Jack recently took out a loan from Diane at an interest rate of 4 percent. Diane expected this year’s inflation rate to be 1 percent and the real interest rate to be 3 percent. The loan is due at the end of this year. Complete the table below by computing the real interest rate for each possible inflation rate. For each situation, determine whether the unexpected inflation level benefits Jack or Diane.
The complete question has been added with an image for better understanding of the concept. The beneficiaries of the inflation and interest rates will be,
When inflation is 1 percent, Diane will benefit more than Jack;When inflation is 0 percent; Diane will benefit more than Jack; When inflation is 4 percent; Jack will benefit more than Diane; When inflation is -2 percent; Diane will benefit more than Jack. What is inflation?A given increase in rates or prices of any commodity, including monies, over a particular financial period is known as inflation.
The rates and beneficiaries due to the unexpected change in inflation for the above situation is given attached in the image in the form of a table.
Hence, the significance of inflation is as mentioned.
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Within the organization, the use of formal committees, training, and codes of conduct help to ensure standards of
A. ethical compliance.
B. legal compliance.
C. philanthropic giving.
D. social responsibility.
E. organizational leadership.
Within the organization, the use of formal committees, training, and codes of conduct help to ensure standards of ethical compliance.
What is ethical compliance?Ethical compliance is the ability of an individual or employee to act according to companies code of conduct.
Trainings are usually conducted for newly recruited employee.
Therefore, Within the organization, the use of formal committees, training, and codes of conduct help to ensure standards of ethical compliance.
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If you are in the 15% tax bracket, your whole
income is taxed at that rate.
True
False
If an individual's income falls at the 15% tax bracket then his/her income is taxed at first 10% and then the excess 5% should be levied in the next bracket.
What is a tax bracket?A tax bracket is the income range made by the tax authorities relating to income earned by taxpayers with different rates of taxes.
According to the US taxation rules, the tax levied on the income of the taxpayer should be in the progressive system, which means, that the income should be charged with the different tax rates and not the one single tax rate. As the tax rates are started from 10%, so at the rate of 15%, it should not be the same rate rather the excess 5% would be levied.
Therefore, the provided statement relating to the imposition of tax is false.
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Exercise Answer the following questions 1. What is teaching? Write.
Answer:
Teaching can be defined as engagement with learners to enable their understanding and application of knowledge, concepts and processes. It includes design, content selection, delivery, assessment and reflection
Explanation:
mark me as a brilliant
can u solve this plsss
The main reason why the Japanese liberalized the bank mergers in Japan was to protect the economy and prevent an economic crash.
What is Financial Liberalization?This refers to the removal of regulatory control in the financial sector to promote economic growth.
The government of Japan faced an economic crash that threatened to cripple the economy due to stock market crash, failing banks, etc and there was the use of risk-based capital to try and prevent this, amongst other solutions.
Hence, we can see that the key aspects of the liberalization program were:
MergersAcquisitions.The key criticism of the program is that it failed to address the scale of the problem and the solution was only short-term.
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The amount you pay monthly, quarterly, semiannually or annually to purchase different types of insurance.
Answer:
the amount you pay for different types of insurance is called a premium.
A order comes in for two bean burritos and one crunchy taco the starter starts grilling the
tortilla...what should the finisher do
Answer:
assembling them
Explanation:
An order comes in for two bean burritos and one crunchy taco the starter starts grilling the tortilla. Assembling is the best move. This is further explained below.
What is Assembling?Generally, to assemble in one area for a shared objective.
In conclusion, The starter begins grilling the tortilla as an order comes in for two bean burritos and one crispy taco. It's smartest to band together.
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Which advice would best help you protect your personal information?
A. Respond to any email that looks like it originates from a legitimate
company.
B. Only give out personal information to a person who appears to
have knowledge of your bank account transactions.
C. Click on email links sent from your credit card company, but only if
the email looks legitimate.
