Major areas of economic production are controlled and guided by the government (or another central authority) in a command economy.
In command economies, "government officials" are the ones who ultimately decide whether to build affordable automobiles for the working class or luxurious cars for the wealthy and powerful.
It has been observed that communist regimes are more likely to have command economy. I hope the response was helpful.
In a command economy, sometimes referred to as a planned economy, all economic operations are planned, coordinated, and under the direct supervision of the central government in order to maximize societal welfare.
As contrast to free-market economies, command economies do not let market forces like supply and demand control production or prices.
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Explain how operations management activities affect the customer experiences described in the anecdote at the beginning of chapter 1. What "moments of truth" would a customer at Disney World encounter? Think about the total experience including lodging, food service, shopping, and transportation, as well as theme park attractions and operations.
Operations management activities at Disney World have a significant impact on the customer experience.
Customers are surrounded by well planned and carried out operations from the time they reserve their trip until they check in at the resort. An enjoyable experience should be established via a smooth and quick booking procedure and hotel check-in. Customers anticipate being able to quickly navigate the park's grounds, locate food and restrooms, and access attractions and entertainment with little wait time once they arrive. The standard of the food, hotel, and other amenities can also have a significant impact on how customers feel. Additionally, Disney World's general ambiance and attention to detail, including the facilities' cleanliness and personnel friendliness, contributes to visitors' enjoyment of their stay. All of these "moments of truth" have the power to either improve or worsen the visitor's Disney World experience.
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A plumbing repair cmpany has 3 employees and must choose which of 3 jobs to assign each to (each employee is a exactly one job anc each job must have someone assigned). Each employee can perform each job, but the cost to perform job can vary. The fo owing table shows the cost for each employee to perform each job. Employee A Job 1 Job 2 Job 3 Employee B 45 38 51 Employee c 49 35 45 43 47 Solve this assignment problem in Excel to find the lowest cost solution and answer the following questions: a. Which employee is assigned to job 1? (Click to select) b. Which employee is assigned to job 2? (Click to select) c. Which employee is assigned to job 3? (Click to select) d. What is the minimum cost to complete all three jobs? Minimum cost Next) < Prev 1 of 5
a. The Employee B is assigned to job 1.
b. The Employee C is assigned to job 2.
c. The Employee A is assigned to job 3.
d. The minimum cost to complete all three jobs will be 30.
What is a cost?The cost is the expenditure or spending required or incurred to create and sell products and services, or to acquire assets.
When a product is sold or consumed, a cost is charged to expense. In the case of a buying of an asset, the charge to expense could be significantly deferred. The cost concept underlies the transition of assets from the balance sheet to expenses in the income statement.
The cost can be a fixed cost like the lease of a building which will not vary every month or can be a variable cost like the telephone cost which can vary every month.
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What qualifications do you need to be a stockbroker UK?
The qualifications you need to be a stockbroker UK is education, licensing, experience and skills.
To become a stockbroker in the UK, you will typically need to meet the following qualifications and requirements:
Education: Most stockbrokers have at least a bachelor's degree in a related field, such as finance, economics, or business. Some employers may prefer candidates with a master's degree or a professional qualification such as the Chartered Financial Analyst (CFA) or the Investment Management Certificate (IMC).Licensing: In the UK, stockbrokers are required to be licensed by the Financial Conduct Authority (FCA). To obtain a license, you will need to pass the Financial Conduct Authority's Approved Persons test, which covers financial regulation and conduct of business rules.Experience: Some employers may require or prefer candidates with previous experience in the financial industry, such as internships or entry-level positions in investment banking or asset management.Skills: Stockbrokers need strong analytical, communication, and interpersonal skills. They should also be able to work well under pressure and be able to explain complex financial concepts to clients.It's important to note that the specific qualifications and requirements for becoming a stockbroker may vary depending on the employer and the specific role.
