Michelle Duncan wants to know what price home she can afford. Her annual gross income is $54,000. She owes $810 per month on other debts and expects her property taxes and homeowners insurance to cost $170 per month. She knows she can get an 6.00%, 30-year mortgage so her mortgage payment factor is 6.00. She expects to make a 15% down payment. What is Michelle's affordable home purchase price?a. $52.940.b. $950.c. $128,560.d. $126100.e. $960.

Answers

Answer 1

Answer:

$143137.25

Explanation:

Given that:

The annual gross income = $54000

The monthly gross income = $54000/12

= $4500

Using the PITI guideline, a mandatory expense of 38% of monthly income is applied.

So;

Expense = $4500 × 38% = $1710

Additional Monthly debt =  $810

Cost of Prop. Taxes and H.O insurance = $170

Monthly Balance left = $1710 - $(810 + 170) = $730

Mortgage payment factor = 6.00

Monthly mortgage payment = [tex]\dfrac{monthly \ balance \ left }{ Mortgage \ payment \ factor }\times 1000[/tex]

[tex]=\$ (\dfrac{730}{6.00 })\times 1000[/tex]

= $121666.67

Affordable home purchase price = [tex]\dfrac{monthly \ mortgage \ payment }{1 - percentage \ of \ down \ payment}[/tex]

[tex]= \dfrac{ \$121666.67}{1- 0.15}[/tex]

[tex]= \dfrac{\$121666.67}{0.85}[/tex]

= $143137.25


Related Questions

Jaguar Plastics Company has been operating for three years. At December 31 of last year, the accounting records reflected the following: Cash 23000 Accounts payable 21000
Investments (short-term) 34000 Notes receivable (long-term) 36000
Accounts receivable 4200 Accrued liabilities payable 5300
Inventory 26000 Additional paid-in capital 90900
Equipment 49000 Retained earnings 33900
Factory building 101000 Notes payable (current) 48,000
Intangibles 4100
During the current year, the company had the following summarized activities:
a. Purchased short-term investments for $8,400 cash.
b. Lent $5,600 to a supplier who signed a two-year note.
c. Purchased equipment that cost $23,000; paid $5,600 cash and signed a one-year note for the balance.
d. Hired a new president at the end of the year. The contract was for $87,000 per year plus options to purchase company stock at a set price based on company performance. The new president begins her position on January 1 of next year.
e. Issued an additional 1,400 shares of $0.50 par value common stock for $11,000 cash.
f. Borrowed $16,000 cash from a local bank, payable in three months.
g. Purchased a patent (an intangible asset) for $1,900 cash.
h. Built an addition to the factory for $30,000; paid $8,100 in cash and signed a three-year note for the balance.
i. Returned defective equipment to the manufacturer, receiving a cash refund of $3,100.
Required:
Post the current year transactions to T-accounts for each of the accounts on the balance sheet.

Answers

Answer:

Jaguar Plastics Company

Cash Account

Account Titles                 Debit         Credit

Balance                          23000

Short-term investments                  $8,400

Notes Receivable                              5,600

Equipment                                         5,600

Common stock                  700

Additional capital           10300

Notes payable               16000

Intangible (Patent)                              1900

Equipment (refund)         3100

Investments (short-term)

Account Titles                 Debit         Credit

Balance                          34,000

Cash                                8,400

Accounts Receivable

Account Titles                 Debit         Credit

Balance                          4200

Inventory

Account Titles                 Debit         Credit

Balance                          26000

Equipment

Account Titles                 Debit         Credit

Balance                          49000

Note payable                  17400

Cash                                5600

Cash (refund)                                       3100

Factory building

Account Titles                   Debit         Credit

Balance                             101000

Cash                                     8100

Note Payable (long-term) 21900

Notes receivable (long-term)

Account Titles                 Debit         Credit

Balance                          36,000

Cash                                5,600

Intangibles

Account Titles                 Debit         Credit

Balance                            4100

Cash                                 1900

Notes payable (current)