D. Never provide personal details to someone who claims to be from
your bank; call your bank directly.
Answer:
D
Explanation:
because you will never know who wants to hurt you or still from you u need to make sure by phoning your bank immediately before you will regret it
Answer: D. Never provide personal details to someone who claims to be from
your bank; call your bank directly.
Explanation:
Becker and Riaan Nursery owes Big Nursery Suppliers an amount of R35 000. Due to tough economic conditions, Becker & Riaan Nursery had to resort to providing services on credit and their clients owe them R45 000. Becker & Riaan Nursery also owns equipment to the value of R15 000 and had an unfavourable bank account balance of R20 000.
What is the net worth (equity) of Becker & Riaan Nursery on 28 February 20.2?
The net worth (equity) of Becker and Riaan Nursery on February 28, 2022, is $5,000.
What is net worth (equity)?The net worth (equity) represents the excess of financial and non-financial assets over the liabilities of the entity.
Sometimes, an entity or individual may have a negative net worth. Negative net worth shows that the liabilities exceed the assets.
Data and Calculations:Accounts Payable (Big Nursery Suppliers) = R35,000
Accounts Receivable = R45,000
Equipment = R15,000
Bank overdraft = R20,000
Assets:Accounts Receivable = R45,000
Equipment = R15,000
Total assets = R60,000
Liabilities:Accounts Payable (Big Nursery Suppliers) = R35,000
Bank overdraft = R20,000
Total liabilities = R55,000
Net Worth (excess of assets over liabilities or equity) = R5,000 (R60,000 - R55,000)
Thus, the net worth (equity) of Becker and Riaan Nursery on February 28, 2022, is $5,000.
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A consumer must decide between purchasing a new cell phone or renting a new car. Why might determining the opportunity cost be uncertain
When a consumer has to decide between buying a new smartphone or renting a new car, the determination of opportunity costs is difficult, as both the expenses have different utilities.
What is opportunity cost?The cost, which is undergone in order to let go of an alternative divestment of such cost, is known as an opportunity cost. An opportunity costs may be backed by emotions and other external factors.
Hence, the significance of opportunity costs is given above.
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What is TRUE about permanent life insurance?
Because permanent (whole) life insurance protects the insured for their entire life, premiums are due each year until the insured dies. This may prove to be expensive when the insured is retired, and does not earn an income. The correct answer is: The premium-paying period may extend beyond the income-earning years.
Using the (DMP) Model. (1) What determines a consumer’s decision to search for work? (2) What determines a firm’s decision to post a vacancy? (3) When a worker and firm are matched, what determines the wage paid to the worker? (4) Discuss the likely equilibrium effects of unemployment benefit (b) in the DMP model
Using the DMP Model the factor that determines a consumer’s decision to search for work are:
The labor force, titled as Q. The payoff gotten from home production.The payoff gotten as a result of searching for market work. What factor determines a firm’s decision to post a vacancy?They are:
1. The cost that one gets from posting a vacancy, k
2. The wage rate which the suppose firm would pay, w
3. The outcome or the output that worker will make, z, etc.
Note that in DMP model, if a worker and firm are matched, the factor that determines the wage paid to the worker is the equation of :
w = a(z-b) + b,
Where a(z-b) = Share the worker will get from the total share as a result of the bargain, based on the worker's bargaining power.
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A one-year insurance policy was purchased on June 1 for $1,920. Journalize the adjusting entry required on December 31. If an amount box does not require an entry, leave it blank.
Dec. 31
- Select - - Select -
- Select - - Select -
The adjusting entry will be $1120 for the insurance expense. The insurance expense will be debited while the prepaid balance is credited.
How to calculate the insurance expense?From the information given the insurance expense will be;
= $1920 × 7/12
= $1120
The prepaid balance will also be $1120. Therefore, the adjusting entries will be to debit and credit the amount of $1120.
