The simple interest on $400 at 5% per annum for 2 years is.:

Answers

Answer 1

The simple interest amount that $400 principal will earn in 2 years at the rate of 5% is $40.

Data and Calculations:

Principal amount = $400

Simple Interest rate = 5% p.a.

Time = 2 years

Simple interest amount = $40 ($400 x 5% x 2)

The simple interest does not enjoy the power of compounding that increases savings.

Thus, the simple interest that the principal will earn in 2 years at the rate of 5% is $40.

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Related Questions

Why is personal finance dependent upon your behavior?

Answers

Personal finance depends on your behavior because you are the manager of your financial resources, so it is necessary to carry out personal planning of your finances.

Personal financial behavior can be measured by six dimensions, which are:

Emergency fundsIndebtedness levelSavings ratesAsset diversificationRetirement PreparationWealth distribution

Personal finances are directly impacted by our behaviors and decisions. Some of these behaviors are subconscious and difficult to identify, but they should be analyzed in case they negatively influence your finances.

Therefore, financial planning is essential to use your financial resources consciously and in accordance with your goals.

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Fe2O3 + 3 CO → Fe + 3 CO2

Answers

Answer:

product 2FeO3+3CO2

Explanation:

Why is term life insurance better than whole life insurance?

Answers

Answer:  Term life is “pure” insurance, whereas whole life adds a cash value component that you can tap during your lifetime. Term coverage only protects you for a limited number of years, while whole life provides lifelong protection—if you can keep up with the premium payments.

Explanation:

True or false: Obtaining top management's leadership and commitment is not necessarily critical for diversity programs to succeed.

Answers

Answer:false

Explanation:

What would the new optimal solution of product 3 sold for $15, and 100 hours of labor could be purchased?.

Answers

Answer:

I don't know sorry sorry forgive me

Explanation:

sorry

business founders hold equity. true or false

Answers

Answer: true

Explanation:

What is the term applied to the excess of net revenue from sales over the cost of merchandise sold?.

Answers

Answer:

gross profit

Explanation:

I took the test, good luck on the other questions

Which of the following factors does NOT influence financial planning?
Group of answer choices

Potential future earnings

Savings

Debt

Investments

Answers

Answer:

D

Explanation:

Investment is not defined until it is current and shown

The factor that does not influence financial planning is Debt.

What is Debt and How it does not influence financial planning?Debt is usually money, borrowed by one party from another.Debt is long-term, and the lender is exposed to interest rate risk or the risk that interest rates will fluctuate over the maturity of the loan from which we can say that debt does not influence financial planning.Debt can lead to financial instability.

Hence, Option C is the correct answer.

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A natural monopoly exists when.

Answers

A natural monopoly exists when a single firm has economies of scale over the entire range of production that is relevant to its market.

They come into existence when industries are in need of some unique products or technology hence runs best when one firm produces all the output.

Also, a natural monopoly is the one that has only one company or service provider in an industry or geographic location.

Example is of a natural monopolist is electricity provider.

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A budget that reports expected cash receipts and cash payments related to the sale and purchase of plant assets is called a: Multiple Choice Cash budget. Capital expenditures budget. Rolling budget. Sales budget. Production budget.

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A budget that reports expected cash receipts and cash payments related to the sale and purchase of plant assets is called Capital expenditures budget

Capital expenditures budget shows the cash  amounts estimated to be used up for  the purchase of additional plant assets or expected from the sale of plant asset.

Most Capital expenditures are usually for huge projects or for long term assets.

After  a financial evaluation to estimate if a  company's return on investment targets are met, The Capital expenditure budget can then be reviewed to see what project to be done.

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4. Which is a true statement about goals?
A person should work on only one goal at
a.
a time.
C.
b. Intermediate-term goals are those that can
be accomplished in 1 to 5 years.
A person should accomplish short-term
goals before starting on any other goals.
d. A short-term goal should be tied to a
long-term goal.

Answers

Answer:

D

Explanation:

So you can see progress on your goals why you are doing them. Such as saving 100 dollars a month to get a 1,200 dollar computer at the end of the year.

Divisions of the Fed known as ________ handle almost all the checks written against a bank in one city and presented for deposit to a bank in a second city.

Answers

The division that belongs to Fed which is responsible for handling of checks written against a bank in a particular city, which also helps in  presenting this check for deposit at a  bank in a another city.

Check clearance can be explained as process of moving cash from a particular bank whereby a checks is drawn to the bank in which it was deposited.

