor
B. fill out a purchase order
C. submit an invoice
D. choose a specific product
Answer:
A :locate a vendor
Explanation:
you can fill vendor fields on the purchase invoice in two ways depending on whether the vendor is already registered .
The locate a vendor, is the first thing a company should do after determining a business need. Thus, option (a) is correct.
What is business?
The term business refers to the earning the profit. The business is the taking the risk and the earning the profit. The business are the mainly focuses to the activity of the creating, distribution and selling concept based.
The first step in locating a vendor was to determine the core operational services that your company will require. It is critical to establish and maintain strong vendor partnerships for customer service, cost effectiveness, quality, and market expansion. Vendors, as business allies, can play a critical role in an organization's success or failure.
As a result, to locate a vendor, is the first thing a company should do after determining a business need. Therefore, option (a) is correct.
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630-689
Fair
690-719
Good
300-629
Bad
720-850
Excellent
Which of the following is most likely true for a person with a credit score of 600?
A) That person will find it easy to get a loan
B) That person will find it difficult to get a loan
C) That person's loan will likely have high interest rates
D) That person will probably not have to make very high monthly payments
Answer:
b
Explanation:
our score falls within the range of scores, from 580 to 669, considered Fair. A 600 FICO® Score is below the average credit score. Some lenders see consumers with scores in the Fair range as having unfavorable credit, and may decline their credit applications.
explain the different levels of specialization.
Once a company has located several vendors, the next step in the purchasing process is to
A. prepare a purchase order
B. choose a specific product
C. complete a balance sheet
D. compare the vendors
Answer:
D
Explanation:
XYZ Ltd has sent Sh.250000 of goods on wholesale price to its branch at Karatina. The Karatina branch manager has marked up the price up 40%. Find the list price of the goods at Karatina branch.
Answer:
the list price is 350,000
Explanation:
The computation of the list price of the goods is shown below:
As we know that
Markup percentage = (Selling price - cost price) ÷ Cost price
0.40 = (Selling price - 250,000) ÷ 250,000
100,000 = Selling price - 250,000
So, the selling price is 350,000
hence, the list price is 350,000
Gidgits Galore has been busy during this lesson continuing its expansion plans throughout the United States. After all, everyone must have a gidgit, the "must-have" gadget! Gidgits Galore has opened up stores in ten new states, hired hundreds of new employees, built two additional factories, and started an advertising campaign that has caught the US by storm! Its expansion has been featured in news magazines across the country. But Gidgits Galore has encountered a few problems and needs some advice.
Gidgits Galore is concerned about hiring employees from other countries whose language skills may not be proficient and is considering hiring only native English speakers. Is this a good idea?
yes
no
Answer:
No
Explanation:
Edge 2021
Answer:
NO edge 2023
Explanation:
Which of the following is NOT intellectual property?
A a new office building
B. the design for the building
C. a painting of the building
D. software used inside the building
Answer:
software used inside the building
Which of the following statements concerning service guarantees is FALSE? A service guarantee is a mechanism to build customer loyalty. A service guarantee is a way to avoid compensating customers for a service failure. A service guarantee is a tool to clarify exactly what the service must provide. A service guarantee is a way to define a service and ensure satisfactory delivery to the customer.
Answer:
A service guarantee is a way to avoid compensating customers for a service failure.
Explanation:
What do banks pay to their savings account customers?
● A. Interest 《《
○ B. Profits
○ C. Commission
○ D. Dividends
Customers of banks' savings accounts receive interest payments. As a result, choice (A) is the right answer.
What is interest rate?An interest rate is the sum of interest that is accrued each period as a percentage of the principal amount that has been lent, deposited, or borrowed. The total interest on a loaned or borrowing sum is calculated by the principal amount, the interest rate, the regularity of compounding, and the period of time the loan, deposit, or borrowed took place.
The rate calculated over a year is the annual interest rate. Other interest rates, such as monthly or daily rates, also apply but are typically annualized. The borrower is prepared to pay a fee—the interest rate—for the right to receive money sooner rather than later if they need it or desire it.
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what does NBT stand for?
For Life Orientation
Demystifying the NBTs | National Benchmark Test Project.
The NBT stands for National Benchmark Test.
What is NBT (National Benchmark Test)?NBT stands for National Benchmark Test. This is an examination set up by the National Benchmark Test Project The NBT test is a set of tests used to assess a learner’s academic literacy, general knowledge, and mathematical skill in an effort to measure academic readiness for university.
The NBT tests were implemented in 2008 and are managed by the Alternative Admissions Research Project at the University of Cape Town. NBT results are used by many universities as an extra admission criterion for applicants to their institutions.
They serve to complement and support, rather than replace or duplicate NSC results. The National Benchmark Tests (NBTs) is known to be a kind of assessment test that is given to first-year applicants to higher education.