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Forecast the 2019 Cost of goods sold on the previous year’s number and the assumptions. 2018 Actual 2019 Estimate Sales Growth 6% 8% Gross Margin 40% 40% Revenues 50,000 Cost of Goods Sold 30,000
Answer:
hi
Explanation:
One's personality is shaped by a combination of nature (genetic) and nurture (environmental) influences. Recent studies conducted among birds have demonstrated that environment plays a bigger role in forming personality than genetics, but obviously there are differences when translating these results to humans.
The Cost of Goods Sold for 2019 is forecasted to be $30,600.
What is Cost of Goods sold?This refers to total amount that a firm paid as a cost directly related to the sale of products.
The Sales Growth between the years 2018 and 2019 is 2% (8%-6%).
Because the 2018 Cost of Goods Sold equals $30,000, then, it will be adjusted according to the sales growth recorded in the subservience year.
Cost of Goods Sold (2019) = $30,000 *(1+0.02)
Cost of Goods Sold (2019) = $30,000 *1.02
Cost of Goods Sold (2019) = $30,600
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Bullors Inc., an apparel manufacturer, prices its products low by selling them only through factory outlets. Therefore, Bullors apparels can neither be bought online nor from any superstores. Which of the following channels is Bullors Inc. using for the distribution of its products?
1. A retailer channel
2. A broker channel
3. A direct channel
4. A wholesaler channel
The channel that Bullors Inc is using for the distribution of its products is a direct channel
What is distribution?It should be noted that distribution simply means the way that the goods reach the final consumers.
In this case, the channel that Bullors Inc is using for the distribution of its products is a direct channel sine it's through the company directly
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Each marketing function occurs _____ a product or service is developed and sold.
A. one time
B. two times
C. every time
D. none of the above
Each marketing function occurs every time a product or a service is developed and sold in the market.
What is a marketing function?A marketing activity, which is essential for the transfer of goods from place of origin to the place of consumption in the market, is known as a marketing function. It is a continuous process.
Hence, option C holds true regarding a marketing function.
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Investors always make money from investing in the stock market.
A. True
B. False
"Investors always make money from investing in the stock market." is a false statement. This is further explained below.
Who is an Investor?Generally, an Investor is simply defined as a profit-seeking financier.
In conclusion, Investing in the stock market might result in a wide range of losses. Figure out how to deal with each one of them.
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What is a certificate of deposit, or CD?
The number one job a health inspector has is making sure which of the following happens?
Answer:
B. Food being served is safe.
Explanation:
In this case, a health inspector's job is to ensure that equipment are sterilized and that the place is following environmental and health laws.
In the case of creating food, a health inspector's job would be to ensure that the place is processing food correctly, creating food that, when consumed, is not toxic to the human body, and that they follow mandatory governmental guidelines for environmental, societal, and individual health.
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Select the correct text in the passage.
Which sentence describes equilibrium in supply and demand?
A cell phone manufacturing company decided to use a price-skimming strategy to enter the market. It set the price of its phones at $450. However, a range of other
premium smartphones was already available in the market, and thus the product did not achieve a good demand. Eventually, when the price of the phone fell to $300,
demand for the product increased and profits began to soar. Now, market research suggests that if the company reduced its price to $275, the quantity demanded would
also rise. The rise in demand was predicted to be 30 percent. However, a profit study revealed that to increase demand, it would have to compromise on profits. Thus, the
company decided to leave the price at $275. This would help them gain enough customers to make a profit while also manufacturing enough phones to meet demand.
The statement "Eventually, when the price of the phone fell to $300, demand for the product increased and profits began to soar." describes an equilibrium in supply and demand.
What is an equilibrium in supply and demand?This refers to a situation whereby there is a balance in market supply and demand balance which as a result prices become stable.
Because there is a fall in phone price made the demand for the product increased and profits began to soar, this is an example of an equilibrium process.
Therefore, the Option C is correct.
