The following are solutions to adverse selection:
a. a health screening to determine acceptance into a health insurance plan.
b. a telematic device in a prospective car insurance customer's vehicle that tracks driving behavior.
The following are solutions to principal-agent problem:
c. a video monitoring system in your home while your babysitter is there.
d. a company requirement that the chief executive officer hold at least five times their annual salary in company stock.
Asymmetric information is when one of the parties in a transaction has more information than the other parties in the transaction.
Adverse selection is an effect of asymmetric information. This is when the party with more information takes steps to their advantage to the detriment of other parties. The principal-agent problem occurs when the interests of a public company's managers and shareholders are not aligned.
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what will happen when unity is not in organization ? explain in details.
what is decentralisation?
Based on business management, Decentralization is the transfer of control of an organization to various departments or authorities rather than one single one.
Different types of Decentralization De-ConcentrationDelegationDevolutionPrivatizationGenerally, decentralization is known to yield better, more timely decisions and increase organizational motivation.
Hence, in this case, it is concluded that decentralization is the sharing of authorities.
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Discuss the possible ways that purchasing becomes aware of the need to evaluate and select a supplier.
Explanation:
This lesson discusses the basics of project procurement management. Project procurement management is a critical part of overall project management, and we will use an example to show how this topic fits into everyday project management activities.
Which of the following are true of an advertising plan? (Check all that apply.) Multiple select question. It analyzes the marketing and advertising situation. It identifies the objectives of the advertising campaign. It indicates how a firm can determine whether the campaign was successful. It typically follows the same strategies for all campaigns.
Statements that can be considered as true statements as regard advertising plan are;
It analyzes the marketing and advertising situation.
It identifies the objectives of the advertising campaign.
It indicates how a firm can determine whether the campaign was successful.
Advertising plan can be regarded as the strategy use in promotion of goods and services so as to increase sales of a firm.This plan helps to know objectives of the advertising campaign and determine how successful it is.Learn more at:
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The answer options about an advertising plan which are true include:
A. It analyzes the marketing and advertising situation.
B. It identifies the objectives of the advertising campaign.
C. It indicates how a firm can determine whether the campaign was successful.
What is an advertisement?
Advertisement can be defined as the promotional multimedia messages that are designed and developed with the intention of making the goods (products) or services of a business firm known and familiar to all of its customers and potential customers.
The types of advertisement:
Generally, there are three (3) main types of advertisement and these include:
1. Informative advertisement
2. Reminder advertisement
3. Persuasive advertisement
What is an advertising plan?
An advertising plan refers to a written document that contains information on the marketing strategies and plans about how a business firm intend to effectively communicate with its target audience, customers and potential customers, so as to increase its competitive advantage and sales revenue.
Advantages of an advertising plan:
Some of the advantages (benefits) of an advertising plan to an entrepreneur or business firm include the following:
It helps to analyze both the marketing and advertising situation in a demography.It helps to indicate the best technique to use in determining whether or not an advertising campaign was relatively successful.It can be used to highlight and identify the objectives of an advertising campaign.In conclusion, an advertising plan is dynamic in nature and as such do not follow the same strategies for all advertising campaigns.
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A(n) select an option standard is expressed as a unit amount while a(n) select an option budget is expressed as a total amount.
A budget expresses a total amount while a standard expresses a unit amount.
A budget refers to the total projected revenues, costs, or expenses. A standard refers to the projected amount per unit of product or per unit of input or per unit of output.
The difference between a standard and a budget is that a budget expresses a total amount while a standard expresses a unit amount.
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Because with building costs soaring out of sight, there is pent-up demand for a well-designed, green-built, contemporary home that's actually affordable. That means it has to be efficiently constructed, and the best way to do this is in a factory, where it can be put together on an assembly line, like an automobile. A company has developed the Glidehouse can be built that way in 19 days in a factory near Vancouver, British Columbia, then trucked to your property. Glidehouse is produced through:
Answer: The Assembly Process
Explanation: I hope it helps you!
Glidehouse is produced through the assembly process by putting together an assembly line, like an automobile.
What is assembly process?An assembly process is the one in which materials to be manufactured are combined continuously by workers to produce an identified product.
