Robert works part-time for JJ Financial Planning, where he develops financial plans for clients. He asks clients a series of questions about their current finances and investment objectives, and uses their answers to create customized financial plans. These plans often include recommendations that they purchase insurance or variable annuities, opening IRAs or other types of retirement accounts. Robert charges a fee for the plans, but he does not earn commissions for selling clients variable annuities and insurance to implement their plans. Is Robert an investment adviser representative

Answers

Answer 1

Answer: Yes. Robert is is an investment adviser representative

Explanation:

Based on the scenario given in the question, we can deduce that Robert is an investment adviser representative. An Investment Adviser Representative is someone who is an employee for an investment advisory company and the person provides advice that are related to investments activities for the company.

In this case, Robert is performing the duties of an investment adviser representative for JJ financial planning.


Related Questions

What are some of the benefits using a financial institution like a bank or a credit union

Answers

Answer:

They keep money safe and stable. However, Investing in the stock market is also another option, with the opportunity to make large gains with you money, with more risk of course.

Explanation:

In the ________, the perfectly competitive firm will react to losses by __________________________ .

Answers

Answer:

Lon run, Increasing it's Production

Explanation:

I majored in Business

A business chartered by a state that legally operates as a separate entity from the owner(s) is called _____. a. franchise b. sole proprietorship c. partnership d. corporation

Answers

Answer:

D. Corporation

Explanation:

I majored in Business.

Answer:

The answer is D. corporation

Explanation:

I am taking the test but A corporation is a business chartered by a state that legally operates as a separate entity from the owner.

what are the function of Ware house? ​

Answers

Answer:

see below

Explanation:

Warehouses provide safe storage of goods in large quantities before they can be moved to other locations. Goods are stores in an orderly and systematic manner. Warehouses protect goods against adverse weather and reduce losses due to spoilage.

The major functions of a warehouse are

Storage of goods

Safe storage of goods is the primary function of a warehouse.  Manufacturers use warehouse facilities to store finished goods before they can be distributed for consumption. Warehouses are also used by traders to keep goods as they wait for customers to buy.

Protecting goods

Goods in the warehouse are protected from harsh weather conditions such as heat, dust, moisture, and strong winds. Losses and damages to goods are minimal in a warehouse.

Grading and branding

Some warehouses perform value-added services such as branding and grading of products. They are done as per the manufacturers' specifications

Processing

Warehouse perform processes like breaking bulk where goods are brought in large quantities and are repackaged and sold in smaller quantities.

Chyou has heard that gas appliances are cheaper to use and can lower utility costs. She is interested in purchasing a new gas dryer to replace her electric dryer. Assuming that the dryer drys one load per day, use the following chart to determine how much Chyou will save each year in utility costs by purchasing the gas appliance.

Answers

Answer:

Its b 105.85

Explanation:

It just is break it down

Answer:

B.

Explanation:

Saffron Industries most recent balance sheet reports total assets of $42,000,000, total liabilities of $16,000,000 and stockholders' equity of $26,000,000. Management is considering using $3,000,000 of excess cash to prepay $3,000,000 of outstanding bonds. What effect, if any, would prepaying the bonds have on the company's debt-to-equity ratio

Answers

Answer:

A) Prepaying the debt would cause the firm's debt-to-equity ratio to improve from .62 to .50.

Explanation:

The computation of the impact is as follows:

The Debt equity ratio is

= Total liabilities ÷ total equity

Now

Debt equity prior to payment is

= $16,000,000 ÷ $26,000,000

= 0.62

And,

Debt equity after payment is

= $13,000,000 ÷ $26,000,000

= 0.50

So here as we can see that the debt equity would be improved from 0.62 to 0.50

Therefore the correct option is a.

if your salary is $42,000 and your federal income taxes are 10% of your salary, how much money will you owe this year in federal taxes? assume you have no deductions.

Answers

Answer:

Your taxes are estimated at -$5,925.

Step-By-Step Explanation:

This is 0% of your total income of $42,000. 0% would also be your average tax rate. Your income puts you in the 12% tax bracket. At higher incomes many deductions and many credits are phased out. This increases your tax bill and your marginal tax rate. With these phase outs, adding $1,000 to your income would result in a -15% marginal tax rate.

what describes initial public offering?

Answers

Answer:

refers to the process of offering shares of a private corporation to the public in a new stock issuance. Public share issuance allows a company to raise capital from public investors.

Explanation:

Which group of words bet describes wants?

Answers

Answer:

unlimited, changing, and competing

Explanation:

List three security measures businesses can use to help safeguard information stored in the computer systems

Answers

Answer:

First of all, a company should establish policies that require strong passwords. it is also necessary to establish policies requiring periodic updates. Another strong security measure is to set up a firewall that helps to control data traffic, both incoming and outgoing. Antiviruses are necessary. Private users need them as well as businesses.