Account Titles                 Debit         Credit

Balance                                            48,000

Equipment                                         17400

Cash                                                  16000

Common Stock (Calculated)

Account Titles                 Debit         Credit

Balance                                             78200

Cash                                                     700

Additional paid-in capital

Account Titles                 Debit         Credit

Balance                                             90900

Cash                                                   10300

Notes Payable (Long-term)

Account Titles                 Debit         Credit

Factory building                                 21900

Explanation:

a) Data and Calculations:

Cash                                 23000 Accounts payable                     21000

Investments (short-term) 34000 Accrued liabilities payable        5300

Accounts receivable          4200   Notes payable (current)         48,000

Inventory                          26000 Additional paid-in capital       90900

Equipment                       49000   Retained earnings                 33900

Factory building              101000  Common Stock (Calculated) 78200

Notes receivable

(long-term)                      36000  

Intangibles                          4100

g The following information pertains to Lee Corp.'s defined benefit pension plan for year 2: Service cost $160,000 Actual and expected gain on plan assets 35,000 Unexpected loss on plan assets related to a year 1 disposal of a subsidiary 40,000 Amortization of unrecognized prior service cost 5,000 Annual interest on pension obligation 50,000 What amount should Lee report as pension cost in its year 2 income statement

Answers

Answer:

$180,000

Explanation:

Calculation for the amount that Lee should report as pension cost in its year 2 income statement

Using this formula

Pension cost =Service cost-Actual and expected return on plan assets+Prior service cost amortization+Interest cost

Let plug in the formula

Pension cost =$160,000 – $35,000 + $5,000 + $50,000

Pension cost =$180,000

Therefore the amount that Lee should report as pension cost in its year 2 income statement will be $180,000

A transformational leadership style would not work well with

a project designed by a team

someone who works best independently

those who appreciate regular feedback

employees who had a strong belief in the company that they work for

Answers

Answer:

someone who works best independently

Explanation:

A transformational leadership style is the leadership style in which the leader is involved with the team and works in tandem with them to achieve the set goal.

With this in mind, a transformational leadership style would not work well with someone who works best independently.

Mentor Corp. has provided the following information for the current year: Units produced 3,500units Sale price$200per unit Direct materials$70per unit Direct labor$55per unit Variable manufacturing overhead$20per unit Fixed manufacturing overhead$350,000per year Variable selling and administrative costs$30per unit Fixed selling and administrative costs$150,000per year Calculate the unit product cost using variable costing.

Answers

Answer:

the unit product cost using variable costing is $145 per unit

Explanation:

The computation of the unit product cost using variable costing is as follows:

= Direct materials per unit +  direct labor per unit + variable overhead per unit

= $70 + $55 + $20

= $145 per unit

Hence the unit product cost using variable costing is $145 per unit

We simply applied the above formula so that the correct value could come

And, the same is to be considered

People work for many different reasons, including to be around others and to make a co
Please select the best answer from the choices provided
T
F

Answers

Answer:

True

Explanation:

People work for different and diverse reasons. The most common one is to earn their livelihood. However, there are those with sufficient resources to last a lifetime, but they still work.

Some people indeed go to work to be with others. They find identity and comfort in the workplace. To them, work is not about making money, but working is a way of life. A workplace provides social and emotional support to such people, which is important to them more than monetary compensation.  

Pepsico experienced great success in Latin America with its numeromania contest which lured consumers promise of big cash prize. They used the same contest in Poland successful. This shows that ?

Answers

Answer:

E.leverage experience gained in one country can be used in another country

Multiple- choices

A. Numeromania helped in developing a taste for Pepsi in both countries.

B. Numeromania can be used in cash starved countries.

C. Numeromania can be used in different languages.

D. economically squeezed consumers love Pepsi.

E.leverage experience gained in one country can be used in another country

Explanation:

Pepsico is a Multinational operating in different countries.  It is common for a multinational to use different marketing strategies s in different countries based on market research findings.  It is also reasonable to implement a strategy that has been successful in one country in other countries.  