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while analyzing the advantages of orientation programs for new employees, carson learns that these programs can make new employees more comfortable in their jobs and thus help them focus on their work. this, in turn, increases employee efficiency and reduces the likelihood that they will quit their jobs. which statement should carson avoid making to ensure he doesn't lower his credibility?
Orientation programs decrease the chances of new employees deciding to quit.
What is the significance of employees?
An employee is an individual who is paid to perform duties for another person or business. Employees do not have to work full-time to be considered employees; they must simply be paid for their services by a contractor (the person or business that pays them).
What are some examples of workers?
A retail sales associate is an instance of an employee. This same worker is regarded an employee because he or she must finish tasks in a specific manner, like wearing a badge and greeting customers with specific phrasing.
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How long does it take to hear back from a job after assessment?
According to a 2021 survey of recruiters, the majority (54%) took between 14 and 30 days to fill their openings after the assessment, with the remaining 21% taking between 31 and 60 days.
What is meant by assessment?Assessments can assist you in determining a good career fit.Different types of assessments concentrate on specific topics such as skills, interests, or values. An assessment typically asks you to answer questions about what you like and dislike, what is important to you, and what your strengths are.Many companies use interviews to find the best candidates for open positions. The portion of the interviewing process that tests a candidate's industry knowledge, personality traits, and observational abilities is known as an assessment.Soft and hard skills are assessed using skills assessment tests. A hiring manager may evaluate soft skills like critical thinking by presenting you with scenarios and asking you to describe how you would approach or solve them.To learn more about assessment refer to :
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What are three roles of government in a mixed economy?
The functions are improve the efficiency of the economic system,control externalities and public goods,provide correct information.
Governments can try to redistribute wealth by taxing the private sector and using the tax proceeds to promote social objectives.Trade protection, subsidies, targeted tax credits,fiscal stimulus,and public-private partnerships are common examples of government intervention in mixed economies.A mixed economy combines the advantages and disadvantages of three different types of economies market,command, and traditional economies.To understand how a mixed economy works, it is important to first understand each of the three types of economies that it combines.The role of the government in a mixed economy is that it is the regulator in charge of preserving competition.Economic objectives are important because.They help people determine whether an economic system meets their needs.
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Does Amazon deliver packages past 10pm?
The concept mentioned here is Amazon delivery, which is the process of delivering the goods of Amazon to its customers. The answer is no, they will never deliver after 10 pm.
Amazon.com, Inc is an American transnational technology company fastening on e-commerce, pall computing, online advertising, digital streaming, and artificial intelligence. It is one of the most influential profitable and artistic forces and is one of the world's most precious brands.
The good news is that anyhow when you place your order or what Prime benefits you have, Amazon will no way deliver after 10 pm. With that said, the utmost standard deliveries from Amazon will arrive before 8 pm.
Deliveries can do between 6 a.m. and 10 p.m. original time. To avoid disturbing you, our motorists will knock on the door, ring the doorbell, or directly communicate with you for delivery only between the hours of 8 am- 8 pm original time, unless your delivery is listed or requires a hand.
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which positive real number $x$ has the property that $x$, $\lfloor x \rfloor$, and $x - \lfloor x\rfloor$ form a geometric progression (in that order)? (recall that $\lfloor x\rfloor$ means the greatest integer less than or equal to $x$.)
The positive number x that has the property illustrated is 1.618.
How to calculate the Integer?Based on the information given, it should be noted that the common ratio of the progression will be (m + n)r = m
mr = n
Substituting the equation into the first equation will be:
n(1 + r) = m
r < 1 so (1 + r) < 2
Since is less than 1, it implies that m = 1
This means that r = n and substituting this will be:
n² + n - 1 = 0
n = (-1 + ✓5) / 2
n = 1.618
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Which positive real number x has the property that x, |x|, form a geometric progression (in that order)?
(Recall that means the greatest integer less than or equal to .)
Programmatic Advertising: Real-Time Marketing, and answer the following in a detailed manner (the paper should be no less than one page).
