Answer:
Securities Exchange Commission (SEC)
Explanation:
Securities Exchange Commission (SEC) have a mission of protecting investors, ensuring a fair and efficient market, and encourage capital formation.
They monitor participants in the securities markets by ensuring there is disclosure of important information regarding the market, maintain fair dealing, and protect participants against fraud.
Therefore SEC has the authority over the accounting and financial disclosures for companies whose shares of ownership (stock) are traded and sold to the public.
These measures are in place to protect investors.
Consider a firm that has just paid a dividend of $2. An analyst expects dividends to grow at a rate of 8% per year for the next five years. After that dividends are expected to grow at a normal rate of 5% per year. Assume that the appropriate discount rate is 7%. The price of the stock today (P0) is:______.A. $136.29.
B. $133.03.
C. $120.33.
D. $123.43.
E. $126.60.
Answer:
C. $120.33
Explanation:
Div₀ = 2
Div₁ = 2.16
Div₂ = 2.333
Div₃ = 2.519
Div₄ = 2.721
Div₅ = 2.939
Div₆ = 3.09
we must first find the terminal value for year 5 (when growth rate stabilize)
P₅ = 3.09 / (7% - 5%) = $154.28
now we must discount all the future dividends + terminal value:
P₀ = 2.16/1.07 + 2.333/1.07² + 2.519/1.07³ + 2.721/1.07⁴ + 2.939/1.07⁵ + 154.28/1.07⁵ = 2.02 + 2.04 + 2.06 + 2.08 + 2.10 + 110 = $120.30 ≈ $120.33 (assuming a slight rounding error)
What does it mean to be proactive online? What specific steps can you take to be proactive online?
Answer:Proactive Vs Reactive
In the corporate eLearning context, the proactive approach is about making the first move. It refers to a trainee's desire to seek out information. They actively want to acquire knowledge, so they look for relevant material. This interest will keep them more engaged in their online training.
Explanation:One of the things I often tell my team is, “Be proactive in your own becoming.” This sounds like a weird phrase at first, but when you break it down, it makes sense — and it will put you on the path of achievement.
In short, being a proactive person is a mix of hustle and problem-solving.
I have broken it down into eight key points. Some of them are based on words of wisdom from mentors, and some of them are based on my own experiences. All together, they create a clear path to success.
It’s All About You
No one else is going to get you where you want to go – it’s up to you. Your family and friends are a support system, but that is all they are supposed to be for you. They cannot succeed for you. Only you can do that. Take ownership of your problems, and realize that nobody else is going to solve them for you.
Be Solution-Focused
One of the greatest traits of effective people is good problem-solving skills. We are all going to run into problems. It’s how you handle them that makes you effective. The most effective way to handle a problem is to focus on finding a solution. Focusing on things that are out of your control is a waste of time, so focus on what you can control with the final outcome. Your team will learn to approach problems and solutions effectively if you lead by example.
Be Accountable
Your level of accountability for completing tasks is really important. One of my favorite books is “Predictable Revenue” by Aaron Ross and Marylou Tyler. Their approach to achieving goals is both simple and effective: set your goal and then work backwards from that goal to establish metrics to track and evaluate it.
It’s important to have a clearly defined goal that is quantifiable so you can determine if you actually reached it or not. For example, a goal to “get in shape” does not make sense. What does that mean? When are you “in shape?” A goal to “run a mile in under 10 minutes” is something you can physically measure and attain.
Use “SMART” Goals
This acronym has been around for a long time and its meaning varies, but the basic concept works across all areas of life. This is the version I use to set goals:
S: Specific (Pick something particular instead of using a broad category.)
M: Measurable (Choose something you can quantify.)
A: Attainable (You should actually be able to reach this, and it may just require the right steps.)
R: Realistic (Be honest – it’s probably unrealistic to say you will go from making $10,000 to being a billionaire in one year.)
T: Timely (Give each goal a timeframe to create
In the corporate eLearning setting, the proactive approach is tied in with taking the main action. It alludes to a learner's craving to search out data. They effectively need to get information, so they search for applicable material.
Some specific steps that can be taken to be proactive online?Something I frequently tell my group is, "Be proactive in your own turning into." This sounds like a strange expression from the get go, yet when you separate it, it seems OK and it will put you on the way of accomplishment.
Some steps are-
No other person will get you where you need to go - it ultimately depends on you. Your loved ones are an emotionally supportive network, however that is all they should be for you.
Be Solution-Focused One of the best attributes of compelling individuals is great critical thinking abilities. We will run into issues. It's the manner by which you handle them that makes you successful. The best method for taking care of an issue is to zero in on tracking down.