In this scenario, Pepsico took advantage of the contest strategy in Latin America to implement it in Poland. The company must have observed some similarities between the customers in the two countries.

January 1, 20x1, as related to the establishment of the patent. On June 30, 20x2, Pitchfork spent $130,000 to successfully defend a patent infringement case against the drug. As a result, the estimated remaining useful life was determined to be 16 years from June 30, 20x2. Pitchfork uses the straight-line method to amortize intangibles. What is the amount of amortization expense Pitchfork will record on their December 31, 20x2, Income Statement

Answers

Answer:

The question is incomplete since the cost of the patent is missing. I will try to answer the question using some random number for the cost:

purchase cost of the patent = $200,000

assuming that the patent originally had a useful life of 10 years

patent amortization for 2021 = $200,000 / 10 = $20,000

patent's carrying value Dec. 31, 2021 = $200,000 - $20,000 = $180,000

since the company incurred legal costs = $130,000 and was able to extend the patent's useful life:

amortization expense January 1 to June 30 2022 = $20,000 x 6/12 = $10,000

carrying value of the patent on June 30, 2022 = $180,000 - $10,000 + $130,000 = $300,000

since the patent's useful life was extended to 16 years, starting June 30, 2022, the amortization expense per year = $300,000 / 16 years = $18,750

total amortization expense during 2022 = $10,000 (for the first 6 months) + $18,750/2 (for the remaining 6 months) = $10,000 + $9,375 = $19,375

If an economist is a proponent of free trade amongst nations, what would be concerning about the proliferation of regional trade agreements?
A. The nations involved with regional trade agreements make the economies more independent from each other.
B. Regional trade agreements may restrict trade from outside of the regions in the agreement.
C. Terms of regional trade agreements often conflict with agreements of the Anti- Tariff Act.

Answers

Answer: B. Regional trade agreements may restrict trade from outside of the regions in the agreement.

Explanation:

Regional trade agreement is a form of trade agreement usually between two or more countries in a particular region which will allow for easy movement of goods between the borders of that particular region. Examples are North American Free Trade Agreement, European Union etc.

If an economist is a proponent of free trade amongst nations, the economist will be worried that the proliferation of regional trade agreements may restrict trade from outside of the regions in the agreement. This is because there'll only be free trade for the countries that are in that particular region.

Merger Co. has 10 employees, each of whom earns $2,000 per month and has been employed since January 1. FICA Social Security taxes are 6.2% of the first $128,400 paid to each employee. and FICA Medicare taxes are 1.45% of gross pay. FUTA taxes are 0.6% and SUTA taxes are 5.4% of the first $7,000 paid to each employee.
Required:
Prepare the March 31 journal entry to record the March payroll taxes expenses.

Answers

Answer: Please see answer in explanation column

Explanation:

Journal To record the employer's payroll taxes Expense on March 31st by Merger Co.

Date Account Titles and Explanations Debit             Credit

Mar. 31 Payroll Tax Expenses                 $2,730  

   

FICA - Social Security Taxes Payable                                        $1,240

 FICA - Medicare Taxes  Payable                                                $290

  Federal Unemployment Taxes Payable                                    $120

  State Unemployment Taxes Payable                                         $1,080

Calculation:

  FICA - Social Security Taxes Payable= 6.2 %  x 2000 x 10 employees

= $1,240

 FICA - Medicare Taxes Payable=1.45% x 2000 x 10 employees

=$290

 Federal Unemployment Taxes Payable=0.6% x 2000 x 10 employees

=$120

State Unemployment Taxes Payable=5.4% x 2000 x 10 employees

=$1.080

Payroll Tax Expenses= FICA - Social Security Taxes Payable +  FICA - Medicare Taxes payable + Federal Unemployment Taxes payable +State Unemployment Taxes=  $1,240 + $290 + $120 + $1,080 =$2,730

Corporation is considering permanently shutting down a department that has an annual contribution margin of $32,000 and $64,000 in annual fixed costs. Of the fixed costs, $16,000 cannot be avoided. The effect of eliminating this department on Fabio's overall net operating income would be:________.