The division that handles this is check clearinghouses and helps as intermediate for check clearing between banks.

Therefore, check clearinghouses is the correct term.

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Shida has had such great success with his IT consulting company for the last five years that he was able to pay himself a competitive salary within the first 18 months of operation. According to the GEM study, Shida is a/an ______.

Answers

Shida is seen as potential entrepreneur according to the GEM study.

GEM study is conducted by Global Entrepreneurship Monitor that tracked rates of entrepreneurship.

The study conducted on Shisa as a IT Expert shows that the company tries to understand how his entrepreneur skills enables him to pay himself a competitive salary within the first 18 months.

Therefore, Shida is seen as potential entrepreneur according to the GEM study.

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True or false: A management contract is an arrangement in which one firm contracts with another to produce products to its specifications.

Answers

The statement which states that a management contract is an arrangement in which one firm contracts with another to produce products to its specifications is false

According to the given question, we are asked to show whether a management contract is one where there is an arrangement between two firms to produce its goods to its specifications.

As a result of this, we can see that a management contract is one where one firm gives its management skills in part or in full to another firm.

With this in mind, we can see that contract manufacturing is one where there is an arrangement in which one firm contracts with another to produce products to its specifications but is in charge of the marketing.

Therefore, the correct answer is false.

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Custom Quilters makes decorative comforters, quilted garments, and other products in a small sewing factory. The company expects to make 2,000 comforters during the current year. With respect to the comforters, how would the hourly wages of sewing machine operators be classified

Answers

Based on the comforters, the hourly wages of sewing machine operators would be classified as:

Direct and Variable

According to the given question, we are asked to classify the hourly wages of sewing machine operators based on the decorative comforters.

As a result of this, we can see that because the company has a fixed number of comforters it wants to produce during the current year, then the hourly wages of the operators of the sewing machine can be classified as direct and variable.

Therefore, the correct answer is Direct and Variable

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bank of america’s provides information such as its interest expense, or the interest the bank paid depositors, and its interest income, or the interest it earned by investing deposits over a period of time. this document also states the bank’s other revenues and expenses for the time period.

Answers

The information such as interest expense, the interest that the bank paid depositors, interest income, etc illustrates the income statement

Income statement simply means a financial statement that shows the income and the expenditure of a company.

An income statement is also vital as it shows a business how profitable it was for a particular period. The information provided by the bank such as its interest expense, or the interest the bank paid depositors shows the income statement.

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Craig Conway is CEO of a software design company named PeopleSoft, a company that has automated many human resource functions such as tracking vacation time. Conway operates at the __________ level of his organization.

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The level at which Conway operates at his organization is called the Corporate Level.

Corporate Level strategy means the top hierarchy approach for administering and directing the entire activities of the organization

Here, Craig Conway is the CEO which is a top-hierarchy for his company. Any operation planned, administered and directed from his position in the organization means he is operating at the Corporate Level

Therefore, the level at which Conway operates at his organization is called the Corporate Level.

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Which savings account will earn the most interest?
A $5,000 at 4 percent interest compounded for four years
B. $10,000 at 2 percent interesi compounded for four years
C. $10,000 at 2 percent simple interest for four years
D. $5,000 at 4 percent simple interest for four years

Answers

The savings account that will earn the most interest is $10,000 at 2 percent interest compounded for four years.

What is simple interest and compound interest?

Simple interest rate is the interest that is paid only on the principal portion of a loan. Compound interest is when both the amount deposited and the interest already earn increase in value when interest is paid.

Thus, when an account is compounded and the other earns a simple interest, the account that earns a compound interest would have a higher value than the account that  earns a simple interest.

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Answer:

The answer is A. $5,000 at 4 percent interest compounded for four years.

state governments use to compete with other states and countries to locate businesses in their areas.

Answers

Answer:marketing

Explanation:

The state governments used to compete with other states and countries to locate businesses in their areas, of marketing.

What is businesses?

The term “businesses” refers to earning a profit. The business is taking the risk and earning the profit. The business is mainly focused on the activities of the creation, distribution, and selling of concepts. The businesses are interested in the investment as a future perspective.

According to state governments, are the utilized to the states and nations are the based on the situated are the state and the businesses in the is area are the based on the marketing. Marketing is the practice of a business of promoting the acquisition and selling of goods and services. Marketing consists of promotion, publicity, and advertising.

As a result, the state governments used to compete with other states and countries to locate businesses in their areas, of marketing.

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What advantage does the American Beverage Association or the American Fuel and Petrochemical Manufacturers have over other types of interest groups

Answers

The advantage that these Interest group have over other types of interest groups is that they are more profit oriented.

