Valuation) Fingen’s 16-Year, $1,000 Par Value Bonds Pay 12% Interest Annually. The Market Price Of The Bonds Is $1,150 And The Market’s Required Yield To Maturity On A Comparable-Risk Bond Is 9%.A. Compute The Bond’s Yield To Maturity.B. Determine The Value Of The Bond To You, Given Your Required Rate
(Related to Checkpoint 9.2 and Checkpoint 9.3) (Bond valuation) Fingen’s 16-year, $1,000 par value bonds pay 12% interest annually. The market price of the bonds is $1,150 and the market’s required yield to maturity on a comparable-risk bond is 9%.

a. Compute the bond’s yield to maturity.
b. Determine the value of the bond to you, given your required rate of return.
c. Should you purchase the bond? (Options- should/should not. Overpriced/Underpriced


a. What is your yield too majority on the Fingen bonds given the market price of the bonds?
__% (Round to two decimal places.)

Answers

Answer 1

a. The yield to maturity on the bond is 10.15%.

b. The bond is worth $1,045.88 to you given your required rate of return.

c. You should not purchase the bond as it is overpriced.

a. The yield to maturity is a useful method of estimating the expected return on a bond, taking into account any premium or discount to par value and the coupon rate. This calculation assumes that all interest payments are reinvested at the same rate, resulting in a more precise estimate of actual return.

The formula for calculating the yield to maturity is as follows:

YTM = (C + ((FV - PV) / n)) / ((FV + PV) / 2)

Where: C is the annual coupon payment, FV is the face value of the bond, PV is the present value of the bond, n is the number of years to maturity

Substituting the given values, we get;

YTM = (120 + ((1000 - 1150) / 16)) / ((1000 + 1150) / 2) ≈ 10.15%

b. The bond's value is calculated using the present value formula, which is:

PV = C * (1 - (1 / (1 + r)^n)) / r + FV / (1 + r)^n

Where: r is the required rate of return, C is the annual coupon payment, FV is the face value of the bond, PV is the present value of the bond, n is the number of years to maturity

Substituting the given values and using the yield to maturity computed in part a., we get;

PV = 120 * (1 - (1 / (1 + 0.11)^16)) / 0.11 + 1000 / (1 + 0.11)^16 ≈ $1,045.88

c. Since the bond's value is less than the current market price, it is overpriced. Therefore, you should not purchase the bond.

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Related Questions

Your company wants to raise $7.0 million by issuing 10-year zero-coupon bonds. If the yield to maturity on the bonds will be 7% (annual compounded APR), what total face value amount of bonds must you issue?

Answers

Your company must issue zero-coupon bonds with a total face value amount of approximately $13,770,057 to raise $7.0 million.

How to solve for the face value

In this case, we know that the company wants to raise $7.0 million, the yield to maturity is 7% (annual compounded APR), and the bonds have a maturity of 10 years.

Let's plug in the values into the formula:

$7,000,000 = FV / (1 + 0.07)^10

To find the face value (FV), we can rearrange the formula:

FV = PV * (1 + r)^n

FV = $7,000,000 * (1 + 0.07)^10

Calculating the expression:

FV = $7,000,000 * 1.07^10

FV ≈ $7,000,000 * 1.967151

FV ≈ $13,770,057

Therefore, your company must issue zero-coupon bonds with a total face value amount of approximately $13,770,057 to raise $7.0 million.

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The board of a firm wanted to get value for money by employing the right number of workers Thus it hired an economist to estimate the firm's production function. Based on the economist's report, the board now knows that the firm's production function is given by: Q-K(1/4) L (3/4) Capital is fixed at 9 units. Suppose the firm can hire labour at a wage of GHS15 per hour, and output can be sold at a price of GHS500 per unit. Determine the profit- maximising levels of labour and output.

Answers

The profit-maximizing levels of labour and output are 30 workers and 342.20 units, respectively.

The production function for a firm is given as Q = K(1/4) × L(3/4). Capital units in the firm are fixed at 9 units. The wage rate of hiring a worker is GHS 15 per hour, and the output can be sold at a price of GHS 500 per unit. To maximize profit, we use the following formula: π = PQ − WL where π is profit, P is price, Q is output, W is wage rate, and L is labor. Knowing this, we can maximize the profit by first determining the marginal product of labor (MPL):MPL = ∂Q / ∂L = 3/4 K(1/4) L(-1/4) = 0.75K(1/4) L(-1/4)We need to find the level of labor where the MPL equals the wage rate: GHS 15 = 0.75K(1/4) L(-1/4) × GHS 500 / unit Therefore, L = 30.23We can now calculate the level of output that would maximize profits by using the production function formula: Q = K(1/4) × L(3/4) = 9(1/4) × (30.23)(3/4) = 342.20 units Therefore, the profit-maximizing levels of labor and output are 30 workers and 342.20 units, respectively.

Businesses go through the process of profit maximization to ensure that the best output and price levels are achieved in order to maximize returns. In order for the company to achieve its profit objectives, it makes adjustments to influential factors like the sale price, production costs, and output levels.

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an independent auditor has concluded that substantial doubt remains about a nonpublic client's ability to continue as a going concern, but the client's financial statements have properly disclosed all of its solvency problems. the auditor would probably issue a(an):

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When an independent auditor has concluded that there is substantial doubt about a nonpublic client's ability to continue as a going concern but the client's financial statements have appropriately disclosed all its solvency issues, the auditor would likely issue a qualified opinion.