Answers

Answer:

an increase of $16,000

Explanation:

Calculation for what The effect of eliminating this department on Fabio's overall net operating income would be

Calculatation of Segment Margin

Contribution Margin 32,000.00

Less Avoidable Fixed Costs( 48,000.00)

(64,000+16,000)

Segment Margin (-$16,000)

Based on the above calculation in a situation where the department was eliminated it means that the company have to eliminate the segment margin department's with negative amount of $16,000 which will lead to the overall net operating income to increase by the amount of $16,000

Therefore The effect of eliminating this department on Fabio's overall net operating income would be:an increase of $16,000

Gallonte Inc. began operations in April of this year. It makes all sales on account, subject to the following collection pattern: 30% are collected in the month of sale; 60% are collected in the first month after sale; and 10% are collected in the second month after sale. If sales for April, May, and June were $60,000, $80,000, and $70,000, respectively, what were the firm's budgeted collections for May

Answers

Answer:

Total cash collection May= $60,000

Explanation:

Giving the following information:

Cash collection:

30% are collected in the month of sale

60% are collected in the first month after sale

10% are collected in the second month after sale.

Sales:

April= $60,000

May= $80,000

We need to calculate the cash collection for May:

Cash collection:

Sales in cash May= (80,000*0.3)= 24,000

Sales in account from April= (60,000*0.6)= 36,000

Total cash collection May= $60,000

What is one major drawback of globalization?

Answers

Answer:

The oppression of weaker and poorer economies by those that are more robust; “the rich get richer, the poor get poorer”

Explanation:

Data for Yvavxs408 Corporation and its two divisions, Domestic and Foreign, appear below:
Sales revenues, Domestic $620,000
Variable expenses, Domestic $359,700
Traceable fixed expenses, Domestic $ 74,100
Sales revenues, Foreign $478,400
Variable expenses, Foreign $273,000
Traceable fixed expenses, Foreign $ 61,900
(ID#54797) In addition, Yvavxs408's common fixed expenses totaled S167.800 and were allocated as follows: 587,100 to the Domestic division and $80.700 to the Foreign division
What is the segment margin for the Domestic division?

Answers

Answer:

Segment margin Domestic = $186,200

Explanation:

Giving the following information:

Sales revenues= $620,000

Variable expenses= $359,700

Traceable fixed expenses= $74,100

To calculate the segment margin for the Domestic division, we need to use the following formula:

Segment margin Domestic = segment contribution margin - traceable fixed expense

Segment margin Domestic = (620,000 - 359,700) - 74,100

Segment margin Domestic = $186,200

. In an income statement segmented by product line, the salary of the corporation chief executive officer (CEO) should be: a. allocated to the product lines on the basis of sales dollars. b. allocated to the product lines on the basis of segment margin. c. classified as a traceable fixed expense and allocated to the product lines. d. classified as a common fixed expense and not allocated to the product lines.

Answers

Answer:

d. classified as a common fixed expense and not allocated to the product lines.

