A credit score rating is based on a credit score report, statistics usually sourced from credit score bureaus.
What is a credit score?A credit score rating is a numerical expression primarily based totally on a degree evaluation of a person's credit score files, to symbolize the creditworthiness of an individual.
As per the information,
1. The loan taken here is an unsecured loan, therefore, the early payment of the loan will increase the credit card score.
2. In this case, the credit card score will go up as pre-payment of small and unsecured will have a positive impact on the credit card score. The score goes up and down based on your credit card purchase behavior.
3. If the credit card score goes down, it can be fixed by maintaining a healthy credit card utilization ratio.
hence, in this way, the credit card score issues can be resolved.
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In 2019, selected automobiles had an average cost of $12,000. the average cost of those same automobiles is now $13,200. what was the rate of increase for these automobiles between the two time periods? (
The rate of increase for these automobiles between the two time periods is 10%
What is automobiles?Automobile is the wheeled vehicle usually having four wheels and generally used for the transportation purposes. For example :- car, buses, trucks, bike etc.
In the above case, the average cost of the automobile is $12000 in 2009 but now it has increased to $ 13200. For the calculation of the increased rate of the auto mobile following formula is used as follows:-
Increased rate = (current value -Initial value )/current value * 100
=( $13,200 - $12,000)/ $12,000 *100
=$1200/ 12000 *100
= 10%
Therefore, the rate of the increase for these automobile between 2 periods is 10%.
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When demonstrating 2023 leaf’s smooth acceleration, what should you point out?.
We will point out the following about the smooth acceleration features:
mild response in Eco modelhow quickly and smoothly LEAF accelerates in DriveWhat is the smooth acceleration?This is a features in the vehicle that allows for a smoother accelerating experience for the drivers
Therefore, we will point out the mild response in Eco model and how quickly/smoothly LEAF accelerates in drive when demonstrating the 2023 leaf’s smooth acceleration.
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An investor sold 100 shares of ran common stock short at $50 per share. the ran is now at $38. the investor is still bearish on the stock but would like to protect that gain. what would you recommend if this were your client
If the investor is my client, i will advise him to enter a buy stop order at $40.
What is the buy stop order?In the share market, these are protective tool that are mainly for short sellers.
Now, as the stock should begin to rise from its current price of $38, once it reaches or exceeds $40, a buy order at the market is entered.
Hence, the stock purchased is used to cover the short position and the investor's profit is the $50 sale price minus the cost of the purchase.
However, because the investor is short term person, the only protective order would be a buy and not a sell.
Therefore, i will advise him to enter a buy stop order at $40
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What interdisciplinary field is dedicated to understanding and management of people at work?.
Answer:
1 & 2.
Explanation:
describes an interdisciplinary field dedicated to understanding and managing people at work. - value depends on its usefulness to your job and career.
Olinick Corporation is considering a project that would require an investment of $313,000 and would last for 8 years. The incremental annual revenues and expenses generated by the project during those 8 years would be as follows (Ignore income taxes.): Sales $ 250,000 Variable expenses 25,000 Contribution margin 225,000 Fixed expenses: Salaries 32,000 Rents 45,000 Depreciation 40,000 Total fixed expenses 117,000 Net operating income $ 108,000 The scrap value of the project's assets at the end of the project would be $22,000. The cash inflows occur evenly throughout the year. The payback period of the project is closest to: (Round your answer to 1 decimal place.) Multiple Choice 2.9 years 1.8 years 2.5 years 2.1 years
Based on the calculation below, the payback period of the project is closest to 2.1 years.
How to calculate payback period?The payback period of the project can be calculated as follows:
Annual net cash inflow = Net operating income + Noncash deduction for depreciation = $108,000 + $40,000 = $148,000
Therefore, we have:
Payback period of the project = Required investment / Annual net cash inflow = $313,000 / $148,000 = 2.1 years
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Job descriptions often include the following information related to the job
Resume, school transcript, professional certifications, awards, memberships in professional organizations. Letters of recommendation, "thank you" notes, newspaper/website articles about you.