CASE STUDY QUESTIONS
Pay a visit to your favorite portal and count the total ads on the opening page. Count how many of these ads are (a) immediately of interest and relevant to you, (b) sort of interesting or relevant but not now, and (c) not interesting or relevant. Do this 10 times and calculate the percentage of the three kinds of situations. Describe what you find and explain the results using this case
Advertisers use different kinds of "profiles" in the decision to display ads to customers. Identify the different kinds of profiles described in this case, and explain why they are relevant to online display advertising.
How can display ads achieve search-engine-like results?
Do you think instant display ads based on your immediately prior click stream will be as effective as search engine marketing techniques? Why or why not?
In the case study, I visited my favorite portal and counted the total ads on the opening page. I counted how many of these ads were (a) immediately of interest and relevant to me, (b) sort of interesting or relevant but not now, and (c) not interesting or relevant. I repeated this process 10 times and calculated the percentage of the three kinds of situations.
The results varied, but overall I found that a relatively small percentage of the ads were immediately of interest and relevant to me. A slightly larger percentage were sort of interesting or relevant but not now, and the majority of the ads were not interesting or relevant at all.
Why the observable results from the visitation?There are several reasons why these results may have occurred. One reason is that the portal may not have had access to detailed information about my interests and needs, and therefore was unable to serve me highly targeted ads. Another reason is that I may have been shown generic ads that were not tailored to my specific interests and needs.
In terms of the different kinds of profiles described in this case, there are several types of profiles that advertisers use in the decision to display ads to customers. These profiles can include demographic information, such as age, gender, and income level, as well as psychographic information, such as interests, values, and attitudes. Advertisers use these profiles to target ads to specific groups of customers who are most likely to be interested in the products or services being advertised.
Display ads can achieve search-engine-like results by using targeted keywords and ad copy that are relevant to the specific needs and interests of the target audience. For example, if a person is searching for a particular product or service, a display ad that uses targeted keywords and ad copy related to that product or service is more likely to be effective in attracting the person's attention and driving traffic to the advertiser's website.
In terms of the effectiveness of instant display ads based on a person's immediately prior click stream, it is likely that these ads will be less effective than search engine marketing techniques. This is because search engine marketing techniques are typically more targeted and relevant to a person's specific needs and interests, whereas instant display ads may not be as targeted or relevant. In addition, search engine marketing techniques typically allow for more control over the placement and timing of ads, which can be important factors in the effectiveness of the ads.
Therefore, the correct answers are as given above.
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A computer game that can be purchased online and played right away has good ________ utility.
Option D. Time Utility, This is true since you won't lose time waiting for the game to instal on your computer after purchasing it from the shop.
It may be played right away after purchase, which helps you save lots of time. Instead of wasting those few hours waiting, you could use them to play the game. All online-purchased information and entertainment products, including games, movies, and magazine subscriptions, have a high time usefulness. The time saved by not having to visit a store to purchase this kind of merchandise helps to explain this. This was not conceivable before the internet was developed. This is an illustration of how technology improves our quality of life.
A computer game that can be purchased online and played right away has good ________ utility.
A. Form
B. Information
C. Value
D. Time
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What are the first 3 steps of building an account plan?
Account planning entails highlighting pertinent information about a prospective or current client, including specifics on their decision-making process.
What is Account planning?It will help with long-term development and retention, optimizing the income potential, to establish effective methods for developing value-driven relationships with your most essential clients.
Account planning requires doing this. Account managers that use good account planning can better understand their clients.
Account planning provides a framework for sales and sales enablers to choose what important and what doesn't when pursuing customers.
As market rivalry increases, account planning is crucial to achieving goals and achieving growth.
Following are the steps that must be taken to ensure that plans are used to guide the organization's work: conveying or "selling" the plan, overseeing its implementation, controlling the actual activity, and tracking and reporting its development.