Explanation:

In the case when the income statement is segmnented by the product line so the salary of the  chief executive officer (CEO) would be categorized as a common fixed expenses as it has fixed in a nature so it would not be allocated to the product lines

Therefore as per the given situation, the option D is correct

Hence, the same is to be considered

• Read one of the following recommended books: Richest Man in Babylon by George S. Clason (HIGHLY RECOMMENDED) Financial Literacy for Teens by Chad Foster The Four Laws of Debt Free Prosperity by Blaine Harris & Charles Coonrandt Rich Dad, Poor Dad by Robert Kiyosaki The Millionaire Next Door by Thomas J. Stanley, Ph.D. Share what you learned with two other people in your social or family circle and summarize your conversation in your write up. Create or choose a graphic organizer to organize a visual representation of what you learned from your book. .Write a 500 word response on how you will apply what you learned from this class and the book you read. Your organizer and response will be graded using the following rubric: Requirement Possible Organizer: Graphic organizer is concise and well arranged with graphic elements representing parts of the book. Contains at least five topics covered in the book The organizer is specific to the main point covered in the book 50 Response: Describes how you plan to apply what you have learned to your financial circumstances. Contains a reflection of the conversation held with social/family circle. 50​

Answers

Answer:

ok

Explanation:

I know it's late but do you still need the answer

Answer:

Did you ever get it done?

Explanation:

I need the exact same assignment rn.

A notary signing agent has been providing signing services with no incidents for over 10 years without undergone a background screning . Therefore. he or she

Answers

Answer:

Explanation:

Notary

what are some requirements for Postal Service Mail Carriers?( Check all that apply. )


A.) a valid driver license

B.) a civil service exam

C.) a physical exam

D.) a passport

E.) a vocabulary exam

F.) an experience living in at least two states

G.) an age of at least eighteen years

Answers

Answer:

a.b,c,g

Explanation:

The requirements to work in United States Postal Service department is: a valid driver license, a civil service exam, a physical exam, and an age of at least eighteen years. Thus, the correct options are a, b, c, and f.

What is United States Postal Service?

The United States Postal Service (USPS), often known as the Post Office, U.S. Mail, or Postal Service, is a separate executive branch agency that is in charge of delivering postal service across the United States, including its associated states and insular territories.

The person who is interested to work in United States Postal Service department must have a valid driver's license, cleared the civil service exam and a physical exam, and is at least eighteen years of age.

Therefore, the options that apply to the requirements for Postal Service Mail Carriers are A, B, C, and G.

To learn more about United States Postal Service, click here:

https://brainly.com/question/17235057

#SPJ6

An accountant of a business needs to prepare an income statement, statement of equity (retained earnings), cash flow statement, and .

Answers

Answer:

Balance Sheet

Explanation:

At the end of a financial year, the accountant needs to prepare the income statement, cash flow statement, equity (retained earnings), and balance sheet statement. Each of these statements relates to a company's financial performance and status.

The income statement reports the total profit or losses that the business has made in the financial period.The cash flow statement records and tracts the movement of cash in and out of business. It shows cash balances at the end of the period.The equity statement indicates the changes, if any, on retained earnings in that period.The balance sheet reports the values of assets, liabilities, and equity at the end of a period. Its preparation is guided by the accounting equation that assets equal liabilities plus equity.

A three-month forward contract on a stock index is trading at $1000. The current index level is $985.1. Assuming a continuously compounded interest rate of 5%. Additionally, assume that the stock index does not pay any dividends. Which one of the following statements reflects a potential arbitrage strategy:
I. Long the forward contract, short the stock index, and lend at the risk-free rate
II. Short the stock index and lend at the risk-free rate, while entering in a forward contract agree- ment to purchase the asset in three months for $1000.
(a) I alone
(b) II alone
(c) I and II
(d) None of the above

Answers

Answer:

d

Explanation:

ddddddddddddddddddddddd

Requirements for legal capacity for an individual are that a person must be at least sixteen and intelligent. true false

Answers

Answer:

False

Explanation:

You have to be 18

Laramie Trucking's CEO is considering a change to the company's capital structure, which currently consists of 25% debt and 75% equity. The CFO believes the firm should use more debt, but the CEO is reluctant to increase the debt ratio. The risk-free rate, rRF, is 5.0%, the market risk premium, RPM, is 6.0%, and the firm's tax rate is 25%. Currently, the cost of equity, rs, is 11.5% as determined by the CAPM. What would be the estimated cost of equity if the firm used 60% debt?A) 10.95%.
B) 11.91%.C) 12.94%.D) 14.07%.E) 15.29%.