Publicity is part of a company's
ООО
product mix.
promotion mix.
sales promotion.
advertising mix.

Answers

Answer:

Promotion mix.

Explanation:

A promotional mix is a blend of different marketing approaches that a business uses to reach out to many and diverse customers. Using the right variety of marketing activities ensures the achieve its targets of creating awareness and maximizing sales.

Marketers select a promotional mix that assists a business stand out from its competitors and drive sales. The components of a promotions mix consist of advertising, direct selling, sales, promotion, Public relations, and many others.

Aja receives the following email:
Dear Valued Credit Card Customer,
We have noticed suspicious activity in your account and have placed a security freeze on it. In order to activate it you will need to follow the link below. Please have your card handy and be prepared to verify personal information.
What action should Aja take?

Answers

Answer:

She should not follow the link

Explanation:

Because this is probably not really the credit card company, and they are trying to get personal information out of her.

A specific parcel of real estate has a market value of $160,000 and is assessed for tax purposes at 75% of market value. The tax rate for the county in which the property is located is 4%. The tax bill will be

Answers

Answer:

$4,800

Explanation:

property taxes are calculated using the assessed value, in this case the county will use $160,000 x 75% = $120,000

if the tax rate is 4% of assessed value, then the total property tax bill = $120,000 x 4% = $4,800

Generally, property taxes are collected by counties or municipal governments and they are used to fund school districts, libraries, fire departments, parks, etc.

An example of a special endorsement is...

A. "For Deposit Only" followed by your signature

B. "Pay to the Order of John Smith" followed by your signature

C. "Transfer to Savings" followed by your signature

D. Signing your name as written on the "Payee" line​

Answers

Answer:

B. "Pay to the Order of John Smith" followed by your signature

Explanation:

In a special endorsement, the payee authorizes payment to be made to another party. The payee is the person whose name appears on the front of the check is drawn to their favor. A special endorsement is when the payee instructs the check to be paid to someone else.

In the special endorsement, the payee writes at the back of the check," pay to the order of'': and writes the name of the person to receive the money and signs.

__________ utility is the benefit marketing provides by allowing the consumer to own, use, and enjoy the product.

Answers

Answer:

Possession

Explanation:

POSESSION UTILITY can be defined as the type of Utility in which a person derived a value for owning a product reason been that POSSESSION UTILITY give such person who purchased a product the right to own the product by enabling such person to possess the ownership of the product and to use the product . Example a person who purchased a car bought it for the purpose of driving it around which means that such person has the POSSESSION UTILITY to own the car , drive the car and enjoy the car thereby deriving a value for owning the car .

Question 10 of 15 A tax-sheltered annuity is a special tax-favored retirement plan available to ACertain age groups only. BCertain groups depending on factors such as race, gender, and age. CCertain groups of employees only. DAnyone.

Answers

Answer:

C Certain groups of employees only

Explanation:

The tax sheltered annuity is a special tax regarding the retirement plan that available to a specific employees group only that engaged in non-profit, education, other 501c3 organization etc

So according to the given situation, the option C is correct as it fits to the situation

Therefore the other options are wrong

What does the phrase high risk = High reward mean when it comes to investing?

Answers

Answer: The phrase “higher risk, higher reward” is used in the general sense to set ratios between riskier stocks and more stable bonds and cash holdings. Investors adjust their risk according to their station in life.

Explanation:

*ECONOMICS* please help
thank you to whoever answers

Answers

Answer:

I think B

Explanation:

I don't know much about economics, but don't you need to have decent credit to take a loan (borrow) from the bank?

In some counties, certain funds are collected and then distributed to be used only for the exclusive purpose of deterring, investigating, and prosecuting real estate fraud crimes. This fund is the:

Answers

Answer:

The appropriate response is "Real Estate Fraud Prosecution Trust Fund."

Explanation:

This may have been managed to generate to allocate solely devoted funds just for something like the prosecutors of immovable identity theft throughout San Francisco. The investments shall be allocated either by County Chief Executive Assistant, as ascertained either by Fund economy, to defense attorneys as well as police departments for the goal of examining, adjudicating immovable fraud offenses.

explain neck/ back pain and ways to help.

Answers

Answer:

Apply ice for the first few days.

Take OTC pain relievers, like ibuprofen

Take a few days off from sports, activities that aggravate your symptoms, and heavy lifting.

Use good posture.

Explanation:

Use a back brace or pain patches that can help and I feel like neck and back pain happens when u put too much stress in those areas which can cause the pain you are feeling

Which person has the highest taxable income?
Person A: Earns $50,000 per year with $5,000 in deductions
Person B: Earns $60,000 per year with $10,000 in deductions
Person C: Earns $90,000 per year with $30,000 in deductions
Person D: Earns $100,000 per year with $60,000 in deductions
A. Person B
B. Person D
C. Person A
D. Person C

Answers

Answer:

D. Person C

Explanation:

Taxable income is the difference between the gross pay and all authorized deduction.  