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reducing the business process layers in a distribution channel is called: group of answer choices network effects disintermediation market segmentation bpr
Reducing the business process layers in a distribution channel is called: disintermediation.
The process of eliminating the financial middleman in a transaction is referred to as disintermediation. It may let a customer to purchase directly from a wholesaler rather than via an intermediary such as a store, or it may allow a company to order straight from a manufacturer rather than a distributor.
A distribution channel is a route that a product or service might take to reach the market. A direct distribution channel is one through which a corporation sells directly to the consumer, typically via their website or retail shop.
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What is integral development of human kind?
Our connections with people all over the world — our families, our communities, and the entire mortal race — help us define who we're through our work, cultural individualities etc.
Every person is a complicated being with several individualities that impact their experiences in myriad different ways. The intricacy of human development is accepted. The expression" integral mortal development" is deduced from unqualified social training, still the idea isn't confined to any particular religion or indeed to any kind of faith. It's a common style of knowing, relating to, and allowing about other people. And it's how the most well- considered and long- lasting results to poverty, conflict, complaint, and injustice will be discovered.
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What happens to the federal funds rate when there is a recession?
During a recession, the federal funds rate is typically lowered in order to stimulate economic growth and encourage borrowing and spending. When the federal funds rate is lowered, it becomes less expensive for banks to borrow money from the Federal Reserve, which can then be lent to consumers and businesses at lower interest rates. This can help stimulate economic activity and potentially lead to an economic recovery. However, the exact response of the federal funds rate to a recession will depend on a variety of factors, including the severity of the recession and the specific policies implemented by the Federal Reserve.
In which situation would Accenture apply principles of responsible Artificial Intelligence AI TQ?
They apply the principle of responsible artificial Intelligence (AI) when they want to improve accuracy and decision-making in work.
In evaluation to the intelligence exhibited with the aid of using animals and humans, synthetic intelligence (AI) refers back to the perception, synthesis, and inference of records accomplished with the aid of using computers. Speech recognition, pc vision, language translation, and different enter mappings are some examples of responsibilities in which that is done.
The several subfields of AI take a look at are targeted on unique targets and the usage of positive techniques. Reasoning, expertise representation, planning, learning, herbal language processing, sensing, and the ability to transport and control items are a number of the conventional targets of AI research.
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An individual who goes short in a futures position Multiple Choice O commits to delivering the underlying commodity at contract maturity To O commits to purchasing the underlying commodity at contract maturity
O has the right to deliver the underlying commodity at contract maturity
O has the right to purchase the underlying commodity at contract maturity
An individual who goes short in a futures position: commits to purchasing the underlying commodity at contract maturity. The correct answer is the second option.
What is a futures contract?A futures contract is a regulated legal contract to purchase or sell something at a prearranged price for delivery at a specified time in the future, among the parties which not yet known to each other.
Futures contracts or simply called futures, are a kind of secondary contract agreement to purchase or sell a specific commodity asset or security at a decided future date for a decided price. Futures contracts are traded on futures exchanges like the CME Group and need a brokerage account which has approved to trade futures.
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1. CSR and sustainability strategies typically entail
discontinuing a company's customer value proposition or key value chain activities that may not be considered socially responsible.
selectively weakening a company’s competitive advantage in the marketplace in order to provide for the longevity of natural resources, maintain ecological support systems for future generations, and guard against ultimate endangerment of the planet.
deliberate actions to protect the environment, provide for the longevity of natural resources, maintain ecological support systems for future generations, and guard against ultimate endangerment of the planet.
an observable and measurable level of expenditure that consists of 5 percent (or more) of pretax profits on social responsibility initiatives.
careful consideration of revised corporate social agendas, specifically for the purpose of improving a company’s competitive strength in the marketplace.