Be Accountable - Your degree of responsibility for getting done with jobs is truly significant. One of my #1 books is "Unsurprising Revenue" by Aaron Ross and Marylou Tyler.
Therefore the proactive approach is tied in with taking the principal action. It alludes to a student's longing to search out data.
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A 58-year-old investor owns a single premium deferred variable annuity with a current value of $500,000. The original investment was $150,000 and the contract has a death benefit provision. If this investor wished to exchange this policy for one offered by a competing company:________.
A) the investor would be liable for ordinary income taxes on $350,000.
B) the tax-free exchange privilege applies only when the exchange is within the same insurance company.
C) the investor would be liable for ordinary income taxes plus the 10% penalty on $350,000.
D) using a 1035 exchange would avoid any current taxation.
Answer:
D) using a 1035 exchange would avoid any current taxation.
Explanation:
A 1035 exchange gives permission for someone who owns a life insurance or annuity to exchange products even though this transaction would not be regarded as a sale.
This kind of sale exchange can be done from an insurance policy to an annuity. But it cannot be done the other way, that is from an annuity to an insurance policy.
To increase income by $120 when the slope of the curve showing the relationship between your income and work hours is 8, how many extra hours will you need to work?
Answer:
15
Explanation:
Amount of income increase = $120
relationship between income and work hours = 8
No. of extra hours needed = 120 ÷ 8
= 15 hours.
15 hours of extra work is needed to increase income by $120.
Cheers
Complete the following statements with one of the terms listed here. You may use a term more than once, and some terms may not be used at all. Budget Creditors Managerial PlanningControlling Financial accounting Shareholders accounting Managers A. US companies must follow GAAP (or International Financial Reporting Standards, IFRS, in the case of companies headquartered in many countries outside of the United States) in their_______. B. Financial accounting develops reports for external parties such as____and_____. C. When managers evaluate the company's performance compared to the plan, they are performing the______role of management.D. ______are decision makers inside a company. E. ______provides information on a company's past performance to external parties.F. ______systems are chosen by comparing the costs versus the benefits of the system and are not restricted by GAAP (or International Financial Reporting Standards, IFRS, in the case of companies headquartered in many countries outside of the United States).G. Choosing goals and the means to achieve them is the_____. H. _____systems report on various segments or business units of the company function of management. I. ______statements of public companies are audited annually by CPAs.
Answer:
A. Financial Accounting
B. creditors and shareholders
C. controlling
D. Managers
E. Financial Accounting
F. Managerial Accounting
G. planning
H. Managerial Accounting
I. Financial
Explanation:
The accounting and managerial planning goes hand in hand, the entire concept of accounting is to provide information about the financial aspects of a business to various users like: management, shareholders, employees, creditors, loan providers other investment makers.
The accounting is based and legally regulated by CPA's, also it shall be done on the basis of US GAAP.
The revenue/expense approach focuses on the income statement because it relies on which accounting principles?
Answer:
Revenue recognition and matching
Explanation:
Revenue recognition is as generally accepted accounting principles (GAAP) that recognises or identifies the basis for which a revenue is recognised and how it is accounted for.
Revenue Matching can be defined as an accounting principle that involves the show of expenses during the time the revenue was collected.
Cheers.
Current trade data indicates that China exports more to other nations than it imports. This suggests that China is experiencing a(n) unfavorable balance of payments. trade deficit. trade excess. trade surplus.
Answer:
The answer is D. trade surplus
Explanation:
A country experiences trade surplus when its exports is greater than its imports. And a country also experiences trade deficit when its exports is lesser than its imports(i.e imports greater than exports)...
All other options are incorrect. Unfavorable balance of payment relates to currency and this happens when more currency is flowing out more than the currency flowing in.
Financial statement auditors provide some degree of assurance that financial statements are free of material misstatement. Many investors believe this degree of assurance should be higher in cases of intentional misstatement such as fraud than for unintentional misstatement, such as honest mistakes in management’s accounting. Many auditors would point out that fraud is much harder to detect than honest errors because management tries to conceal fraud, but not honest mistakes. According to auditing standards, what degree of assurance do financial-statement auditors provide that there are no material misstatements due to intentional misstatements (e.g., fraud) versus unintentional misstatements (e.g., honest computational mistakes)?
Answer:
First of all, an auditor must be skeptical about the information that he/she is gathering and analyzing. They should try to get as much audit evidence as they can in order to form an opinion. But an auditor can also reasonably assure that there are no material misstatements, either intentional or not intentional.