Compared to a barter economy, using money increases efficiency by reducing.
Answer:
Compared to a barter economy, using money increases efficiency by reducing: transaction costs. Barter is the: direct exchange of goods and services.
A Chicago-based company decides to outsource all product designs to Singapore because it has been found to have the most efficient design companies. In this situation, the Blank______ implication for international business is being considered. Multiple choice question. first-mover location policy trade
In this situation when the company outsources its products the location implication for international business is being considered. Thus the correct answer is B.
What is outsourcing?Outsourcing is a technique in which a corporation contracts a third party to perform activities, manage operations, or offer services. These outsourcing companies will provide efficient work to the clients.
It arranges its own employees or computer systems to complete the tasks or provide the services, either on-site facilities or at off-site facilities locations.
These outsourcing services will help the business to lower the cost by outsourcing activities from countries where there is the availability of cheap manpower or skilled employees.
These will help to improve the productivity of a business by access to skilled resources and advanced technology. These will improve the efficiency and core competencies of the business.
Therefore, option B location is the correct answer.
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The key to a good assessment of the alternatives: (Choose all that apply.) Multiple select question. ensures buy in at all levels of the organization. makes sure that managerial mind-set is the main consideration. defines the opportunity or threat exactly. specifies the criteria that should influence the selection of appropriate alternatives.
The key to a good assessment of the alternatives:
C. defines the opportunity or threat exactly.D. specifies the criteria that should influence the selection of appropriate alternatives.What is an Assessment?This refers to the analysis that is done to ensure the best possible thing is selected and that threat is identified and eliminated on time.
Hence, we can see that when making good assessments, it is important to define the threat or opportunity and then specify the criteria that should influence the selection of appropriate alternatives.
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When drawing a supply curve, we always place on the vertical axis and supplied on the horizontal axis. (Use one word for each blank.)
When drawing a supply curve, we always place price on the vertical axis and quantity supplied on the horizontal axis.
What is a supply curve?A supply curve can be defined as a type of chart that is used to graphically represent the total quantity of goods or services that are supplied to consumers at a given price.
As a general in Economics, you should always place price on the vertical axis and quantity supplied on the horizontal axis when drawing a supply curve.
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Recently, Glenda Estes was interested in purchasing a Honda Acura. The salesperson indicated that the price of the car was either $27,600 cash or $6,900 at the end of each of 5 years. Compute the effective-interest rate to the nearest percent that Glenda would pay if she chooses to make the five annual payments.
The rate of interest charged to Glenda would be 5.18% upon the payment of her car in five annual installments.
What is a rate of interest?The percentage of interest charged over the principal amount of loan or advances for a particular period of time, is known as the rate of interest of such loan.
The computation of rate of interest using the formula and given information will be,
[tex]\rm Rate\ of\ Interest= \dfrac{Interest}{Principal\ x\ Time}\ x\ 100\\\\\rm Rate\ of\ Interest= \dfrac{7150}{138000}\ x\ 100\\\\\rm Rate\ of\ Interest= 5.18[/tex]
Hence, the computation of the rate of interest is as aforementioned.
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uncertainity avoidanceIn Denmark, the personal income tax rate is 55 percent. One of the reasons workers are willing to pay this is because they know they will reap the benefits later in the form of free health care and a universal pension in retirement. According to Geert Hofstede, what cultural dimension does this most illustrate
Based on Geert Hofstede, the cultural dimension does this most illustrate Long term vs Short term orientation.
What is Long-term orientation versus short-term orientation?This is known to be part of the five cultural dimensions stated by Geert Hofstede.
Note that Cultures that shows a long-term orientation tells about the preparation for the future and the cultures that depicts a short-term orientation are very much concerned with short-term needs.
Therefore, Based on Geert Hofstede, the cultural dimension does this most illustrate Long term vs Short term orientation.