Keep in mind that the going concern idea is a fundamental accounting assumption that allows financial statements to be prepared on the assumption that the company will continue to operate in the future. If there are issues with the going concern assumption, the financial statements may be misleading.

The auditor will need to assess if there is a substantial doubt about the client's capacity to continue as a going concern by considering the client's present financial state, profitability, and cash flows and then make a report based on their observations.

In the auditor's report, the auditor will express their professional opinion about the company's financial position. The auditor will provide an opinion based on the audit evidence obtained, and if the auditor concludes that there is a substantial doubt about the client's ability to continue as a going concern, the auditor may offer a qualified opinion.

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What would be the effect on the market supply curve from the government imposing a per unit tax on the production of the good?

No change

A shift to the left

A shift to the right

An increase in price

An increase in the quantity supplied

Answers

The effect on the market supply curve from the government imposing a per unit tax on the production of the good would be a shift to the left. The correct answer is a shift to the left.

An indirect tax, such as a per-unit tax on the production of a good or service, increases the costs of production for a producer. As a result, the supply curve of the product shifts to the left. The magnitude of the shift is determined by the size of the tax. Taxes that are high will cause the supply curve to shift more to the left than those that are small. Therefore, a per unit tax on the production of a good will cause the supply curve to shift to the left. This will result in an increase in the price of the good and a decrease in the quantity supplied. In the long term, this will result in a decrease in the quantity demanded as well. The new equilibrium will be determined by the intersection of the new supply curve and the original demand curve, resulting in a new equilibrium price and quantity.

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Willard Company established a $360 petty cash fund on September 9, 2020. On September 30. the fund had $143.50 in cash along with receipts for these expenditures: transportation-in, $29.20: office supplies. $102.20; and repairs expense. $80.10. Willard uses the perpetual method to account for merchandise inventory. The petty cashier could not account for the $5.00 shortage in the fund. a. Prepare the September 9 entry to establish the fund.

Answers

The correct answer is Petty cash fund A/c debited by $360.00 and cash a/c should be credited by $360.00

To establish the petty cash fund for Willard Company on September 9, 2020, the following journal entry should be made:

Date: September 9, 2020

                Petty Cash Fund $360.00

                                           To Cash $360.00

                (Being petty cash fund is paid )

Debiting the Petty Cash Fund account increases its balance, representing the establishment of the fund with a total amount of $360.00.

Crediting the Cash account reduces its balance, reflecting the transfer of $360.00 from the Cash account to establish the petty cash fund.

Please note that this entry assumes no cash was withdrawn from the bank; rather, the $360.00 is taken from the existing cash balance or from a separate fund designated for petty cash.

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The GreenFood's dividends are expected to grow at 15% per year until enf of year 2. At the start of year 3, growth slows down to 5% and will last forever (perpetually). The GreenFood has just paid a dividend of $1.00 per share (annual dividend). Assume a market capitalization rate of 10%. What must be the current price of the GreenFood's stock?

Answers

GreenFood's dividends are expected to grow at 15% per year until the end of year 2. Therefore, the dividend for year 1 would be 1 x (1 + 15%) = 1.15 and for year 2 would be 1.15 x (1 + 15%) = 1.32.At the start of year 3, growth slows down to 5% and will last forever.

To calculate the stock price of GreenFood, the following steps are used:1. GreenFood's dividends are expected to grow at 15% per year until the end of year 2. Therefore, the dividend for year 1 would be 1 x (1 + 15%) = 1.15 and for year 2 would be 1.15 x (1 + 15%) = 1.32.2. At the start of year 3, growth slows down to 5% and will last forever. Therefore, the dividend for year 3 would be 1.32 x (1 + 5%) = 1.386.3. Dividend at the end of Year 3 = 1.386 x (1 / (10% - 5%)) = $27.72.4. The present value of this perpetuity can be calculated as,PV of Perpetuity = $27.72 / 10% = $277.25.

The current stock price is the present value of the future dividend payments. Therefore, the current price of the GreenFood's stock is as follows:Current Price = PV of Dividend stream from Year 1 to Year 3 + PV of PerpetuityCurrent Price = 1.15 / (1 + 10%) + 1.32 / (1 + 10%)2 + 1.386 / (1 + 10%)3 + $277.2 / (1 + 10%)3The current price of the GreenFood's stock is $22.94.

The current price of GreenFood's stock is $22.94. To calculate the stock price, the present value of the future dividend payments has been taken into account.

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A computer manufacturing company is trying to decide whether to purchase specialized assembly equipment today or wait 12 years from now when the equipment will be first needed. If you were to purchase the equipment today, it would cost $859,000 12 years from now the equipment will cost $1,589,150 The bank is paying 9.00% interest per year, compounded monthly. Should you buy the equipment now or wait 12 years to buy it?

Answers

In the given case, we have to decide whether to purchase specialized assembly equipment today or wait 12 years from now when the equipment will be first needed. If the equipment is purchased today, it would cost $859,000. However, if the purchase is made after 12 years, the equipment will cost $1,589,150.

The bank is paying 9.00% interest per year, compounded monthly.Now, we have to determine whether it is better to buy the equipment today or wait 12 years to buy it. To do this, we will calculate the present value of the purchase price today and compare it to the future value of the purchase price after 12 years.