For person A : taxable income = $50,000 - $5000 = $45,000

For Person B: taxable income =$60,000 - $10,000 = $50,000

For Person C: taxable income= $90,000 - $30,000 = $60,000

For Person D: taxable income=$ 100,000 - $60,00= $40,000

Person C has the highest taxable income with $60,000

Answer: person c

Explanation:

a pe x

If bids on keywords in a bid strategy are manually overwritten, how long will it take for the bid strategy to resume bidding on those keywords

Answers

Answer: 24 hours

Explanation:

When the max CPC is manually overriden, the new max CPC will remain for 24hours, this would make the search Ads 360 optimization system not to update the max CPC during this time. After 24hours margin, the search Ads 360 will resume optimizing your bids inorder to meet the goals of bid strategy in turn starts the max CPC manually.

"capital" investment is the major basic component of a business operation. "justify"this statement with examples ​

Answers

Answer:

See below

Explanation:

Capital investment is the sourcing of funds for business expansion and growth. It involves acquiring money to finance long term projects or assets that will add value to a business for many years.

Through capital investments, a business acquires assets used in producing goods or the provision of services. It enables a company to upgrade, expand, or diversify to meet customer demands or react to market changes.  

Capital investment has been useful to businesses in many ways. For example

1. When labor or the costs of doing business becomes costly in one country, a company may need to relocate to a country with more favorable conditions. It requires heavy financing to relocate. Capital investments make such moves possible.

2. With the advent of technological advancement, companies need to invest in new technology to remain competitive. Capital investments help a business acquire modern technology and remain in operations.

What can Lena do to avoid the risk of having short supplies in times of need?

Lena works in an artificial jewelry-manufacturing unit. It is a family run business and they have been depending on a single supplier for years. As Lena is a proactive person, she can avoid the risk of being in short supplies of raw material by keeping a (blank) supplier for every one main supplier.

Answers

Answer:

backup

Explanation:

The correct answer is "Backup"

which type of life insurance policy is best suited for paying off the outstanding balance of a 30-year mortgage in the event of the insured's death

Answers

Answer:

30-year decreasing term

Explanation:

Life insurance can be regarded as a form of insurance contract that exist between insurance policy holder as well as an insurer, in this case the insurer pledge some payment of amount of money so that he/she can get premium whenever the insured person dies. It should be noted that a 30-year decreasing term life insurance policy is best suited for paying off the outstanding balance of a 30-year mortgage in the event of the insured's death

Health benefits are an example of ____ income.

Labor
rental
interest
non of the above

Answers

Health benefits are an example of interest income.
Interest income . Brainliest plss

All funds entrusted to a licensee on behalf of another party in the practice of real estate are by definition ______.

Answers

Answer:

Trust funds.

Explanation:

An agency can be defined as a mutual relationship existing between two parties, wherein a principal authorizes the agent to act as the principal's representative or on his behalf (fiduciary role) in dealing with third parties.

All funds entrusted to a licensee on behalf of another party in the practice of real estate are by definition known as trust funds.

This ultimately implies that, the legal entity or real estate agent (trustee or licensee) would, d be held responsible for the losses, legal claims and damages incurred by the owner of the property (beneficiary), whether or not the agent's actions were authorized or unauthorized by the principal.

Hence, a trustee is liable for acts or contracts entered into by an agent when he or she gives an agent either actual authority (power of attorney) or apparent authority.

Any recommendations of how to convince my parents to get me a dog?

Answers

Answer:

ok so u have to get a pet rock first u name it u take it out to go to the bathroom and everything u would do with a dog and it shows your parents you're ready for one u have to show them that u know how to take care of one first

Explanation:plz mark me branlyiest this worked for me so yea hope it helped

What function of management uses the ability to look at how a plan has been implemented and
reflects upon how things could be improved?

Implementing
Controlling
Strategic
Mixed

Answers

Answer:

Controlling

Explanation:

Controlling is among the major functions of management.  As a management function, controlling means taking measures to ensure subordinates are working according to plan. It is verifying that all activities are in line with the given instructions and guidelines. Controlling ensures the business is on the right path to achieving its objectives.

Management has to control how the organization’s resources are used. They have to ensure effective & efficient use of resources to achieve predetermined goals.

You have a client whose business uses accrual-basis invoicing and accounts receivable workflow. They use the Banking screen to enter a deposit for a payment check, which they post manually to an income account. What problems will this cause?

Answers

Answer:

The amount of trade receivables is completely inaccurate. Another such explanation is provided below.

Explanation:

Transactions were mostly automatically transferred to purchase orders unless the alternative of automatically determine disbursements would be allowed to select throughout the classification of transaction. Whenever a financial institution screen was being used to transcribe the client's compensation, the deferred revenue balancing act would then demonstrate an inaccurate equilibrium but mostly generate a duplicate earnings entry throughout the accrual basis.
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