See options below
According to Geert Hofstede what cultural dimension does this most demonstrate?
uncertainty avoidance
Dance concession
social mobility
Long term vs Short term orientation.
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In a typical business, 80% of a company's
expenses are for which of the following?
A. inventory losses
B. payroll
C. initial investments
In a typical business, 80% of a company's expenses are for option C: Initial investments.
What do you mean by term Initial investments?An initial investment is defined as the amount of money that is required for every business in order to start the project.
The initial investment is equal to capital expenditures plus working capital requirement add after-tax proceeds.
Therefore, approximately 80% of portion of total expense is covered by payment of initial investments.
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Answer:
the answer is B : payroll
Explanation:
just got it right on acellus :)
A bank customer receives an e-mail from a sender claiming to be a bank employee. The e-mail asks the customer to provide personal information and to call a phone number if he or she has any questions. The customer suspects the e-mail might be a phishing attempt. Which of the following responses is most likely to be a privacy risk for the bank customer?a) Calling the bank at its official phone number to ask whether the request for personal information islegitimateb) Calling the phone number given in the e-mail and providing the personal information over the phonec) Checking that the domain name of the sender’s e-mail address is associated with the bankd) Conducting aWeb search to see if other people have received similar requests for personal information
The most likely response by the customer that will be a privacy risk is b) Calling the phone number given in the e-mail and providing the personal information over the phone.
How can you avoid Phishing?Phishing refers to attempts by criminals to steal your personal information and use it to drain you financially.
In order to avoid them, never give your personal bank details over the phone because your bank will never ask for that, and don't communicate with anyone who asks for these details.
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An employee is demonstrating behaviors on the job that may endanger other employees. His manager wants to refer him to the company's employee assistance program. Which situation would call for such a referral
A situation that would cause the manager to refer the employee in that manner is if the manager believes the employee's problems are related to alcohol abuse.
What happens when an employee is under the influence?These days, company HR departments have subdepartments to help employees through various issues they find themselves in.
For instance, an employee that has abused alcohol and is behaving irrationally can be referred to an employee assistance program to help them.
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Hardcover books are shipped 3 days after an order is placed. soft cover books always take at least 1 day less than hardcover books to ship after the order is placed. special apparel orders take as long as or longer than hardcover books to ship after the order is placed. conclusion: special apparel orders take longer to ship than soft cover books. if the assumptions are true, is the conclusion:
If the assumptions are true, the conclusion relating to the longer time taken to ship the special apparel than the softcover books is correct.
What is meant by the conclusion?The conclusion is a brief summary of any topic without going into the detail of it.
The shipping time taken to deliver the softcover books is 2 days, that is, 1 day more than the shipping time taken to deliver hardcover books. There is a difference of only one day in both the shipping. The time taken by special apparel to ship is longer than the hardcover books which means that time is also greater than softcover books.
Therefore, the provided conclusion statement is correct keeping all the assumptions true.
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The monopsonist's marginal factor (rource) cost curve for labor is
The company must: hike the factor prices to hire additional employees, a monopolist's marginal factor cost curve is above its labor supply curve.
What is a marginal factor cost?Marginal factor cost is the increment in the additional factor of production that leads to the increase in the one-unit amount.
It is showed in unit like the labor has worked ten per unit in the given period of time.
Thus, its labor supply curve.
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________ involves highly trained employees known as Champions, Master Black Belts, Black Belts, and Green Belts.
Champions, Master Black Belts, Black Belts, and Green Belts are highly trained employees required in six sigma.
What is Six sigma?
Six Sigma is a tool of management and procedures aimed at increasing the capabilities of a business process by lowering the risk of error. Six sigma is a data strategy to defect elimination, failure reduction, and enhancement of the profitability that employs a statistical technique.
Six sigma basically works on some main principles which include focusing on the customer as the customer is considered the king of the market. It helps to identify the areas of problems and wastage of resources and helps to improvise them.
It works on the resolution of issues once the issue gets identified in real-time to avoid any differences in the result and eliminates the elements which decrease customer value.