Present Value of the purchase today will be:PV = FV/(1 + i)nWhere, PV = Present Value, FV = Future Value, i = Interest Rate, and n = number of periods.PV = 859000/(1 + (9%/12))^(12 * 12)PV = $304,625.74Future Value of the purchase after 12 years will be:FV = 1,589,150So, comparing PV and FV, it is better to buy the equipment today since it has a lower present value of $304,625.74.

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Aziz, Ban, Chloe, and Daniel are the directors of TUTA Bhd (the company). They were appointed as directors two years ago. Chloe is the managing director of the company. Two weeks ago, Chloe, who turns 71 years old, entered into a contract on behalf of the company to purchase office stationery from the company supplier, Cosmos Sdn Bhd, for RM100,000. Last week, following an argument among the directors at a board meeting, Ban, Chloe, and Daniel decided to remove Aziz as a director. A notice signed by Ban, Chloe, and Daniel was sent to Aziz stating that Aziz had been removed as a director with immediate effect. Advise Chloe and Aziz, who wish to know the following:

(a) Based on the Companies Act 2016, the circumstances when a person shall not hold office as a director of a company.
(b) Whether the contract for the purchase of office stationery can be invalidated on the claim that Charlie was "disqualified to act as a director" of the company.
(c) Whether the removal of Aziz as a director is valid.

Answers

(a) According to the Companies Act 2016, there are several circumstances under which a person shall not hold office as a director of a company. These include:

1. If the person is disqualified by the court due to certain offenses, such as fraud, dishonesty, or involvement in improper conduct related to a company.

2. If the person is an undischarged bankrupt.

3. If the person is of unsound mind or has been declared mentally unfit by a court.

4. If the person is below the age of 18 years.

5. If the person has been convicted of certain offenses, such as offenses related to company management or securities laws.

(b) The contract for the purchase of office stationery cannot be automatically invalidated solely on the claim that Chloe, who entered into the contract, was "disqualified to act as a director" of the company. Chloe's age, turning 71, does not automatically disqualify her from holding the position of director according to the Companies Act 2016. The Act does not impose a maximum age limit for directors. Unless Chloe falls under one of the disqualification criteria mentioned in point (a) above, her capacity to act as a director remains intact.

(c) The validity of Aziz's removal as a director depends on the procedures followed and the provisions of the company's articles of association. Generally, the removal of a director requires compliance with the company's internal rules and proper notice. The Companies Act 2016 allows for the removal of a director by an ordinary resolution passed by shareholders, provided the company's articles of association do not restrict this power.

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Consider the following values. NOI+1: $2.8 million. Cap rate: 7.5%. Brokerage commission: 3%. Remaining mortgage balance: $12 million. Remaining book value: $14 million. Total depreciation taken: $4.9 million. Recapture tax (for depreciation taken): 25%. Tax on capital gain: 20%. What is the after-tax cash flow from the sale? Excel Link: Excel Sheet.xlsx a. $12,870,667 b. $19,525,667 c. $19,770,667 d. $24,213,333

Answers

The after-tax cash flow from the sale is approximately $31,546,666. The closest option provided is not within the given choices.

To calculate the after-tax cash flow from the sale, we need to consider several factors.First, let's calculate the selling price. The selling price is determined by the Net Operating Income (NOI) for the following year divided by the Capitalization Rate (Cap Rate):

Selling Price = NOI+1 / Cap Rate

Given that NOI+1 is $2.8 million and the Cap Rate is 7.5%, we can calculate the selling price:

Selling Price = $2.8 million / 7.5% = $37,333,333

Next, we need to deduct the brokerage commission from the selling price. The brokerage commission is 3% of the selling price:

Brokerage Commission = 3% * Selling Price = 3% * $37,333,333 = $1,119,999.99 (approximately $1,120,000)

Now, we can calculate the taxable gain. The taxable gain is the difference between the selling price and the remaining book value:

Taxable Gain = Selling Price - Remaining Book Value = $37,333,333 - $14 million = $23,333,333

To calculate the recapture tax, we multiply the total depreciation taken by the recapture tax rate:

Recapture Tax = Total Depreciation Taken * Recapture Tax Rate = $4.9 million * 25% = $1,225,000

The capital gain tax is then calculated by multiplying the taxable gain by the tax on capital gain rate:

Capital Gain Tax = Taxable Gain * Tax on Capital Gain Rate = $23,333,333 * 20% = $4,666,666.60 (approximately $4,666,667)

Finally, we can calculate the after-tax cash flow from the sale:

After-Tax Cash Flow = Selling Price - Brokerage Commission - Capital Gain Tax = $37,333,333 - $1,120,000 - $4,666,667 = $31,546,666 (approximately)

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Question 4 Teoh, Meng and Chen are partners sharing profits and losses equally. The business performs has the following Statement of Financial Position as at 31 December 2021. Non-current assets Accumulated depreciation (RM) Furniture and fittings Motor vehicles Office equipment Cost (RM) 203,000 238,000 73,500 514,500 (35,000) (79,450) (31,500) (145,950) Net book value (RM) 168,000 158,550 42,000 368,550 Current assets Cash and bank Debtors Other receivables 127,050 168,000 134,400 429,450 25,900 121,100 (147,000) Current liabilities Accrued expenses Creditors Working capital Net assets Financed by: Capital Teoh 282,450 651,000 210,000 -Meng -Chen Total capital 178,500 262,500 651,000 Teoh retired at 31 December 2021. The followings were the additional information: Furniture and fittings RM189,000 • Motor vehicle RM168,000 Office equipment RM53,550 Goodwill was determined at RM84,000. ...4/- 4 Teoh would take over the office equipment in part payment of the amount due to him, The balance will be settled in cash. Meng and Chen would pay RM105,000 and RM63,000 respectively to the business for additional capital Required: Prepare the ledger of revaluation account, bank account and capital accounts. (15 marks)

Answers

Goodwill is valued at RM 84,000. The share of goodwill attributable to Teoh is RM 28,000 (84,000×1/3). This will be contributed by the existing partners in their profit sharing ratio of 1:1. So, the share of goodwill of Meng and Chen is RM 14,000 each.