Most auditor procedures are intended to discover unintentional misstatements, but intentional misstatements are very hard to discover because more than one individual (or even a very large group) might have colluded in order to conceal them. The auditor gets his information from the controller, internal auditor, and other people within the organization, but what if they all colluded in order to conceal their bad actions.
E.g. an auditor should check for shipping receipts to be complete, accurate and in order, but he/she relies on information given by the same people that he/she is evaluating. The auditor can conclude that the shipping reports are complete, but he/she cannot state that they are true and valid because he/she wasn't there.
Staff managers use speStaff managers use special technical expertise to advise and support Type your answer here _ workers.cial technical expertise to advise and support _ workers.
Answer: staff managers
Explanation:
Here is the completed question:
Managers who use their special technical expertise to support the efforts of line workers are called __________.
A.Line managers.
B.Staff managers.
C.Engineers.
D.General managers.
E. Administrators
Staff managers are the managers who use their special technical expertise to support the efforts of line workers.
Staff managers are the people in an organization who lead different departments such as customer service, accounting, human resources etc and serve as support capacity or advisory by providing the workers with vital advice and information.
"According to the conceptual framework, the process of reporting an item in the financial statements of an entity is:"
Answer:
Recognition.
Explanation:
For reporting an item in the financial statements, the recognition should be considered whenever there the item is recognized the same is to be shown in the financial statements that represent the accuracy of the financial statement.
When a transaction occurred so it would be recorded and the same should be recognized in the financial statements
Hence, according to the given situation, the recognition is the answer
Jenni sells custom-printed t-shirts and knows that customers begin their journey online with research on their mobile devices and end up making most purchases using their desktop. But, on her recent programamtic campaign, mobile isn't getting any credit. What would you recommend to solve this measurement problem?
Answer:
Make sure attribution models account for cross-device conversion
Explanation:
Since in the question it is mentioned that Jenni sold customized printed t-shirts also the customer starts their journey online by researching the mobile devices and the purchase could end up with desktop usage.
But in the current status, mobile is unable to get any credit so to solve this problem make a model account for the conversion of cross device that means if any user clicks on one device that the result should be shown on the other device
________ are financial companies that pool money from investors and use the proceeds to create a portfolio that tracks an index or a commodity. Shares in the portfolio trade on a stock exchange.
Answer:
Mutual fund
Explanation:
Mutual funds are financial companies that pool money from investors and use the proceeds to create a portfolio that tracks an index or a commodity.
It should be noted that that a fund manager usually be in charge of the mutual fund.
In this mutual fund , the investors put their fund on securities which could be a stock or others.however the investors' returns are are not affected by fluctuation in short period.
A _____ is a person who specializes in matching jobs with people and usually works only with higher level positions.
Answer:
head hunter
Explanation:
A head hunter basically performs human resource management activities but for upper management or other upper level positions. When a company is trying to hire a new CEO, it will not post an ad on an online job site, or anything similar. Head hunters search to fill important positions and they do it in a very customized and personal way. Most of the time potential candidates are working for other companies and they will not want to make public their intention to leave or search a new job. Some companies specialize in filling executive level positions and they can charge very high fees depending on the position that is filled.
Which two advantages do renters have that home buyers don’t have?
Renters are not affected by changing property price.
Renters don't have to pay for major repairs to the property.
Answer:
Renters are not affected by changing property price.
Renters don't have to pay for major repairs to the property.
Explanation: it’s right on Plato
faulty power steering fluid can result in?
A customer redeems 1,000 shares of XYZ Fund. The computed Net Asset Value per share is $14.75 and the Public Offering Price is $16.03. The fund has a 1/4% redemption fee. The customer will receive:_____.
A. $12,905.
B. $12,915.
C. $12,925.
D. $12,935.
Answer:
$14,713
Explanation:
Calculation for what the customer will receive
First step is to know the amount of shares by multiply Shares redeems by the Net Asset Value per share
Hence,
Amount of shares=1,000 shares ×$14.75 per share
Amount of shares=$14,750 shares
Now let find the amount received using this formula
Amount to received= Amount of shares -(Amount of shares× Percentage for redemption fee)
Let plug in the formula
Amount to received=$14,750-($14,750×1/4%)
Amount to received=$14,750-$37
Amount to received=$14,713
Therefore the customer will receive the amount of $14,713
PLZ, I NEED THIS ANSWER ASAP CANT MOVE IN WITHOUT IT Dean is taking a personal assessment and notices that many of his interests involve the reading and creation of language arts and poetry. What career cluster will the assessment most likely indicate to be fitting for Dean? Technology Art and Performance Legal Public Service
Answer:
B -art and performance
Explanation:
Because, his interest were language arts and poetry and no other option even remotely, he resembles a similarity.