Answers

Answer:

Re = 15.29%

Explanation:

beta at current debt level:

11.5% = 5% + (beta x 6%)

6.5% = 6%beta

beta = 6.5% / 6 = 1.083

unlevered beta = 1.083 / {1 + [(1 - tax rate) x debt / equity]} = 1.083 / {1 + [(1 - 40%) x 25 / 75]} = 1.083 / 1.2 = 0.9025

cost of levered beta at 60% debt:

0.9025 = beta / {1 + [(1 - 40%) x 60 / 40]}

0.9025 x 1.9 = beta

beta = 1.7148

Re = 5% + (1.7148 x 6%) = 15.29%

Olive, the owner of Olive’s Orchard, contracts to sell its harvest to Pure Foods, Inc. Later Olive refuses to perform. Pure Foods files a suit to enforce the contract. Olive and Pure Foods are in a state that does not recognize the doctrine of unconscionability. To defend successfully against enforcement of the contract on similar grounds, Olive might rely on traditional notions of a. ​materiality. b. ​mistake. c. ​value. d. ​fraud.

Answers

Answer:

D)fraud

Explanation:

From the question, we are informed about Olive, the owner of Olive’s Orchard, contracts to sell its harvest to Pure Foods, Inc. Later Olive refuses to perform. Pure Foods files a suit to enforce the contract. Olive and Pure Foods are in a state that does not recognize the doctrine of unconscionability. To defend successfully against enforcement of the contract on similar grounds,. In this case, Olive might rely on traditional notions of a fraud. Fraud can be regarded as an act of deception which is intentional to deprive those that fall for it their legal right. It is activities that gives the perpetrator an unlawful gain or to deny a victim their right. It is carried out by people to get financial or personal gain in an unlawful manner. Some types of fraud that are common are are tax fraud, bankruptcy fraud. as well as credit card fraud,

The five competitive forces model suggests the bargaining power of buyers may affect industry competition. Which of the following is an example of a way buyers might affect an? industry?
A. The Technicolor Company no longer has any bargaining power over movie? studios, limiting the profitability of producing color movies.
B. McDonald's has significant bargaining power over napkin' suppliers, which raises the napkin prices they pay.
C. Walmart has limited bargaining power over suppliers, which results in many of their suppliers altering their distribution systems to accommodate Walmart's need to control the stocks of goods in stores.
D. GM has limited bargaining power in the tire market, which lowers tire prices.
E. Walmart has significant bargaining power over its suppliers, which decreases the profitability of the suppliers.

Answers

Answer: E. Walmart has significant bargaining power over its suppliers, which decreases the profitability of the suppliers.

Explanation:

Walmart as buyers have significant bargaining power over their suppliers because they are quite large in size and therefore buy in bulk.

As a result of this, they can negotiate prices with suppliers that favor them not the suppliers which will decrease the profitability of the suppliers who would be compelled to sell to Walmart because of how much of their goods Walmart can buy.

Bronco High School issues $10 million in bonds on January 1, 2021 that pay interest semi-annually on June 30 and December 31. A portion of the bond amortization schedule appears below: Date Cash Paid Interest Expense Increase in Carrying Value Carrying Value 01/01/2021 $ 8,800,000 06/30/2021 $ 400,000 $ 440,000 $ 40,000 8,840,000 12/31/2021 400,000 442,000 42,000 8,882,000 What is the face amount of the bonds

Answers

Answer:

the face amount of the bonds is $10 million

Explanation:

the journal entry to record the issuance of the bonds is:

January 1, 2021, bonds issued at a discount

Dr Cash 8,800,000

Dr Discount on bonds payable 1,200,000

    Cr Bonds payable 10,000,000

the face value of the bonds = total amount of the issue, while the carrying value of the bonds = face value - discount = $10,000,000 - $1,200,000 = $8,800,000

Furniture purchased from Kailash for Rs. 6,000.​

Answers

Answer:

What's the question or is this a statement?