It is an arrangement in which the product being assembled by workers passes consecutively from operation to operation until completed.
Hence, Glidehouse is produced through the assembly process by putting together an assembly line, like an automobile.
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orthwest Fur Co. started 2021 with $114,000 of merchandise inventory on hand. During 2021, $590,000 in merchandise was purchased on account with credit terms of 2/15, n/45. All discounts were taken. Purchases were all made f.o.b. shipping point. Northwest paid freight charges of $8,700. Merchandise with an invoice amount of $4,800 was returned for credit. Cost of goods sold for the year was $372,000. Northwest uses a perpetual inventory system. Assuming Northwest uses the gross method to record purchases, what is the cost of goods available for sale
Answer:
The cost of goods available is 3900
DaaS is utilized for provisioning critical data on demand.
__________ refers to messages sent through human actions and behavior rather than through words.
✔ a. Nonverbal communication
b. Verbal communication
c. Written communication
d. E-mail
e. Oral communication
Answer:
Nonverbal Communication
Mary and John, two workers at ABC Inc., have a profound dislike for each other. In weekly sales meetings, it is not uncommon to find Mary and John calling each other names for no apparent reason. What type of conflict best describes the situation between Mary and John
The type of conflict that best describes the situation between Mary and John is interpersonal conflict, which arises from the disagreement between two or more people.
Conflicts must be managed in the workplace in order to develop a positive organizational culture focused on developing employee skills, cooperation and innovation.
Therefore, to manage interpersonal conflicts like Mary and John's, it is necessary for the leader to establish open and direct communication, listen carefully to all parties, identify points of disagreement and agreement, and develop an aligned plan for conflict resolution.
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What are the portfolio weights for a portfolio that has 145 shares of Stock A that sell for $47 per share and 200 shares of Stock B that sell for $21 per share
Based on the information given the portfolio weights for a portfolio are:
Stock A 0.6187; Stock B 0.3815.
First step
Shares Price per share Total value
Stock A 145 $47 6,815
Stock B 200 $21 4,200
Total 11,015
Second step
Portfolio weights
Stock A [ 6,815 / 11,015 ] 0.6187
Stock B [ 4,200 / 11,015 ] 0.3813
Inconclusion the portfolio weights for a portfolio are: Stock A 0.6187; Stock B 0.3815.
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Company cost of capital Quark Productions ("Give your loved one a quark today.") uses its company cost of capital to evaluate all projects. Will it underestimate or overestimate the value of high-risk projects?
Quark Productions is more likely to overestimate the value of high-risk projects using its company's cost of capital unless it is using the weighted cost of capital.
The company's cost of capital should change to reflect the high-risk nature of each project. Again, the estimation of high-risk projects does not work with a single figure (cost of capital). Quark Production should evaluate high-risk projects separately, using reflective costs of capital.
Thus, if Quark Productions uses a single company's cost of capital to evaluate all projects, there will be an overestimation of the values of the high-risk projects.
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XYZ Co. makes a processor that requires a metal that can be found in a single mine in Peru. Do you expect the price elasticity of supply for this processor to be elastic or inelastic? Explain.
Answer:
mAGIC
Explanation:
The Omega Corporation has some excess cash it would like to invest in marketable securities for a long-term hold. Its Vice-President of Finance is considering three investments: (a) Treasury bonds at a 11 percent yield; (b) corporate bonds at a 14 percent yield; or (c) preferred stock at an 12 percent yield. Omega Corporation is in a 40 percent tax bracket and the tax rate on dividends is 10 percent.
Required:
a. Compute the after-tax yields for the three investment options. (Do not round intermediate calculations. Input your answers as a percent rounded to 2 decimal places.)
b. Which one of the three investments should she select based on the after-tax yields?
Answer:1
Explanation:
Bluebird Mfg. has received a special one-time order for 15,000 bird feeders at $3 per unit. Bluebird currently produces and sells 75,000 units at $7.00 each. This level represents 80% of its capacity. These bird feeders would be marketed under the wholesalerâs name and would not affect Bluebirdâs sales through its normal channels. Production costs for these units are $3.50 per unit, which includes $2.25 variable cost and $1.25 fixed cost. If Bluebird accepts this additional business, the incremental cost will be: ____________
a. $45,000.
b. $7,500.
c. $33,750.
d. $38,750.
e. $11,250.