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Bramble Corp. has $3960000 of 9% convertible bonds outstanding. Each $1,000 bond is convertible into 30 shares of $30 par value common stock. The bonds pay interest on January 31 and July 31. On July 31, 2021, the holders of $1250000 bonds exercised the conversion privilege. On that date the market price of the bonds was 106 and the market price of the common stock was $37. The total unamortized bond premium at the date of conversion was $289000. Bramble should record, as a result of this conversion, a
Answer: Credit of $217480 to Paid-in Capital in Excess of Par
Explanation:
The following information is given in the question as:
Debit: Bonds payable = $1,250,000
Debit: Premium on bonds payable = $92480
Credit: Common stock = $1,125,000
Credit: Paid in capital in excess of Par = $217480
The above were calculated as:
Common stock = ($1250,000/$1,000) × 30 × 30
= $1250 × 90
= $1,125,000
% Conversion will be:
= $1,250,000 / $3960000 = 0.32
Unamortized bond premium will then be:
= 0.32 × $289,000
= $92,480
Paid in capital in excess of par will be:
= $1,250,000 + $92,480- $1,125,000
= $217,480
Therefore, the answer will be to
"Credit of $217480 to Paid-in Capital in Excess of Par"
Monica recently got a promotion to a management role with greater scope and responsibility. She wants to be as effective as possible in her new job. Which of the following could help her improve her ability to manage her new subordinates?
A) Updating her résumé as an exercise to reflect on her career path to date and what her next step should be
B) Taking an extension class in how to read a company’s financial statements
C) Reflecting on the effects of her past actions to evaluate how they affected herself and others
D) Understanding that her management style has gotten her a promotion so she should not change anything
Answer:
C) Reflecting on the effects of her past actions to evaluate how they affected herself and others
Explanation:
A manager can be defined as an individual who is saddled with the responsibility of providing guidance, support, supervision, administrative control, as well as acting as a role model or example to the employees working in an organization by being morally upright.
Generally, managers are typically involved in taking up leadership roles and as such are expected to be build a strong relationship between their employees or subordinates by creating a fair ground for effective communication and sharing of resources and information. Also, they are required to engage their staff members (entire workforce) in the most efficient and effective manner.
In this scenario, Monica recently got a promotion to a management role with greater scope and responsibility. She wants to be as effective as possible in her new job. Thus, what could help her improve her ability to manage her new subordinates is reflecting on the effects of her past actions to evaluate how they affected herself and others.
Generally, having a reflection on past decisions and actions would help anyone in a leadership position to assess or evaluate how they have affected their organization, subordinates and themselves either positively or negatively.
Calico Company has two operating departments: Department A and Department B. Department A occupies 30% of the floor space of the company but accounts for 75% of the sales of the company. Department B occupies 70% of the floor space of the company but accounts for 25% of company sales. Cleaning expense (an indirect expense of the company), which consists primarily of vacuuming the carpet is $30,000 each year. How much cleaning expense should be allocated to Department B
Answer: $21000
Explanation:
Based on the information given in the question, the cleaning expense should be allocated to Department B will be the percentage of floor space occupied by Department B multiplied by the cleaning expense. This will be:
= 70% × $30,000
= 70/100 × $30,000
= 0.7 × $30,000
= $21000
when you create a professional ____, you are creating a version of yourself you want employers and other professionals to see.
Answer:
Appearance
Explanation:
Hope this helps;)
Because there are so many options in the transportation industry, you don’t really need any goals or plans when you enter it.
True
False
Answer:
i would say false because u always need goals in your life
Explanation:
The management accountant at Light Manufacturing oversees the company's day-to-day operations at the firm. The management accountant observed that the company generated $800,000 in product sales and the management accountant uses that information to run the daily business operations. The information is also to the management accountant because the data reveals which products generate the most sales; and, the management accountant uses that information to adjust products and develop the marketing strategy.Which of the following management accounting responsibilities is the management accountant using in this example?a)designingb)controllingc)planningd)implementinge)directing
Answer:
e)directing
Explanation:
Directing is a management function that entails the instruction, guidance, and oversight of business activities with an aim of meeting set goals and objectives.
In the given scenario the management accountant adjusted products and developed marketing strategy by observing that the company generated $800,000 in product sales, also he discovered which products are selling most.
This information was used in the daily running of the business.
URGENT: Creating and using a checklist makes home maintenance and repair projects more _______. (10 letters)
Answer:
productive
Explanation:
Luis and Margo are both candidates for a housekeeping job at a major hotel. The selection process includes having applicants demonstrate their ability to clean a room quickly. The work sample is graded by a housekeeping supervisor. Margo was turned down for the job because she scored below 70 on the assessment. The hotel requires all employees to be retested every year and Margo knows that two of her cousins who work for the hotel get scores that vary significantly from year to year, depending on the supervisor doing the scoring. Margo contends that this employment test does not seem to have ______________.
Answer: reliability
Explanation:
Since Margo knows that two of her cousins who work for the hotel get scores that varies from year to year, depending on the supervisor doing the scoring, thus shows that the employment test isn't reliable.
The differences in the scores shows that it's not reliable. Reliability has to do with trust. In this case, it's not trustworthy.
Why are cooperatives formed?