The Revaluation Account

Particulars Amount (RM) Particulars Amount (RM)

To Partner's Capital  By Furniture and Fittings (189,000-168,000) 21,000

Teoh (42,000x1/3) 14,000 By Motor vehicle (168,000-158,550) 9,450

Meng (42,000x1/3) 14,000 By Office equipment (53,550-42,000) 11,550

Chen (42,000x1/3) 14,000  

Total 42,000 Total 42,000

Goodwill is valued at RM 84,000. The share of goodwill attributable to Teoh is RM 28,000 (84,000×1/3). This will be contributed by the existing partners in their profit sharing ratio of 1:1. So, the share of goodwill of Meng and Chen is RM 14,000 each.

Partners Capital Account

Particulars Teoh Meng Chen Particulars Teoh Meng Chen

To Teoh capital account - 14,000 14,000 By Beginning balance 210,000 178,500 262,500

To Office Equipment 53,550 - - By Revaluation Account 14,000 14,000 14,000

To Cash (Balancing figure) 198,450 - - By Meng Capital account 14,000 - -

By Chen Capital account 14,000 - -

To Ending balance - - - By Cash (contributed) - 105,000 63,000

Total 252,000 192,500 276,500 Total 252,000 192,500 276,500

Note: The partners' capital balances start by adjusting with revaluation profits, followed by adjustments for goodwill as indicated in the working note. Then, we account for cash contributions by existing partners and assets & cash taken over by the retiring partner.

Cash & Bank Account

Particulars Amount (RM) Particulars Amount (RM)

To Beginning balance 127,050 By Teoh Capital 198,450

To Meng Capital 105,000 By Ending balance 96,600

To Chen Capital 63,000  

Total 295,050 Total 295,050

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discuss the two ways that product differentiation affects demand for the product.

Answers

Product differentiation influences demand by creating a unique selling proposition and effectively catering to the preferences of specific consumer segments.

Product differentiation can have a significant impact on the demand for a product in two main ways. Firstly, it creates a unique value proposition that sets the product apart from its competitors, giving consumers a reason to prefer it over alternatives. This differentiation can be achieved through various factors such as superior quality, innovative features, exceptional customer service, or a distinct brand image.

Secondly, product differentiation allows companies to target specific market segments effectively. By tailoring the product to meet the specific needs and preferences of a particular group of consumers, companies can capture their attention and loyalty. This targeted approach enables companies to establish a competitive advantage in niche markets and build strong customer relationships.

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Smiling Elephant, Inc., has an issue of preferred stock outstanding that pays a $2.85 dividend every year, in perpetuity. If this issue currently sells for $77.32 per share, what is the required return? (Do not round intermediate calculations and enter your answer as a percent rounded to 2 decimal places, e.g., 32.16.)

Answers

If this issue currently sells for $77.32 per share, The required return for the preferred stock is 3.68%.

To calculate the required return for the preferred stock, we can use the dividend discount model (DDM). The DDM formula states that the required return is equal to the dividend divided by the current market price of the stock.

In this case, the preferred stock pays a dividend of $2.85 per year in perpetuity. The current market price of the stock is $77.32 per share.

Using the DDM formula, we can calculate the required return:

Required Return = Dividend / Current Market Price

Required Return = $2.85 / $77.32 = 0.0368

Converting the decimal to a percentage, the required return is 3.68%.

Therefore, the required return for the preferred stock is 3.68% (rounded to two decimal places).

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A process control manager is considering two robots to improve materials-handling capacity in the production of rigid shaft couplings that make dissimilar drive components. Robot X has a first cost of

Answers

Based on the incremental ROR - 50%, the manager should select Robot Y as it provides a higher rate of return compared to Robot X.

To calculate the incremental ROR (Rate of Return), we need to compare the returns and costs of the two robots. The formula for incremental ROR is:

Incremental ROR = (Incremental Annual Net Revenue / Incremental Investment) * 100

First, let's calculate the incremental annual net revenue:

Incremental Annual Net Revenue = Revenue from Robot Y - Revenue from Robot X

                          = $126,000 - $96,000

                          = $30,000

Next, let's calculate the incremental investment:

Incremental Investment = Cost of Robot Y - Cost of Robot X

                    = $146,000 - $86,000

                    = $60,000

Now, we can calculate the incremental ROR:

Incremental ROR = (Incremental Annual Net Revenue / Incremental Investment) * 100

              = ($30,000 / $60,000) * 100

              = 50%

The incremental ROR is 50%.

Based on the incremental ROR, the manager should select Robot Y as it provides a higher rate of return compared to Robot X.