If Bluebird accepts this additional business, the incremental cost will be: c. $33,750.
Using this formula
Incremental cost=Number of order for feeders× Variable cost
Where:
Number of order for feeders=15,000 feeders
Variable cost=$2.25
Let plug in the formula
Incremental cost=15,000×$2.25
Incremental cost=$33,750
Inconclusion if Bluebird accepts this additional business, the incremental cost will be: c. $33,750.
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Kelia, the owner of a Lebanese factory that produces electrical converters, recently learned that the EU will begin taxing all electrical components imported into EU member nations. In this example, a tariff is being implemented to protect European electrical component manufacturers. Group startsTrue or FalseTrue, unselectedFalse, unselected
Considering the situation described above, it is true that in this example, a tariff is being implemented to protect European electrical component manufacturers.
This is because when tariffs are placed on imported goods, the price of imported goods would be higher compared to domestic goods.
This situation would make domestic goods appealing and have more demand than imported goods. As a result, domestic goods are protected from the competition of imported goods.
Hence, in this case, it is concluded that the correct answer is "True."
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Which of the following best describes the adjustment to long-run equilibrium if an economy's short-run equilibrium output is below potential output? A. Since unemployment is less than its natural rate, there will be excessive tightness in the labor market and, consequently, pressure on firms to raise their prices at a more rapid rate. This acceleration of inflation shifts the short-run aggregate supply curve up, pushing the economy's output down toward its potential output. B. Since unemployment is less than its natural rate, there will be excess slack in the labor market and, consequently, pressure on firms to raise their prices at a less rapid rate. This deceleration of inflation shifts the short-run aggregate supply curve up, pushing the economy's output up toward potential output. C. Since unemployment is greater than its natural rate, there will be excess slack in the labor market and, consequently, pressure on firms to raise their prices at a less rapid rate. This deceleration of inflation shifts the short-run aggregate supply curve down, pushing the economy's output up toward potential output. D. Since unemployment is greater than its natural rate, there will be excess slack in the labor market and, consequently, pressure on firms to raise their prices at a less rapid rate. This deceleration of inflation shifts the short-run aggregate supply curve down, pushing the economy's potential output down toward its short-run output.
In a situation where the short-run equilibrium output is below potential output in an economy, the adjustment will be B. Since unemployment is less than its natural rate, there will be excess slack in the labor market and, consequently, pressure on firms to raise their prices at a less rapid rate. This deceleration of inflation shifts the short-run aggregate supply curve up, pushing the economy's output up toward potential output.
In the long run equilibrium, the aggregate supply and aggregate demand are equal.
In a situation where unemployment is less than its natural rate, this will lead to excess slack in the labor market and pressure will be on firms to raise their prices at a less rapid rate.
This deceleration of inflation will then brings about the short-run aggregate supply curve up and this ultimately, pushes the economy's output up toward potential output.
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Mike got a 45% discount when he bought a new jacket. Which of the following is NOT equivalent to 45%?
Answer:anything thats not 45%
Explanation:
Because 45 isn’t anything except that
Splash World Pool Supplies wants its salespeople to call on pool wholesalers five times per year and to spend two hours on each sales call. Every salesperson works a 40-hour week and takes off two weeks for vacation each year. A salesperson must spend half of the time on travel and administration. Approximately how many salespeople does Splash World need to service 1,000 accounts
Approximately how many salespeople does Splash World need to service 1,000 accounts is 10.
First step is to calculate the selling time using this formula
Selling time=Number of customers ×Sales calls per year× Hours per sales call
Let plug in the formula
Selling time=1000 × 5 ×2 hours
Selling time= 10,000 hours
Second step is to determine the number of hours they used to sell
Hours to sell= (40 hours per week× 50 weeks)×1/2
Hours to sell = 2000 hours per year×1/2
Hours to sell= 1000 hours per year
Third step is to determine how many salespeople does Splash World need to service 1000 accounts
Number of salespeople=10,000 hours /1000 hours per year
Number of salespeople=10
Inconclusion approximately how many salespeople does Splash World need to service 1,000 accounts is 10.