Explanation:

?

During August, Boxer Company sells $360,000 in merchandise that has a one-year warranty. Experience shows that warranty expenses average about 4% of the selling price. The warranty liability account has a credit balance of $12,400 before adjustment. Customers returned merchandise for warranty repairs during the month that used $9,000 in parts for repairs. The entry to record the estimated warranty expense for the month is:

Answers

Answer:

Debit Estimated Warranty Liability $12,400

Credit Warranty Expense $12,400

Explanation:

Warranty Expense = 0.04 * Total Sales

Warranty Expense = 0.04 * $360,000

Warranty Expense = $14,400

Warranty Liability Account = Warranty Expense + Opening balance of the Warranty liability Account

Warranty Liability Account = $14,400 + $12,400

Warranty Liability Account = $26,800

The business would incur actual warranty expense of $12,400.

Debit Estimated Warranty Liability $12,400

Credit Warranty Expense $12,400

Indirect labor includes:_________ (You may select more than one answer. Single click the box with the question mark to produce a check mark for a correct answer and double click the box with the question mark to empty the box for a wrong answer. Any boxes left with a question mark will be automatically graded as incorrect.)
a. labor of employees working directly on the product.
b. labor of the maintenance employees.
c. labor of the clerical staff.

Answers

Answer:

b labor of the maintenance employees

c labor of the clerical staff

Explanation:

During the production or composition of finished goods, some form of labors are directly or indirectly involved in the manufacturing of such finished product. Where labor is not readily traced to the manufacturing of finished product, such is known as indirect labor.

On the other hand, labor that is directly involved in the composition of finished product is known as direct labor. Examples of indirect labor are ; wages of supervisors , clerical staff, general helpers , material handlers and maintenance workers.

After completing a career search Patrick has decided that he wants to be a paralegal which two skills or abilities are important for him to have in order to excel in this career
A.Research skills be
B.analytical thinking skills
C.creative thinking skills
D.math skills

Answers

Answer is A because you be paralegal you would likely mostly need research skills

You want to be a millionaire when you retire in 40 years. a. How much do you have to save each month if you can earn an annual return of 9.7 percent

Answers

Answer:

the amount that saved each month is $173.21

Explanation:

The computation of the amount that saved each month is as follows:

Here we use the PMT formula

Given that

NPER = 40 × 12 =  480

PMT = 9.7% ÷ 12 = 0.81%

PV = $0

FV = $1,000,000

The formula is shown below:

= PMT(RATE;NPER;PV;-FV;TYPE)

The future value comes in negative

After applying the above formula, the pmt is $173.21

Hence, the amount that saved each month is $173.21

Mazie Supply Co. uses the percent of accounts receivable method. On December 31, it has outstanding accounts receivable of $140,000, and it estimates that 6% will be uncollectible. Prepare the year-end adjusting entry to record bad debts expense under the assumption that the Allowance for Doubtful Accounts has: (a) a $2,380 credit balance before the adjustment. (b) a $700 debit balance before the adjustment.

Answers

Answer:

estimated bad debt expense = $140,000 x 6% = $8,400

a) balance of allowance for doubtful accounts = $2,380

$8,400 - $2,380 = $6,020

Dr Bad debt expense 6,020

    Cr Allowance for doubtful accounts 6,020

b) balance of allowance for doubtful accounts = ($700)

$8,400 + $700 = $7,100

Dr Bad debt expense 7,100

    Cr Allowance for doubtful accounts 7,100

Allowance for doubtful accounts is a contra asset account with a normal credit balance.

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