At the time of taking the personal assessment, the topics that will be covered by the Dean per their interest will cover the art and performance, which are based on the interests that he pursues. Hence, Option B is correct.
What is personal assessment?
A kind of test that is conducted by a higher authority or a psychologist for measuring the characteristics of a personality is known as the personal assessment. The data that is collected at the end of the test will be evaluated, and on the basis of that, further treatment will be given by the psychologist.
If the personal assessment is done by a higher authority like a dean or a teacher or a professor, then the result that is generated after the assessment will be used as a progress report for the student and would be suggested to practice in the area where there is need of the progress.
Thus, Option B is correct.
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Creating a graphic organizer is a good strategy to use for A. recognizing a problem. B. brainstorming a solution. C. evaluating if help is needed. D .thinking outside the box.
Answer:
B: Brainstorming a solution
Explanation:
Problem-Solving by Brainstorming
-ask questions
-write down ideas
-create graphic organizers
-use existing ideas to come up with new ones
Answer:
B
Explanation:
hello, if you were to start a business what would you name it? The business contains fashion clothes, some are sporty clothes and it will also have a photography business.
The price of cigars is $10, with a quantity demanded of 1,000 per day. If the price increases to $12, the quantity demanded declines to 800 per day. What is the absolute value of elasticity of demand?
Answer:
PED = - 1
Explanation:
The PED or price elasticity of demand measures the sensitivity of quantity demanded to changes in price level. It is calculated by taking the percentage change in quantity demanded, which results from a change in price level, and dividing it by the percentage change in price level.
PED = percentage change in Quantity demanded / Percentage change in price
PED = [(800 - 1000) / 1000] / [(12 - 10) / 10]
PED = - 1
According to the guidelines provided by Practical Communications, Inc., what is the most appropriate medium for addressing negative behavior?
Answer:
Meeting
Explanation:
A meeting can be said to be the gathering of two or more persons to discuss on one or various topics. A meeting could be official or unofficial. For the purpose of this question, we shall be sticking to official meetings.
There are quite a number of types of meeting and they include: Status Update Meetings, Information Sharing Meetings, Decision Making Meetings, Problem Solving Meetings, Innovation Meetings, Team Building Meetings.
One of the above types of meeting is used for addressing negative behavior.
Cheers.
A graph titled Sample Unemployment Rate Graph has the date on the x-axis and unemployment rate percentage on the y-axis, from 0 to 10 in increments of 2. The x-axis contains the dates August 10, January 11, June 11, and November 11. A line starts at August 10 and curves slightly down below 4 percent at January 11, and then back up toward November 11. In January of 2011, the unemployment rate in this nation was about . Based on the trend that began around June of 2011, economists may predict that the unemployment rate will continue to in the future.
Answer:
In January of 2011, the unemployment rate in this nation was about 4 percent
Based on the trend that began around June of 2011, economists may predict that the unemployment rate will continue to increase in the future.
Explanation:
January 2011 it was at about 4% and it started to increase after that.
Answer:
-4%
-increase
Explanation:
charles and ellen, an unmarried couple, run an ice cream store. the business is not incorporated, and they have filed no formation papers with the state. their business is a
Answer:
partnership
Explanation:
Since they have not filed formation papers, this must be considered a partnership. If they file formation papers, then it could be a limited liability company. Partnerships are created even if no paperwork at all exists. When not even a partnership agreement exists, the partners will share profits and losses equally and are not allowed to collect a salary. They have to wait until any profits are made to collect any money.
A dishwasher is priced at $475. There are two options offered to reduce the price: either a 15% discount off the price or a rebate of $75. Which is the better choice, and what is the extra amount saved? The 15% discount is better; it saves $60 more. The 15% discount is better; it saves $3.75 more. The rebate is better; it saves $3.75 more. The rebate is better; it saves $60 more.
Answer:
The rebate is better; it saves $3.75 more
Explanation:
Based on the information given we were told that a dishwasher was priced at the amount of $475 in which two alternatives were been offered to help reduce the price which are : Either a 15% discount off the price or a Rebate of $75 , Now let calculate for the better choice, and as well as the extra amount saved
Using this formula
Extra amount saved=(Discount percentage× Dishwasher Amount) - Rebate amount
Let plug in the formula
Extra amount saved=(15%×$475)-$75
Extra amount saved=$71.25-$75
Extra amount saved=$3.75
Based on this calculation we had $3.75 as the Extra amount saved which means that the REBATE is better because it saves $3.75 more.
The correct answer is C. The rebate is better; it saves $3.75 more.