The concept of six sigma is introduced to bring change in the system through innovation and technology.It encourages flexibility in working by efficient techniques and optimum utilization of resources.
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A group that exists mainly to meet control needs, by solving all sorts of problems, is called a(n) Multiple Choice committee. quality control circle. primary group. secondary group. ad hoc committee.
A group that exists mainly to meet control needs, by solving all sorts of problems are referred to as a secondary group or task group. Thus, Option C is the correct statement.
What is a secondary group?
A Secondary Group is a proper organization whose relationship is associated with the final completion of a particular task. These styles of organizations commonly aren't emotionally connected.
That is, they do now no longer have a vested hobby in the emotional balance of others.
Thus, Option C is the correct statement.
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Learning Task No. 3 Direction: Write the advantages ang disadvantages of the following packaging materials. Write your answer on a separate sheet of paper. Types of packaging Materials Advantage/s Disadvantage/s 1. Leaves 2. Vegetable Fibers 3. Wooden Crate 4. Paper 5. Earthenware 6. Glass 7. Plastic 8. Metal
To identify the advantages and disadvantages of packaging materials it is necessary to analyze the purpose, durability and protection of the product.
What is the best packaging for a product?It will be one that protects the characteristics of the product, is durable and sustainable. Leaves, for example, are safe biodegradable materials for packaging some foods, but they still need more technological development for scale production.
Another example is that vegetable fibers are also sustainable materials but are also being used experimentally in the sustainability awareness phase.
Therefore, the ideal packaging will be one that protects the necessary characteristics of the product and is ecologically sustainable for the protection of the environment.
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Suppose that both of the events you have just analyzed are partly responsible for the increase in the price of calzones. Based on your analysis of the explanations offered by the two groups of students, how would you figure out which of the possible causes was the dominant cause of the increase in the price of calzones?.
The dominant cause of the rise in the price of calzones may be the increased shift in demand relative to the shift in supply.
What happens when supply is less than demand?This is an economic situation where there is an imbalance, generating an increase in prices, since when there is greater demand for a product than companies offering it, it means that consumers are more likely to pay more prices for a product that is in a position of scarcity.
Therefore, a balance between supply and demand must be achieved to generate a stable situation in price and quantity levels.
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Your organization has been developing a new product for the last three years. The technical specifications of the product were leaked before the product's official release. As a result of the leak, your company's main competitor is changing the specifications of their own product, releasing it earlier than your product, and planning on acquiring the manufacturer your company uses to create vital digital circuits. News of the competitor's plans has caused the majority of investors to pull their funding from your company. Based on typical commercial data classification levels, which data classification level was breached
Based on commercial data classification levels, it is correct to say that the sensitive data level has been breached.
What is the data sensitive level?Corresponds to data breaches that would negatively impact a business, jeopardizing operations and market positioning, such as leaking financial and intellectual property data.
Therefore, information security must be a criterion to be achieved in organizations and all their processes to avoid consequences of a data leak.
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The difference between a financial aid package and total cost of collage can be made up by ______.
A: reapplying with different family contributions
B: signing up for fewer classes a semester
C: personal savings and student loans
D: going to a college with lower tuition costs
The difference between a financial aid package and total cost of collage can be made up by personal savings and student loans.
Financial aid is referred to any form of funding which tends to help one in paying for for college, such as a loans, grant, scholarships or work-study programs. So, for most of the students, financial aid is essential to making college affordable.
It is estimated that about two thirds of college students receive financial aid based on their family's financial circumstances. So, here it is important that the difference between a financial aid package and total cost of collage can be made up by personal savings and student loans.
Hence, option C is correct.
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Helpppp pleaseeeee!!!
which country is experiencing a trade surplus?
o a. a country with $330 million in exports and $350 million in
imports
b. a country with $400 million in exports and $500 million in
imports
c. a country with $500 million in exports and $400 million in
imports
d. a country with $600 million in exports and $600 million in
imports
A country that is experiencing a trade surplus is a country with $500 million in exports and $400 million in imports.