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Why are professional associations interested in keeping professional standards high?
A few dishonest professionals can hurt the entire profession.
B. They can charge more for higher standards.
C. Professional associations get paid based on customer reviews.
D. Professional associations are forced by law to keep standards high.
Answer:
A few dishonest professionals can hurt the entire profession.
The following data pertain to an investment proposal (Ignore income taxes.):
Cost of the investment $35,000
Annual cost savings $12,000
Estimated salvage value $6,000
Life of the project 5 years
Discount rate 18%
Required:
Determine the appropriate discount factor(s) using the tables provided.
The net present value of the proposed investment is closest to $5,146.
Net present value = Present value of cash-flows - Initial investment
Given Information
PV of cashflows at 18%
Cash flows PV at 18% P.V. of cash-flows
$12,000 (Cost saving) 3.127 $37,524
$6,000 (Salvage) 0.437 $2,622
Total $40,146
Net present value = $40,146 - $35,000
Net present value = $5,146
Therefore, the net present value of the proposed investment is closest to $5,146.
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A company issues $50,000 of 4% bonds, due in 5 years, with interest payable semiannually. Assuming a market rate of 3%, the bonds issue for $52,306. Calculate the carrying value of the bonds after the first semiannual interest payment.
The carrying value of the company's bonds after the first semiannual interest payment is $52,090.59.
Data and Calculations:
Face value of bonds = $50,000
Bonds Proceeds = $52,306
Bonds Premium = $2,306 ($52,306 - $50,000)
Maturity Period = 5 years
Coupon interest rate = 4%
Market interest rate = 3%
Interest Payment = Semiannually
First Semiannual Interest Payment:
Cash payment = $1,000 ($50,000 x 4% x 1/2)
Interest expense = $784.59 ($52,306 x 3% x 1/2)
Amortization of premium = $215.41 ($1,000 - $784.59)
Carrying value = $52,090.59 ($52,306 - $215.41)
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3. John Legend is looking for help to modernize the inventory systems at his company, Green Light. He is looking for information on Enterprise Resource Planning (ERP) and Blockchain. Use the textbook and Internet resources to find information to help Mr. Legend. Write two to three sentences each to describe ERP and Blockchain, and how these technologies can help better manage inventories. (17 points) Mr. Legend wants to be assured that the information that you are providing is dependable. Please cite the sources you used to collect information for your responses
Enterprise Resource Planning will be vital to John Legend as it can be used to manage his inventories and other activities in his business.
It should be noted that Enterprise Resource Planning is important as it manages and integrates the business processes by using a single system. This will be important for John to manage his business.
Also, Blockchain can also help John in becoming more cost-efficient and enhance the faster delivery of products and also vital for enhancing the traceability of the product.
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A good handler wants to use a thermometer to measure the air temperature inside of a cooler. To what temperature should the thermometer
be accurate?
Answer:
2°F, or ±1.0°C
Explanation:
What are some possible effects of demonstrating prejudice toward others in a healthcare setting? Check all of the boxes that apply. o negative impact on the healing ability of a patient who is targeted by prejudice positive impact on how comfortable a patient feels positive influence on a patient's emotional health increased risk for a patient to develop additional health problems positive impression on a patient about the healthcare facility
Answer:
A) Negative impact on the healing ability of a patient who is targeted by prejudice
D) Increased risk for a patient to develop additional health problems
Explanation:
I got it wrong for you can I have brainliest?
Answer:
Person above is correct.
Explanation:
on Edge
When reporting inventory using the lower of cost or market method, market should not be more than: Multiple Choice Replacement cost. Net realizable value. Selling price. Net realizable value less a normal profit margin.
Considering the accounting principle, when reporting inventory using the lower cost or market method, the market should not be more than "Net realizable value less a normal profit margin."
This is because the lower cost or market method is a method that emphasizes that during the inventory measurement, inventory should be documented on the balance sheet using their historical price or the market value, that is, the value of the inventory when purchased.
This implies that the replacement cost of inventory cannot be lower than net realizable value, less a normal profit margin.
Hence, in this case, it is concluded that the correct answer is option D. "Net realizable value less a normal profit margin."