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Complete Question:

A process control manager is considering two robots to improve materials-handling capacity in the production of rigid shaft couplings that make dissimilar drive components.

Robot X has a first cost of $86,000, an annual M&O cost of $31,000, and $41,000 salvage value, and it will improve revenues by $96,000 per year.

Robot Y has a first cost of $146,000, an annual M&O cost of $28,000, and $47,000 salvage value, and it will increase revenues by $126,000 per year. The company’s MARR is 28% per year, and it uses a 3-year study period for economic evaluations. Calculate the incremental ROR, and identify the robot the manager should select.

The incremental ROR is ______%.

Which of the following statements is/are an example of a positive feedback loop? Choose all that apply.

a. warming temperatures leading to decreased water vapor in the atmosphere and leading to cooling

b. warming temperatures leading to decreased water vapor in the atmosphere and leading to additional warming

c. cooling temperatures leading to decreased evaporation rates, leading to less water vapor in the atmosphere and further cooling

d. warming temperatures leading to increased water vapor in the atmosphere and leading to additional warming

e. warming temperatures leading to increased water vapor in the atmosphere and leading to cooling

Answers

Both options b and d reinforce the same response until an external factor intervenes and shuts down the feedback loop. Each of these options is an example of a positive feedback loop that produces an amplified response that leads to a further increase in the effect. Hence, options b and d are the correct answers.

A feedback loop is a natural system in which the output of a process loops back and affects the input of that process. Feedback loops can either be positive or negative. In this question, we are looking for the examples of a positive feedback loop.Positive feedback loops are the mechanisms in which a system produces an effect that triggers an amplified response that leads to a further increase in the effect. In a positive feedback loop, the system continues to reinforce the same response until an external factor intervenes and shuts down the feedback loop. The correct options that are an example of a positive feedback loop are:b. Warming temperatures leading to decreased water vapor in the atmosphere and leading to additional warming.

Warming temperatures leading to increased water vapor in the atmosphere and leading to additional warmingOption b is an example of a positive feedback loop because warming temperatures lead to decreased water vapor in the atmosphere, and this reduction of water vapor causes additional warming. This process reinforces the initial warming effect, leading to a further increase in the warming temperatures.Option d is also an example of a positive feedback loop because warming temperatures lead to increased water vapor in the atmosphere, and the additional water vapor causes additional warming. This increased warming, in turn, leads to even more water vapor and thus even more warming. This cycle continues to reinforce the warming effect until an external factor intervenes and shuts down the feedback loop.Both options b and d reinforce the same response until an external factor intervenes and shuts down the feedback loop. Each of these options is an example of a positive feedback loop that produces an amplified response that leads to a further increase in the effect. Hence, options b and d are the correct answers.

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6. Simplify the following ratios:

12 cm: 1m​

Answers

Answer:

its already simplified.

Explanation:

What are the pros and cons for activity based budgeting ? What are the pro and cons for traditional budgeting?

Answers

Activity based budgeting is the approach of budgeting in which the activities involved are prioritized, and funds are allocated according to those activities. Meanwhile, Traditional Budgeting is the budgeting system that relies on historical data for revenue and cost analysis.

Which gives a clear indication of an organization’s future expenditure and revenue. In this article, we will be discussing the pros and cons of both activity based budgeting and traditional budgeting. Activity based budgeting Pros It encourages more accurate budgeting, which leads to more efficient resource allocation.It encourages a greater understanding of a company’s products and processes, which helps identify cost-saving opportunitiesIt encourages better decision-making and helps to ensure that scarce resources are allocated in a way that generates maximum returns.

Cons It may be difficult to implement as it requires careful tracking and documentation of expensesIt may increase the complexity of budgeting, especially for larger companiesTraditional Budgeting Pros It is familiar to organizations, which means that it is easy to use and implementIt allows for easy comparison of budget vs actual dataIt’s simple and straight forward Cons It’s not flexible, making it difficult for organizations to adapt to changing circumstancesIt can lead to overestimation or underestimation of revenues and expenses, which can lead to inefficient resource allocationIt relies on historical data, which may not be relevant in today’s business environment.In conclusion, Activity-based budgeting is more accurate and allows for more efficient resource allocation.

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In 1866, the telegraph opened the first transatlantic communications channel to facilitate real-time communication over long distances. True or False

Answers

The statement  "In 1866, the telegraph opened the first transatlantic communications channel to facilitate real-time communication over long distances," is true. because This event took place on July 27th of that year. It was an enormous technological achievement that revolutionized the communication industry.

The history of the telegraph was an invention that emerged during the 19th century. It was an important technological breakthrough that facilitated the sending of information over long distances at an unprecedented rate. The telegraph was first used in the United States of America by Samuel Morse in the year 1837. Morse used Morse code, a system of dots and dashes, to convey messages from one point to another.

During the 1860s, the telegraph became an increasingly popular means of communication. It was used to send information across long distances quickly and efficiently. In 1866, the first transatlantic communications channel was established, which connected North America and Europe.

This was a significant achievement that revolutionized communication on an international scale. It enabled people to send messages between continents in a matter of seconds. The impact of the telegraph on society The telegraph was an important invention that had a profound impact on society. It allowed people to send messages across long distances quickly and efficiently.

This facilitated commerce, international diplomacy, and news dissemination. The telegraph was an essential tool for journalists, who were able to send news stories to their editors in a matter of minutes. This allowed newspapers to report on important events in real-time, which was revolutionary at the time.