Interest group can be defined as Individuals or groups who are organized to influence the government's programs and policies.

Interest group can either be a Political Group, Economic Group or Corporate Group.

American Beverage Association, American Fuel and Petrochemical Manufacturers are example of Economic Group and Corporate Group.

In conclusion, the advantage that these Interest group have over other types of interest groups is that they are more profit oriented.

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Nancy’s job as the moderator is to ask questions
to each member of the group in front of an audience. Is it a committee?

Answers

Answer:

Yes

Explanation:

what is the difference between hazard insurance and homeowners insurance

Answers

Answer:

The difference between the two is that Hazard insurance can cover you and or protect you against "structural damage caused by natural disasters".

Meanwhile Homeowners insurance is "a financial protection against theft"...

So, long story short,

Hazard insurance=protection from natural disasters (structural damage)

Hazard insurance=protection from natural disasters (structural damage)Homeowners insurance=protection against theft and damage to your home and belongings

I hope this helped!!

The United States, making up less than 5 percent of the world's population, uses more than ___ of the world's commercial energy production.

Answers

Despite that the country takes less than 5% of world population, it accounts for more than two-third of the world's commercial energy production.

The use of commercial energy production in this context entails use of resources like electricity, coal, advanced petroleum products, nuclear materials etc

These resources are in massive use in United States for generation of electricity, agricultural, transportation, commercial development etc

Therefore, the answer is that United States uses more than two-third (2/3) of the world's commercial energy production.

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the most likely explanation for economies of scale is

Answers

specialization of labor

Roberto Sanchez, CFA, and Andreas Lopez, CFA, worked as financial analysts for OneWorld Analytics for years. While at OneWorld, Lopez created a highly complex financial valuation model with Sanchez making small contributions to its development. Recently, Lopez left OneWorld to start his own company using a simplified model he developed prior to joining OneWorld. Over a six-month period, he improves this software, duplicating features he used at OneWorld. His upgraded program produces predictions similar to the results of the OneWorld program. At OneWorld, Sanchez continues to use the complex model he and Lopez developed and attains superior results. Whose behavior most likely conforms to the CFA Institute Standards of Professional Conduct?

a. Lopez but not Sanchez
b. Sanchez but not Lopez
c. Both Lopez and Sanchez

Answers

how do i post a question?

the starting point for preparing the operating activities section using the indirect method is ______.

Answers

Organizations often have different operations. The starting point for preparing the operating activities section using the indirect method is Net income.

Net income is simply known to be the gross profit and removing  all other expenses, costs and any other income and revenue sources that are not included in gross income.

A lot of other costs is often removed from gross to make it be at net income. They  include interest on debt, taxes, and operating expenses or overhead costs.

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Cashews, Inc. issued $100,000, 6% bonds at face value on January 1. The bonds pay interest semiannually on June 30 and December 31. For the year ended December 31, the amount of interest paid equals ______ and is reported on the statement of cash flows as a(n) ______ activity. Multiple choice question.

Answers

The answer is $6,000 and operating

The rules governing when a sale is a sale when the product is _____and _____; the buyer can cancel prior to that.

Answers

Basically, the rule of sales contract recognizes that sales is done when the product is negotiated on and paid for, and thus, the the buyer can cancel prior to that.

In the contract on sales, a sale formally becomes a sale when a party gives something to another in exchange for money.

The consideration (Premium/Sales cost) is the main factor that makes a sales contract valid and legal.

Hence, the rule of sales contract recognizes that sales is done when the product is negotiated on and paid for, and thus, the the buyer can cancel prior to that.

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Why is it easier to play soccer on a grassy field than on an ice hockey rink?

1.because there is more friction between the grassy field, your feet, and the ball
2.because there is less friction between the grassy field, your feet, and the ball
(this is science)

Answers

Answer:

2

Explanation:

Answer:

because there is less friction between the grassy field and your feet and the ball!!

Explanation:

When additional stock is issued to finance implementation of strategy, the existing stockholders' ownership and control of the enterprise are strengthened.

Answers

There different ways to handle stocks. When additional stock is issued to finance implementation of strategy, the existing stockholders' ownership and control of the enterprise are strengthened. is a true statement.

Stock is often described as the ownership of the stockholders in a specific company. An individual or a company can holds shares. They are called shareholders of the company and holds voting rights in important matters.

The ownership of the stockholders will rise when the stock is issued as a part of the business strategy.

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