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The question are on the picture...can someone help me ?
small points for bigg questions
In a two-player, one-shot simultaneous-move game each player can choose strategy A or strategy B. If both players choose strategy A, each earns a payoff of 500. If both players choose strategy B, each earns a payoff of 100. If player 1 chooses strategy A and player 2 chooses strategy B, then player 1 earns 0 and player 2 earns 650. If player 1 chooses strategy B and player 2 chooses strategy A, then player 1 earns 650 and player 2 earns 0.
a) Write the above game in normal form.
b) Find each player’s dominant strategy, if it exists.
c) Find the Nash equilibrium (or equilibria) of this game.
d) Rank strategy pairs by aggregate payoff (highest to lowest).
e) Can the outcome with the highest aggregate payoff be sustained in equilibrium? Why or why not?
Answer:
a) The normal-form game with the two-player, one-shot, simultaneous–move game with each player choosing strategy A or strategy B along with the possible outcome is given by: (see attached image)
b) Dominant strategy is the strategy of a player which provides maximum payoff to the player irrespective of other player's actions.
Player 1 dominant strategy = when he chooses strategy B
Player 2 dominant strategy = when he chooses strategy B
c) Nash equilibrium is the strategy set of the players in which no individual player can be better off by deviating from their own strategy, given the other player's strategy.
Strategy A is the Nash equilibrium
d) AA = $800
AB , BA = $700
BB = $400
e) Yes because the Nash equilibrium is the same as the highest ranking strategy pair (AA = $800)
What impact does interest have on the cost of the purchases you make when
using credit?
A. Interest can cause the overall cost of your purchases to increase.
B. Interest can cause the overall cost of your purchases to decrease.
C. Interest has no impact because most credit cards do not charge
interest.
D. Interest has no impact because it is separate from the actual
purchase prices.
Answer:
the answer to this question is letter a because interest will increase the cost if not paid on time
explain how mobile commerce provides easy access to stores to society
Every line manager is a HR Manager-explain?
Answer:
assists managers with recruitment, motivation and maintaining employees within the organisation
Adjusting entries for accrued expenses ensure that liabilities are reported for all amounts ______ at the end of the accounting period.
Adjusting entries for accrued expenses ensure that liabilities are reported for all amounts owed at the end of the accounting period.
What are adjusting entries?Adjusting entries are the end-of-the-year entries made to ensure that the income statement and balance sheet present the correct, up-to-date numbers.
Some of the adjusting entries include:
Accrued revenuesAccrued expensesDeferred revenuesPrepaid expensesDepreciation expenses.Thus, Adjusting entries for accrued expenses ensure that liabilities are reported for all amounts owed at the end of the accounting period.
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what is local business
Answer:
Any company that provides goods or services to a local population
I hope this helps and answers your question ^^
According to the research presented in the article, how does stress affect memory of consequences?
It is more challenging to learn when under stress because people find it more challenging to form short-term memories and convert those short-term memories into long-term memories. Stress can have an impact on the kinds of memories we create.
How does stress affect memory of consequences?Acute and long-term alterations brought on by stress can harm some parts of the brain. The most common memory impairment caused by excessive stress hormone production is long-term delayed recall memory, although it can also improve short-term, instant recall memory. This improvement is most noticeable in emotional memory.
According to the research analyzed, stress does affect retrieval in healthy young men, especially when it is introduced with the TSST in the afternoon and up to 45 minutes before the start of the final memory test.
Studies have shown a bidirectional association between stress and memory. Stress can impact memory formation and retrieval, and traumatizing memories can trigger stress.
Thus, It is more challenging to learn when under stress.
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Briefly summarize the concept of the division of labour. What does Smith think is good about the division of labour?
Answer:
the division of labor was a way to make laboring the old times more fair in a way
Explanation:
What is a common way to purchase an automobile?
Answer: with cash.. or you can set a loan
Explanation: