Which of the following is true of an unsecured loan?

A. They are exclusively for cars, houses, and other large purchases
B. Collateral could be collected by the lender if the debt is not paid
C. They never have any interest added onto them
D. Items of value that the borrowers owns are not at risk of repossession

Answers

Answer 1

Answer:

B

Explanation:

Answer 2

The statement "The value of an item where the borrowers owned but they are not at the repossession risk" is to be true.

The unsecured loan is the type of loan in which there is no need for any type of collateral property.

The lender does not takes the assets of the borrower as the security but it gives the approval of an unsecured loan depends upon the creditworthiness of the borrower.

Examples are:

Personal loans.Students loans.Credit cards.

The following information related to unsecured loans is

It does not for cars, houses, or any other large purchasesIn this, the collateral does not involve.It contains high interest.

Therefore we can conclude that,  option d is correct.

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Related Questions

You are contemplating adding direct selling activities to your existing bricks-and-mortar retail business to increase sales. You are concerned, however, that the negative aspects of direct selling outweigh the positive. Which of the following is a negative aspect of direct selling that you must mitigate in some way to be successful? a. Customers get personal attention. b. Products are presented at convenient locations for customers. c. Products are presented at convenient times for customers. d. Direct selling is a less expensive form of retailing.

Answers

Answer: It may be more expensive and time-consuming than using an intermediary

Explanation:

Direct sales activities could be described as a firm using individuals to sell their product at the location of the customer's. The sales person would take the product to both prospective and already existing customers and tilt a way to sell the product. One of the things to consider in business is how to cut cost of doing business and still being able to deliver. Using direct sales method would actually work but would be expensive engaging those who would carry out the job whom you will place on salaries.

Matching terms [10 min]

Consider the following terms:

a. Flexible Budget

b. Flexible Budget Variance

c. Sales Volume Variance

d. Static Budget

e. Variance

Consider the following definitions:

——— 1. A summarized budget for several levels of volume that separates variable costs from fixed costs.

——— 2. The budget prepared for only one level of sales volume.

——— 3. The difference between an actual amount and the budget.

——— 4. The difference arising because the company actually earned more or less revenue, or incurred more or less cost, than expected for the actual level of output.

——— 5. The difference arising only because the number of units actually sold differs from the static budget units.

Requirement

1. Match each term to the correct definition.

Answers

Answer: See explanation

Explanation:

1. Flexible budget

A flexible budget is referred to as a budget that adjusts with the changes in volume.

2. Static budget

This is the budget that's prepared for just one sales volume level.

3. Variance

The difference between an actual amount and the budget is referred to as the variance.

4. Flexible budget variance

Flexible budget variance is the difference between the actual results that are gotten and the results that are gotten through the flexible budget model.

5. Sales volume variance

This is the difference between the actual units that are sold and the expected number of units that are sold, which is then multiplied by budgeted price per unit.

When Maurice Kendall of the Royal Statistical Society first examined share price patterns, in 1953, he found that
A. stocks whose prices had increased consistently for one week tended to have a net decrease the following week
B. certain patterns tended to repeat within business cycles
C. there were definite patterns technical analysts could have used to make a profit from trading on the stock market.
D. stocks whose prices had increased consistently for one week tended to have a net increase the following week
E. there were no predictable patterns in stock prices.

Answers

ur answer is b i’m guessing

To force the value of the British pound to depreciate against the dollar, the Federal Reserve should: Group of answer choices sell dollars for pounds in the foreign exchange market and the Bank of England should sell dollars for pounds in the foreign exchange market. sell pounds for dollars in the foreign exchange market and the Bank of England should sell pounds for dollars in the foreign exchange market. sell dollars for pounds in the foreign exchange market and the Bank of England should sell pounds for dollars in the foreign exchange market. sell pounds for dollars in the foreign exchange market and the Bank of England should sell dollars for pounds in the foreign exchange market.

Answers

Answer:

sell pounds for dollars in the foreign exchange market and the Bank of England should sell pounds for dollars in the foreign exchange market.

Explanation:

The Federal Reserve System ( popularly referred to as the 'Fed') was created by the Federal Reserve Act, passed by the U.S Congress on the 23rd of December, 1913. The Fed began operations in 1914 and just like all central banks, the Federal Reserve is a United States government agency.

Generally, it comprises of twelve (12) Federal Reserve Bank regionally across the United States of America.

Depreciation can be defined as the reduction of cost of a fixed asset systematically until the value of the asset becomes zero.

A foreign exchange market can be defined as type of market in which the currency of one country is converted into that of another country.

For example, the conversion of dollars of the United States of America can be converted into Pounds (British) at the foreign exchange market.

Hence, to force the value of the British pound to depreciate against the dollar, the Federal Reserve should sell pounds for dollars in the foreign exchange market and the Bank of England should sell pounds for dollars in the foreign exchange market.

Kylie is risk averse and has $1,000 with which to make a financial investment. She has three options. Option A is a risk-free government bond that pays 5 percent interest each year for two years. Option B is a low-risk stock that analysts expect to be worth about $1,102.50 in two years. Option C is a high-risk stock that is expected to be worth about $1,200 in four years. Kylie should choose Select one:
a. option A.
b. option B.
c. option C.
d. either A or B because they are the same to her.

Answers

Answer:

The answer is "Option a".

Explanation:

Risk appetite refers to individuals and a shareholder who doesn't even take risks or wants lower risk and care not when the return will be less than the high risk with the higher return policy. threat averses

It is risk-free, therefore Kylie will choose it. When he invests his [tex]\$1,000[/tex] interest rate is [tex]5\%[/tex] per year for two years

[tex]5\% \ of\ \$1000 = 50[/tex]

[tex]\$50[/tex] the year in which he receives[tex]\$100[/tex] as a share of his[tex]\$1000[/tex] investment in two years. The total return he receives is[tex]= \$1100[/tex]

Give four items of information you would expect to find on a statement of account

Answers

Answer:

An overall balance. This might be positive (if the customer owes you money), negative (if you own them money), or at 0 (if all payments have been settled).

A date range. You might create an account statement that covers a specific month, year, or quarter – or you might want to show every single transaction between you and your customer. Either way, the dates should be clear.

Every transaction made within the specified date range, including sales (paid upfront or on credit), payments, and refunds. You should list the date and value of each transaction.

Document numbers to support each transaction. This might include the numbers from invoices, credit notes, or payment receipts.

Contact details for you and your customer – including company name, address, phone number, or email address.

A currency. This is particularly important if you have customers abroad. Even if you have transactions in multiple currencies, an account statement should only be in one.

I hope i helped! xoxo

$7,700 net monthly income - What amount would you use for needs for the month? *

Answers

1672. 84839 jsusklzudlekfikgld

Describing Work Contexts for Electrical Engineers Click this link to view O*NET's Work Contexts section for Electrical Engineers. It describes the physical and social elements common to this work. Note that common contexts are listed toward the top, and less common contexts are listed toward the bottom. According to O*NET, what are some common work contexts for Electrical Engineers? Leheck all that apply. O face-to-face discussions electronic mail and telephone spend time keeping or regaining balance in an open vehicle or equipment work with work group or team O indoors, environmentally controlled Done Intro ​

Answers

Answer:

The person above is wrong A, B, D is right for edge

Explanation:

Answer: A, B, E, F

Explanation:

Accounts receivable are money that is owed a company for products that have been sold on credit.

a - True
b - False

Answers

Answer:

a - true

Explanation:

what is the answer please

Answer: True

Explanation: I did the test

A firm that is committed to keeping manufacturing facilities in only the home country (and not developing multiple production sites in a variety of countries) can Multiple Choice not mitigate the effects of exchange rate changes. lessen the effect of exchange rate changes by pursuing a strategy of diversifying the markets in which the firm's products are sold. lessen the effect of exchange rate changes by pursuing a strategy of selling commodity products without product differentiation. pursue a strategy of increasing its products price elasticity of demand.

Answers

Answer:

lessen the effect of exchange rate changes by sourcing from where input costs are low

Explanation:

The GATT Uruguay Round negotiations led to groundbreaking changes in the following areas, with the exception of which one?
O intellectual property
O dispute resolution
O trade in services
O poverty eradication in the least-developed countries
Pls help me.

Answers

Answer:

Poverty eradication in the least-developed countries

Explanation:

I just did the assignment and it graded this answer as correct. They did try to adress this issue, but they weren't successful so it didn't have any groundbreaking changes.

Answer:

Poverty eradication in the least-developed countries

Explanation:

got it right on edge 2023

As the level of economic integration increases, trade barriers _____. The cost of doing business goes down for producers, and consumers ______ for goods and services.

options for first space: decrease, increase, remain the same
options for second space: pay more, pay less, pay the same

Answers

Answer:

increasepay more

this is because of the rise in products

Answer:

1. decrease

1.increase

Discovering a treatment for lung cancer would most satisfy which of these personal benefits of work?

Answers

Answer:

4 ling cancer u have to have the right medicine

Marci has been offered two jobs. One is for an entry-level public relations
specialist in a big city, the other is for an entry-level public relations specialist
in a smaller town. Based on just this information, what factor might help
Marci decide which job offer to accept?

Answers

Answer: The pay offered and if she’ll be able to afford the lifestyle she wants at that location.

Explanation: yes

There are two occupations that Marci could accept. One is for a young public relations professional in a large city, the income provided, and whether she will be able to afford the lifestyle she wants there.

What do you meant by public relations?

Public relations (PR) is the activity of organizing and distributing information to the general public from an individual or an organization (such as a company, a governmental body, or a nonprofit organization) in an effort to change that person's perception. Publicity is different from public relations in that publicity is not under internal control and is generated by third parties.

Public relations can be used by a business or individual to reach out to their audiences with news stories and issues of general interest without asking for money up front.

Much of the publicity comes from the media. This distinguishes it as a type of marketing communications from advertising. Instead of spending money on marketing or advertising, public relations seeks to generate or receive publicity for clients in the form of earned media.

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Morris purchased shares of FB at $230. If he doesn't want to lose more
than 5% of his investment, at what price should he set a stop-loss at? *
$11.50
$115
$218.50
$225

Answers

Answer:

a because they lost 5% of it so subtract that by 230 and that's how u get it

Explanation:

I'm not sure

All of the following are true statements regarding neoliberalism except Group of answer choices the government should not regulate private enterprise and market forces. the government should strive to cut expenses. property should be communally owned and that people should work for the common good. profits should be maximized through cost reduction. international trade and investment should be tariff and barrier free.

Answers

Answer:

Property should be communally owned and that people should work for the common good

Explanation:

Neoliberalism

This simply entails a shifts in economic control from the government to personal. It reduces the government control so that there is economic growth by favouring free trade and privatization. It is the preference of private control over public. Neoliberalism addresses inflation by creating new monetary policies that reduce or starve inflation.

It is is also defined as the full commitment to individual liberty, and holds the belief of a free market and opposition to state intervention in it. It is often referred to as the "Washington Consensus".

There are four stages of neoliberalism, which are:

1. Classical liberalism

2. Depression era

3. Neoconservatism

4. Neo-Marxian

The statement i.e. not true related to neoliberalism is property should be communally owned and that people should work for the common good.

The following information related to the neoliberalism is:

The government should not regulated the private firms & the market forces.The expenses are cut by striving from the government.Profits could be maximized when there is the reduction in the cost. The international trade & the investment should be considered as the tariff and barrier-free.

Therefore, the above statement should be false.

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The slogan of Nature's Source Products is "Loving the Planet." This is more than just an advertising message. The company hires people who not only have job-related skills but also a commitment to sustainability and enjoyment of nature. The employees regularly have opportunities to sign up for service projects such as river cleanups and recycling drives. Employees are enthusiastic about developing and marketing products made with all-natural ingredients sustainably sourced. The HR department uses its communication tools to remind employees about how everyone contributes to realizing this eco-friendly vision for the company. Together, these efforts at Nature's Source Products create
A. brand alignment
B. a leaming culture
C. critical systemic thinking
D. knowledge sharing

Answers

Answer: A. Brand alignment

Explanation:

Brand alignment simply means when a company ensures that the brand's promise is being uphold through its marketing assets and the way the company interacts with the customers.

Brand alignment is a way of making sure that the brand's promise are delivered and met. Since the slogan of Nature's Source Products is "Loving the Planet." and the company employs people who are committed to sustainability and enjoyment of nature, it implies that the company is using brand alignment.

what is one major disadvantage of corporations compared to other types of business organizations? A. Corporations have more legal liability for owners than other businesses B. Corporations are less likely to have specialized workers than other businesses C. corporations are more complex to start than other businesses D. corporations have a less stable life span than other businesses

Answers

Answer:

C. Corporations are more complex to start than other businesses

Explanation:

APE X got this right

One major disadvantage of corporations compared to other types of business organizations, corporations are more complex to start than other businesses. The correct option is C.

What is a corporation?

A corporation is a legal body that exists independently of its owners. Corporations have many of the same legal rights and obligations as individuals. They have the ability to enter into contracts, lend and borrow money, sue and be sued, hire personnel, own assets, and pay taxes.

Corporations are subject to double taxation and must go through several formalities in order to be formed. A corporation is required to submit a corporate tax return and pay taxes on its profits at the corporate tax rate. Dividends to shareholders are taxed at the shareholder's individual tax rate.

Therefore, corporations are more complex to start than other businesses.

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Daniel wants to buy a laptop computer, and he has $300 in savings. He can purchase a new computer for $279 or a refurbished [repaired or renovated] computer for $100. What should Daniel do next?

Evaluate his decision to buy a computer.

Revise his budget to allow for a new computer.

Obtain a credit card to pay for a refurbished computer.

Review the pros and cons of the different available computers.

Answers

Answer:

Daniel debería revisar los pros y los contras de las diferentes computadoras disponibles. De esa manera, si los contras pesan más que los pros, no desperdiciaría su dinero.

Explanation:

If Daniel is ready to spend more money and value having a new computer, he might buy it for $279, leaving him with $21 in savings. Daniel could buy the used computer for $100, leaving him with $200 in savings if he wants to save money and does not need the newest features. The correct option is D.

What is a computer and its uses?

A computer is an electronic tool for handling data or information. It is capable of storing, retrieving, and processing data. You may already be aware of the fact that a computer may be used to type documents, send emails, play games, and surf the Internet.

It would be a good idea for Daniel to weigh the advantages and disadvantages of both choices, keeping in mind his needs and financial constraints as well as aspects like the warranty, dependability, performance, and features of each computer. After making a choice, he can assess his spending plan to see whether it needs to be modified.

Thus, the ideal selection is option D.

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help me please please​

Answers

Answer:

#2 is false.

Explanation:

Every person has their own taste in clothes or have their own style,Not everyone of the same race has a certain style they ALL have to dress

A smartphone manufacturer introduced a new device into the marketplace with pricing set according to the skimming approach. The CEO of the company reviews financial reports from the device and notes that the pricing approach used is not cost-effective for the company. How should the CEO adjust the pricing strategy for this device? ​ Group of answer choices Drop the price Increase the price Offer an everyday low price option Remarket the device under a private label Match the price to the competitions' price

Answers

Answer:

Drop the price

Explanation:

Since in the given question it is mentioned that the new product is launched as per the skimming approach but the CEO of the company recognize that the pricing approach is not cost effective so here the CEO would adjust the pricing strategy by dropping the price so that the sales of the company could be rise due to which they are able to achieve the high profits.

Zebb Company developed the following reconciling information in preparing its September bank reconciliation: Cash balance per bank, 9/30 $12,000 Note receivable collected by bank 6,000 Outstanding checks 9,000 Deposits in transit 4,500 Bank service charge 75 NSF check 1,200 Determine the cash balance per books (before adjustments) for Zebb Company. Group of answer choices

Answers

Answer:

We need to reverse the order of a normal reconciliation:

Bank balance $12,000

- Note collected by bank ($6,000)

- Deposits in transit ($4,500)

+ Bank fees $75

+ NSF check $1,200

Cash balance before reconciliation adjustments = $2,775

Which of the following might issue a bond?
A. A small business
B. The state of Nebraska
C. An investment firm
D. The IBM corporation

Answers

Answer:

The state of Nebraska

Explanation:

The state of Nebraska might issue a bond. The correct option is b.

What is a bond?

A bond refers to a fixed-income instrument that represents a loan made by an investor to a borrower generally in corporate or governmental. A bond could be thought of as an I.O.U. between the lender and borrower which includes the details of the loan and its payments. Bonds are used by companies, municipalities, states, and sovereign governments to finance projects and operations. Owners of bonds are debtholders, or creditors, of the issuer.

Bond details include the end date when the principal of the loan is due to be paid to the bond owner and usually include the terms for variable or fixed interest payments made by the borrower. Bond prices are inversely correlated with interest rates and when rates go up, bond prices fall and vice-versa.

Bonds have maturity dates at which point the principal amount must be paid back in full or risk default.

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At what age can you start working?

Answers

Answer:

Explanation:

depends on where you live

Explanation:

It really depends on the jobs and requirements but you can USUALLY do small work like walking a dog or babysitting at 13-14

When might the exchange rate affect you most directly?
A. If you eat at pizza hut
B. If you buy a newspaper
C. If you buy a new computer
D. If you travel to another country

Answers

Answer: answer d seem more likly because you   have then traveld to another country

Explanation:

In which categories did the Chung’s expenditures exceed the amount they had budgeted?

Answers

Answer:

There were four major expense categories in which a significant spending variance occurred through the third quarter in the Ongoing Operations component of the 2007 Corporate Operating Budget: Outside Services-Personnel expenditures were $28 million, or 21 percent, less than budgeted.

Explanation:

What is cold Storewhat is cold Store

Answers

Answer:

Explanation:

Cold

Downs, Frey, and Vick formed the DFV general partnership to act as manufacturers' representatives. The partners agreed Downs would receive 40% of any partnership profits and Frey and Vick would each receive 30% of such profits. It was also agreed that the partnership would not terminate for five years. After the fourth year, the partners agreed to terminate the partnership. At that time, the partners' capital accounts were as follows: Downs, $20,000; Frey, $15,000; and Vick, $10,000. There also were undistributed losses of $30,000. If Frey died before the partnership terminated ______________.

Answers

Answer: the partnership would automatically dissolve.

Explanation:

A partnership is referred to as an arrangement that occurs when two or more people come together and join the resources that they've together to form a business and share the profits that they make.

Since the partners agreed to terminate the partnership after the fourth year, if Frey died before the partnership terminated, the partnership would automatically dissolve.

We should note that some of the reasons why a general partnerships will dissolve include:

• Withdrawal of a partner

• Death of a partner

• Bankruptcy

Since Frey is dead, the partnership will be dissolved.

Which of these steps uses a third party as part of the conflict-resolution effort?


compromising

defining the problem

mediation

arbitration

Answers

Answer:

Mediation

Explanation:

Because there is misunderstanding,mediation is done because it is the act of resolving problem( also known as arbitration)

Answer:

mediation and arbitration

Explanation:

got a 100 on my quiz

HELP!!! When consumers are in the _[blank]_stage of the buying process, they are trying to decide between a few different options.
Which best completes the sentence?

need recognition

information search

evaluation of alternatives

Answers

Answer:

I believe it's the second one:

Information search

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