In conclusion,  This event was a significant technological achievement that revolutionized the communication industry. The telegraph had a profound impact on society, enabling people to send messages across long distances quickly and efficiently.

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Consider the statement: "In both the short run and in the long run, the typical firm in monopolistic competition and a monopolist each make a profit."
1. Is the statement correct with respect to the short run; why or why not?
A. Both a monopolistic competitor and a monopolist will earn positive profits in the short run.
B. A monopolist may or may not earn positive profits in the short run, whereas a monopolistic competitor will earn positive profits in the short run.
C. A monopolist will not earn positive profits in the short run, whereas a monopolistic competitor will earn positive profits in the short run.
D. A monopolist will earn positive profits in the short run, whereas a monopolistic competitor may or may not earn positive profits in the short run.
E. A monopolist will earn positive profits in the short run, whereas a monopolistic competitor will not earn positive profits in the short run.

Answers

"A monopolist will not earn positive profits in the short run, whereas a monopolistic competitor will earn positive profits in the short run." Is the statement correct with respect to the short run. The correct option is c.

Because it has some level of market control and can raise prices above their average cost a monopolistic competitor can make positive profits in the short term. Nevertheless a monopolist with total market control can set its price to maximize profits even though high costs may prevent it from doing so in the short term.

It's crucial to understand that this assertion only applies to the short run and makes no predictions about the long run. Both a monopolistic rival and a monopolist may eventually be subject to entry and competition which could reduce their profits. The correct option is C.

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A mortgage bond is ___. *
A) secured by other securities held by the firm
B) secured by equipment owned by the firm
C) secured by property owned by the firm
D) unsecured

Answers

A mortgage bond is typically secured by property owned by the firm.

Option C) secured by property owned by the firm is the correct answer.

A mortgage bond is a type of bond issued by a borrower, often a corporation or government entity, to raise funds for purchasing or refinancing real estate properties. The bond is backed by specific property or properties, which serve as collateral for the bondholders.

By securing the bond with property, the issuer provides assurance to the bondholders that, in the event of default, they have a claim on the underlying property to recover their investment. This collateralization helps mitigate the risk for investors, making mortgage bonds relatively safer compared to unsecured bonds.

Option A) secured by other securities held by the firm is incorrect because mortgage bonds specifically use the property as collateral, not other securities.

Option B) secured by equipment owned by the firm is also incorrect because mortgage bonds are tied to real estate properties, not equipment.

Option D) unsecured is also incorrect because mortgage bonds are typically secured bonds, backed by property.

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7. Write at least two policies that a company could use to decide which customers to offer credit to. (1-2 sentences. 2.0 points)

Answers

Answer:

Competition tribunal

Competition commission

Explanation:

They protect the rights of the customers

those who are previous loyal or contact any business that has loyal costumers

goodluck:)

Which of the following factors has the maximum influence on the success of multinational firm alliances?
A) form of governance chosen
B) introduction of new competition
C) differing national cultures
D) cumulative learning of partner

Answers

The factor that has the maximum influence on the success of multinational firm alliances is D) cumulative learning of partners.

Cumulative learning refers to the knowledge and expertise gained through the collaboration and shared experiences between alliance partners over time. It involves the ability of partners to learn from each other, adapt their strategies, and improve their operations based on the insights and knowledge gained from the alliance.

This continuous learning process enhances the effectiveness and competitiveness of the alliance, leading to better outcomes and success. While factors like the form of governance, competition, and national cultures also play important roles, cumulative learning has a significant impact on the long-term success of multinational firm alliances.

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Which statement is false? a) If you expect interest rates to rise, you would prefer a fixed-rate over a variable- rate mortgage. b) You are likely to be charged a lower interest rate on an insured mortgage than a conventional mortgage. c) On-reserve land is often the property of the First Nation, thus individuals can only mortgage and own the home. d) The premium on CMHC mortgage loan insurance is maxed at 4.5% for traditional down payments.

Answers

The false statement is d) The premium on CMHC mortgage loan insurance is maxed at 4.5% for traditional down payments.

The statement d) is false. The premium on CMHC (Canada Mortgage and Housing Corporation) mortgage loan insurance is not maxed at 4.5% for traditional down payments. The premium rate for CMHC mortgage loan insurance varies based on several factors, including the down payment amount and the loan-to-value ratio. Generally, a higher down payment will result in a lower premium rate.

The CMHC provides mortgage loan insurance to protect lenders in case borrowers default on their mortgage payments. The premium for this insurance is typically added to the mortgage amount and paid by the borrower over the life of the mortgage. The premium rates may range from 0.6% to 4.5% of the mortgage amount, depending on the down payment and other factors.

Therefore, statement d) is false as the premium on CMHC mortgage loan insurance is not capped at 4.5% for traditional down payments.