What is trade surplus?Trade surplus refers to the positive balance of trade where a country's exports exceed its imports.
The country that is experiencing a trade deficit is a country with $500 million in exports and $400 million in imports.
Therefore, C is the correct option.
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what are the trends in the global job market?
The trends in the global job market is that the following are on the rise and they include: Remote work, contract work, project work, one-off commissions and self-employment.
Meaning of TrendA trend can be defined as a recent happening in a sector. it can bee said to be the current news or the prevailing happenings in a particular sector.
A trend is a current happening that is gaining major attentions by individual in a particular field.
In conclusion, The trends in the global job market is that the following are on the rise and they include: Remote work, contract work, project work, one-off commissions and self-employment.
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Which sentences highlight the process of rightsizing?
amella is a business strategy head at a large company. the company has not been able to achieve substantial profits during any of the past four
years. amelia calls for a business meeting to discuss the issue. in the meeting, a manager suggests that they should lay off 50 percent of their
workforce across the board to cut down on costs. amelia argues that they should restrict the layoffs to specific departments that run into
recurrent losses and expand the other departments, whose products show scope for market growth.
The sentence that highlights the process of rightsizing is that the workforce across the board cut down on costs.
What is rightsizing?It should be noted that rightsizing means reducing a particular number to make it optimal. Rightsizing is restructuring a company to make a profit more efficiently and meet updated business objectives.
Organizations will usually rightsize their business by reducing their workforce, and reorganizing upper management.
In this case, the sentence that highlights the process of rightsizing is that the workforce across the board cut down on costs.
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A survey of pet owners found that on average, they spend $1,225 annually per pet, with a standard deviation of $275. between which two amounts would you expect 95% of the survey’s respondents to spend annually per pet if the sample is approximately normal and comes from a normally distributed population?
Based on the sample being normal, 95% of the survey's respondents will fall within $675 and $1,775.
Where will 95% of the respondents fall?A 95% interval has a z value of 1.96.
The confidence interval would be:
= Sample mean ± z x (Standard deviation / √sample)
= 1,225 + 1.96 x (275 / √1)
= $1,764
= 1,225 - 1.96 x (275 / √1)
= $686
The closest figures from the options are $675 and $1,775.
Options for this question include:
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Answer:
option 3
Explanation:
Leasing a car may be a better option than buying a car
if...
you have enough money for a large down payment.
you travel great distances regularly.
you don't plan on having it for long and don't want
to worry about regular maintenance.
you want the extended warranty and maintenance
because you plan on having the car for a while.
Answer:
You don't plan on having it for long and don't want to worry about regular maintenance.
Explanation:
It's right.
Jennings company has total assets of $445 million. its total liabilities are $120.5 million. its equity is $324.5 million. calculate the debt ratio. (round your answer to 1 decimal place.)
Jennings company has total assets of $445 million and its liabilities are $120.5 million. The debt ratio is 2.71%.
What is the debt ratio?The debt ratio refers to the financial ratio indicating the percentage of a company's assets that are provided via debt.
Jennings company has total assets of $445 million and total liabilities of $120.5. The debt ratio that is calculated by dividing total liabilities and assets is 2.70%.
Therefore, the debt ratio is 2.70%.
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Your checkbook register shows these activities for the month.Old balance: $134.56Check 512 to Good Stuff for $32.19Deposit: $345.12Check 513 to Hometown Apt. for $250.00Check 514 to Farland Grocery for $16.65Check 515 to Dr. Scott for $45.00What is your new checkbook balance
Based on the various activities for the month that were reflected in your checkbook, your new balance would be $135.84.
What is the checkbook balance?This can be found as:
= Opening balance + Deposits - Checks and withdrawals
Solving gives:
= 134.56 + 345.12 - 32.19 - 250 - 16.65 - 45
= $135.84
In conclusion, your new balance is $135.84.
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