Hope this helps
:)
а
Selecting a job based on your skills and interests is important, because on average, a person with a full time job works
approximately hours each year.
1200
b 1600
2000
d. 2400
C
Please select the best answer from the choices provided
A
B
ОС
OD
Answer:
2,000
Explanation:
On average, a person who have a full time job works will work approximately 2,000 hours each year reason been that we have 5 working days in a week and standard working hours in a weeks is 40 hours (5days×8hours daily) which means 8 hours daily , secondly we have 52 weeks in a year, now assuming that person takes 2 weeks off each year for his or her vacation we would have 50 weeks left (52 weeks-2 weeks vacation) which means that the person would be working 50 weeks of the year multiply by 40 hours a week which will give us a total of 2,000 hours each year.
40 work hours weekly× 50 weeks yearly
=2,000 hours of work each year
Therefore on average, a person with a full time job works approximately 2,000 hours each year.
Answer:
C. 2000
Explanation:
Greg puts $10,000 into an equity indexed annuity which allows compounding on gains within the annuity. The product has a minimum guaranteed return of 3% annually. Greg's participation rate is 90% of the S&P 500 index in years exceeding the minimum guaranteed return. There is also a cap of 10% on gains. After 3 years and with no fees taken into consideration, Greg is trying to figure out the value of his equity indexed annuity. Returns were as follows:
Year 1 - 12.5%
Year 2 - -4.0%
Year 3 - 5%
With these returns, Greg should find that the balance of his annuity is approximately which of the following after year 3?
[A] $11,750
[B] $11,840
[C] $12,032
[D] $12,167
Answer:
[B] $11,840
Explanation:
Given that the $10,000 is put in the equity
Now for the year 1 the return is 12.5% so its 90% would be 11.25 % that exceeds from 10% cap
In year 2, the returns shows in negative so here the minimum return is 3%
And, in year 3, the return is 5% and its 90% is 4.5% that is below from 10% cap
Now
For year 1
The balance would be
= $10,000 × 1.10
= $11,000
In year 2
= $10,000 × 1.03
= $11,330
And, in year 3
= $11,330 × 1.045
= $11,840
Hence, the correct option is B. $11,840
Elen holds 1,000 shares of fizbo inc. stock that she purchased 11 months ago. the stock has done very well and has appreciated $20/share since helen bought the stock. when sold, the stock will be taxed at capital gains rates (the long-term rate is 15 percent and the short-term rate is the taxpayer's marginal tax rate). ignore the time value of money.
Answer:
Question option include: a. if Helen's marginal tax rate is 35 percent, how much would she save by holding the stock an additional month before selling? b. what might prevent Helen from waiting to sell?
Solution
Per share increase in price = $20
No of shares = 1000
Total capital gain = 1000 * $20 = $20,000
Tax rate if hold for one year more = $20,000 * 15% = $3,000
If sold immediately and taxed as short term capital gain, then = $20,000 * 35% = $7,000
So if shares are held for more than a month a tax of {($7000 - $3000) = $4,000} can be saved.
b In a month shares prices may fall and capital appreciation would be reduced and this will increase the risk associated with the investment and she will not to wait for the liquidity for a month more.
A convenience product would most likely be promoted through _____.
A. segment marketing
B. mass marketing
C. niche marketing
D. micromarketing
Answer:
a. segment Marketing
Explanation:
hope it helps you
The balance sheet account most likely affected by an AIS investment in supply chain management software would be:
Answer:
The balance sheet account most likely affected by an AIS investment in supply chain management software would be:
Inventory
Explanation:
This investment in supply chain management software helps in securing information by making it reliable and error-free. It also helps in the production of financial reports by providing efficient financial reports and the provision of timely access to information. In the balance sheet, inventory account is the most likely to be affected by an AIS investment in SCM software.
A client is trying to decide between a par value corporate bond carrying a coupon rate of 6.25% per year and a par value municipal bond that pays an annual coupon rate of 4.75%. Assuming all other factors are equal, and your client is in a 28% marginal income tax bracket, which bond do you tell the client to purchase and why
Answer:
Municipal bond
Explanation:
We can clearly find out which bond to select by finding their equivalent taxable yield.
DATA
Coupon rate (corporate bond) = 6.25%
Coupon rate (municipal bond) = 4.75%
Marginal income tax = 28%
Equivalent taxable yield of municipal bond = coupon / (1-tax rate)
Equivalent taxable yield of municipal bond = 4.75% / (1-0.28)
Equivalent taxable yield of municipal bond = 6.6%
Hence municipal bond must be selected having a higher equivalent taxable yield as compared to corporate bond.