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There are 3 types of buyers in Gustavo's Furniture Store.
Type A is willing to spend $600 on their kitchen furniture but only willing to spend $300 on their living room furniture. Type B is willing to spend $300 on their kitchen furniture and $300 on their living room furniture. Type C is willing to spend $300 on their kitchen furniture but is willing to spend $600 on living room furniture. All the three types are willing to spend $1,000 on their bedroom furniture. It will cost the store a constant $300 to supply individual house furniture of kitchen or living room, and it costs the store $800 to supply the bedroom furniture.
Which is optimal for Gustavo's Furniture Store, to offer the kitchen and living room furniture individually, or to offer them only as a complete furniture package, including the bedroom furniture?
(question is in relation with The Antitrust Economics Of Tying in the chapter of Price Discrimination)

Answers

The optimal way for Gustavo's Furniture Store is to offer them only as a complete furniture package, including the bedroom furniture. Here's the main answer andIt is more optimal for Gustavo's Furniture Store to offer the kitchen and living room furniture as part of a complete furniture package, including the bedroom furniture.

This is because the customers will choose the best option that suits them, and this will result in the highest revenue for the store. If the store offers the kitchen and living room furniture individually, type A and type C will not buy the complete furniture package because of their budget. The store will make only $900 for type A, $900 for type B, and $900 for type C.

In this case, the revenue generated will be $2,700.On the other hand, if the store offers the kitchen and living room furniture as part of a complete furniture package, including the bedroom furniture, all the customers will buy it because they are all willing to spend $1,000 on the bedroom furniture. The store will make $1,000 for type A, $1,000 for type B, and $1,000 for type C. In this case, the revenue generated will be $3,000.Therefore, it is more optimal for Gustavo's Furniture Store to offer the kitchen and living room furniture as part of a complete furniture package, including the bedroom furniture.

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The stock of Yakir Development has a beta of 1.31. The risk-free rate of return is 1.5 percent and the market rate of return is 8 percent. What is the risk premium on this stock?
A. 0.90%
B. 8.51%
C. 6.50%
D. 7.00%

Answers

The risk-free rate of return is 1.5 percent and the market rate of return is 8 percent. The risk premium on this stock is B. 8.51%.

The risk premium is the excess return that an investment provides over the risk-free rate of return. To calculate the risk premium for a stock, we need the stock's beta, the risk-free rate, and the market rate of return.

The formula to calculate the risk premium is:

Risk Premium = (Market Rate of Return - Risk-Free Rate) * Beta

Substituting the given values into the formula:

Risk Premium = (8% - 1.5%) * 1.31

Risk Premium = 6.5% * 1.31

Risk Premium ≈ 8.515%

Therefore, the risk premium on this stock is approximately 8.51%, which means that the stock is expected to provide an additional return of 8.51% above the risk-free rate, compensating investors for taking on the additional risk associated with the stock's beta.

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U.S. companies moving into the international market need to be sensitive to the need for local country or regional responsiveness because of
a. increasing rejection of American culture across much of the world.
b. the sophistication of the international consumer because of the Internet.
c. consumer needs, political and legal structures, and social norms vary by country.
d. the increasing loss of economies of scale
e. consumer needs, political and legal structures, and social norms vary by country.

Answers

The correct answer is e. consumer needs, political and legal structures, and social norms vary by country. U.S. companies need to be sensitive to the need for local country or regional responsiveness because consumer needs, political and legal structures, and social norms vary by country.

This means that companies need to tailor their products and services to meet the specific needs of each market. They also need to be aware of the different political and legal requirements in each country. Finally, they need to be sensitive to the different social norms in each country. Consumer needs vary by country. For example, people in different countries have different tastes in food, clothing, and entertainment. Companies need to make sure that their products and services meet the needs of the specific market they are targeting.

Political and legal structures also vary by country. For example, some countries have strict regulations on advertising, while others have very few. Companies need to be aware of the different regulations in each country so that they can comply with the law.

Social norms also vary by country. For example, in some countries, it is considered rude to make eye contact with a stranger, while in other countries, it is considered polite. Companies need to be sensitive to the different social norms in each country so that they can avoid offending their customers.

By being sensitive to the need for local country or regional responsiveness, U.S. companies can increase their chances of success in the international market.

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Cullumber Company was organized on April 1. The company prepares quarterly financial statements. The adjusted trial balance amounts at June 30 are shown below.

Debit

Credit

Cash

$ 6,800
Accumulated Depreciation—Equipment

$ 600
Accounts Receivable

680
Notes Payable

4,900
Supplies

800
Accounts Payable

700
Prepaid Insurance

1,200
Salaries and Wages Payable

400
Equipment

11,100
Owner’s Capital

12,880
Owner’s Drawings

500
Service Revenue

12,500
Supplies Expense

100 $31,980
Depreciation Expense

600
Insurance Expense

320
Salaries and Wages Expense

7,900
Rent Expense

1,480
Utilities Expense

500
$31,980
Determine the net income for the quarter April 1 to June 30.

Net income $enter the net income in dollars
eTextbook and Media

Determine the total assets and total liabilities at June 30, 2020, for Cullumber Company.

Cullumber Company

Total assets

$enter a dollar amount
Total liabilities

$enter a dollar amount
eTextbook and Media

Determine the amount that appears for Owner’s Capital at June 30, 2020.

Owner’s capital, June 30 $enter the Owner’s capital at June 30 in dollars

Answers

Net income: $1,600. Total assets: $20,980. Total liabilities: $6,000. Owner's capital: $14,980.

June 30 financial status?

To determine the net income for the quarter April 1 to June 30, we need to calculate the total revenue and total expenses.

Total Revenue:

Service Revenue: $12,500

Total Expenses:

Supplies Expense: $100

Depreciation Expense: $600

Insurance Expense: $320

Salaries and Wages Expense: $7,900

Rent Expense: $1,480

Utilities Expense: $500

Net Income = Total Revenue - Total Expenses

Net Income = $12,500 - ($100 + $600 + $320 + $7,900 + $1,480 + $500)

Net Income = $12,500 - $10,900

Net Income = $1,600

Therefore, the net income for the quarter April 1 to June 30 is $1,600.

Next, let's determine the total assets and total liabilities at June 30, 2020, for Cullumber Company.

Total Assets:

Cash: $6,800

Accounts Receivable: $680

Supplies: $800

Prepaid Insurance: $1,200

Equipment: $11,100

Accumulated Depreciation—Equipment: $600

Total Assets = $6,800 + $680 + $800 + $1,200 + $11,100 - $600

Total Assets = $20,980

Total Liabilities:

Notes Payable: $4,900

Accounts Payable: $700

Salaries and Wages Payable: $400

Total Liabilities = $4,900 + $700 + $400

Total Liabilities = $6,000

Therefore, the total assets at June 30, 2020, for Cullumber Company are $20,980, and the total liabilities are $6,000.

Lastly, let's determine the amount that appears for Owner’s Capital at June 30, 2020.

Owner’s Capital = Owner’s Capital (April 1) + Net Income - Owner's Drawings

Owner’s Capital = $12,880 + $1,600 - $500

Owner’s Capital = $14,980

Therefore, the amount that appears for Owner’s Capital at June 30, 2020, is $14,980.

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the principle that reparation is owed to the person or people harmed by an injustice is a. contributive justice. b. compensatory justice. c. procedural justice. d. distributive justice.

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The principle that reparation is owed to the person or people harmed by an injustice is known as "compensatory justice".

Compensatory justice is a concept in political and legal theory that refers to the correction of inequalities and injustices that arise as a result of inequalities and injustices in society.

Compensatory justice asserts that reparations are owed to individuals or groups who have suffered injury, damage, or loss as a result of the wrongs perpetrated by others. It is a part of the general doctrine of justice that seeks to remedy inequalities and injustices in society.

Distributive justice, on the other hand, is a concept in political and legal theory that refers to the fair distribution of goods and services in society.

Distributive justice, as its name implies, is concerned with the equitable distribution of resources, benefits, and burdens in society. It is the branch of political and legal theory that is concerned with the proper distribution of goods and services in society.

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suppose people expect inflation to be 3 percent during the next several years. when the real interest rate is 5 percent, the money, or nominal interest rate, will be group of answer choices 1 percent. 4 percent. 7 percent. 8 percent.

Answers

The money, or nominal interest rate, given the inflation and the real interest  rate is D. 8 percent.

How to find the nominal interest rate ?

To determine the nominal interest rate when the real interest rate is 5 percent and people expect inflation to be 3 percent, it is important to add the expected inflation rate to the real interest rate.

The formula for the nominal interest rate is:

Nominal Interest Rate = Real Interest Rate + Expected Inflation Rate

The nominal interest rate is therefore :

Nominal Interest Rate = 5 % + 3 %

Nominal Interest Rate = 8 %

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Managers use capital budgeting techniques to make which of the following two types of capital budgeting decisions? O Preference decisions and investment decisions. O Screening decisions and preference decisions. O Preference decisions and pricing decisions. O Screening decisions and pricing decisions.

Answers

The two types of capital budgeting decisions made by managers are screening decisions (to evaluate investment proposals) and investment decisions (to select specific projects for investment).

managers use capital budgeting techniques to make screening decisions and investment decisions.

capital budgeting involves the process of evaluating and selecting investment projects that involve significant capital expenditures. managers use various techniques to make capital budgeting decisions.

screening decisions involve assessing and evaluating different investment proposals to determine their feasibility and alignment with the organization's goals. these decisions focus on filtering out projects that do not meet certain predetermined criteria, such as profitability, strategic fit, or risk level.

investment decisions, on the other hand, involve selecting specific projects that are deemed acceptable after the screening process. these decisions consider factors like cash flows, risk analysis, return on investment (roi), and other financial metrics to determine the viability and value of the investment.

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If Sara chooses to track and sell ShareMe users’ web behavioral data, who would likely suffer? A. Sara, because if anyone finds out, she could get backlash from her current users. B. The users, because they did not know their web surfing behavior outside of ShareMe would be collected and sold to a third party. C. Social media firms, because people may be less trusting of all social media firms collecting unauthorized data. D. The consumer packaged goods companies, because these companies may feel duped by ShareMe for providing data that users did not consent to. E. All of the above

Answers

E. All of the above. If Sara chooses to track and sell ShareMe users' web behavioral data without their knowledge or consent, multiple parties would likely suffer negative consequences.

A. Sara could face backlash from her current users if they find out about the unauthorized data collection and sale, potentially damaging her reputation and user trust.

B. The users would suffer because their web surfing behavior outside of ShareMe would be collected and sold to a third party without their knowledge. This invasion of privacy can lead to concerns about data security and misuse of personal information.

C. Social media firms, in general, may suffer because people may become less trusting of all social media platforms, fearing that their data is being collected and used without their consent. This can lead to a decline in user engagement and adoption of stricter privacy measures.

D. Consumer packaged goods companies that receive data from ShareMe may feel deceived if they were not aware that the data was collected without users' consent. This could lead to a loss of trust in ShareMe and reluctance to collaborate or rely on such data for marketing purposes.

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