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Hudson Company reports the following contribution margin income statement.
HUDSON COMPANY
Contribution Margin Income Statement
For Year Ended December 31
Sales (10,000 units at $300 each) $ 3,000,000
Variable costs (10,000 units at $240 each) 2,400,000
Contribution margin 600,000
Fixed costs 420,000
Income $ 180,000
1. Compute break-even point in units.
2. Compute break-even point in sales dollars.
Hudson Company's break-even point in units and sales dollars = 7,000 units and $2,100,000, respectively.
Data and Calculations:
HUDSON COMPANY
Contribution Margin Income Statement
For Year Ended December 31 Total Per Unit
Sales (10,000 units at $300 each) = $ 3,000,000 $300 (as given)
Variable costs (10,000 units at $240 each) 2,400,000 $240 ($2.4 m /10,000)
Contribution margin 600,000 $60 ($300 - $240)
Fixed costs 420,000
Income $ 180,000
Contribution margin ratio = 20% ($60/$300 x 100)
1. Break-even point in units = Fixed costs/Contribution margin per unit
= $420,000/$60
= 7,000 units
2. Break-even point in sales dollars = Fixed costs/Contribution margin ratio
= $420,000/20%
= $2,100,000
Thus, the break-even point in units and sales dollars = 7,000 units and $2,100,000, respectively.
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GeonHouses, a leading manufacturer and supplier of crockery, charges three dollars for each soup bowl. The cost of manufacturing each soup bowl is one dollar. In this scenario, the difference between the price GeonHouses charges per soup bowl and the cost of making it is referred to as _____.
The difference between the price that GeonHouses charges its customers and the cost of manufacturing a bowl of soup is C. captured value.
The captured value represents the difference between the $3 selling price and the $1 cost of manufacturing a bowl of soup for customers.
This captured value is also known as the gross profit. Based on the gross profit, GeonHouses deduct its expenses and taxes to determine the actual net income.
The $2 difference is not an abstract, modified, or differentiation value.
Data and Calculations:
Selling price per bowl of soup = $3
Manufacturing cost per bowl = $1
Captured value = $2 ($3 - $1)
Thus, the $2 difference is a captured value for GeonHouses.
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Options for this question are:
A. abstract value
B. modified value
C. captured value
D. differentiation value
Discuss why drugs test is a controversial component of the personnel selection progress.
Answer:
Finding that job applicants' drug-test results are predictive of critical job behaviors means that employers can select, on average, more productive workers if they attend to drug test information than if that information is not used to make hiring decisions.
The company has net nonoperating obligations (NNO) of $10,000 and 5,000 shares outstanding. Calculate the per-share stock price for 2021 using the FCFF information above, a discount rate of 7%, and a terminal growth rate of 2%. Hint: a. Calculate PV FCFF for each of 2022 to 2025 and sum them up; b. Calculate PV Terminal Year; c. Calculate Total Firm value by adding up (a) and (b); d. Subtract net nonoperating obligation to get total equity value; e. Divide total equity value by shares outstanding to get the per-share stock price (Please show your calculations)
The per-share stock price for 2021 using the FCFF information for Target Corp. is $2.37.
Explanation:
Net non-operating obligations (NNO) = $10,000
Outstanding shares = 5,000 shares
Discount rate = 7%
Terminal Growth rate = 2%
Expected free cash flows for Target Corp. for 2019:
Current Forecast Horizon Terminal
2019 2020 2021 2022 2023 Year
Free cash flows (FCFF) $4,650 $4,880 $5,130 $5,390 $5,650 $5,766
Discount factor at 7% 0.935 0.873 0.816 0.763 0.713
PV of FCFF $4,563 $4,478 $4,398 $4,311 $4,111
a. Sum of PV of FCFF for 2020 to 2032 = $17,750 ($4,563 + $4,478 + $4,398 + $4,311)
b. The PV Terminal Year = $4,111
c. Total Firm Value = $21,861 ($17,750 + $4,111)
d. Total Equity Value = $11,861 ($21,861 - $10,000)
e. Per Share Stock Price = $2.37 ($11,861/5,000)
Thus, the per-share stock price for 2021 using the FCFF information for Target Corp. is $2.37.
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