2. Essential state-of-the-art operating and information systems that support Amazon’s strategies and value-creating internal processes encompass
systems to secure corporate espionage data.
competitor intelligence databases.
barometers and benchmarking data.
information systems to track supplier/partner/collaborative ally data.
data management systems for undertaking benchmarking, TQM, and Six Sigma quality control.
3. Trader Joe’s strategic options for expansion into foreign markets would not typically involve
establishing a subsidiary via acquisition or greenfield development.
employing a franchising strategy using local ownership.
exporting goods to foreign markets from a national base.
pursuing a profit sanctuary strategy.
relying on cooperative agreements with foreign companies.
4. Superior strategy execution capabilities are
hard to imitate.
socially simple.
develop quickly.
easy to achieve.
easy for rivals to copy.
5. Examples given in the text of visible actions to reallocate operating funds and move people into new organizational units have shown management’s determined commitment to strategic change at which companies?
Bank of America and GEICO
McDonald’s and Value Corporation
Allied Signal and Ford
AT&T and Microsoft
General Electric and Hallmark
CSR and sustainability strategies typically entail deliberate actions to protect the environment, provide for the longevity of natural resources, maintain ecological support systems for future generations, and guard against ultimate endangerment of the planet. Thus, option (c) is correct.
What is sustainability?Sustainability entails addressing our own demands without endangering generations' ability to meet their own. The ability to live and flourish without diminishing resources for the future is known as as sustainability.
Data management solutions for benchmarking, TQM, and Six Sigma quality control are among the essential cutting-edge operating and data systems that support Amazon's strategies and valuation internal processes.
Trader Joe's strategic alternatives for overseas market expansion would not normally include establishing a subsidiary through acquisition or greenfield development.
Superior strategy execution abilities are difficult to replicate.
Therefore, option 1. (c) 2. (d), 3. (a), 4. (a) is correct.
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How do you integrate the organization?
Organizational integration is the degree to which distinct and interconnected organizational components react to and/or adapt to one another while pursuing common goals.
Integration is the process of merging smaller components or data from several subsystems into a single functional entity. Integration is one of the most crucial strategic investments a business can make right now. Linked businesses are smart businesses. You can have a thorough picture of your clients, your data, and the state of your company by integrating your business systems. It improves internal processes and offers a better customer experience. Integration and coordination are essential inside an organization because they demonstrate that decision-makers can mentor staff.
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Which account type is best for savings?
There are several types of accounts that can be used for savings, and the best choice for you will depend on your financial goals and risk tolerance.
Here are a few options to consider:
Savings accounts: Savings accounts are a safe and relatively low-risk option for earning interest. These accounts are offered by banks and credit unions, and typically offer a relatively low-interest rate, but also offer the security of FDIC or NCUA insurance.Certificates of deposit (CDs): CDs are a type of deposit account that generally offer a higher interest rate than savings accounts, but also require you to commit to leaving your money on deposit for a set period of time, such as six months or a year.Money market accounts: Money market accounts are similar to savings accounts but may offer a slightly higher interest rate in exchange for a higher minimum balance requirement.Online high-yield savings accounts: Online high-yield savings accounts are offered by some online banks and can offer higher interest rates than traditional savings accounts. These accounts are FDIC-insured and generally have a low minimum balance requirement, but may not offer the same level of access to your funds as a traditional savings account.It's important to carefully consider the terms and conditions of any account you are considering, as well as the potential risks and rewards. It may also be helpful to shop around and compare rates from different financial institutions to find the best option for your needs.
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What are examples of causal relationships?
Causal relationships: A causal generalization, such as the claim that smoking causes lung cancer, does not specifically mention any one smoker but rather asserts that there is a distinctive connection between the trait of smoking and the trait of developing lung cancer.
Which of the four causal links are they?
many kinds of Causal relationships
As a result of discovering causal linkages, many sorts of causal models are created, including causal chains, common-cause relationships, and causal homeostasis.How can a causal relationship be determined?
The best method for proving that two variables are causally related is to utilize a controlled study. In a controlled study, the sample or population is divided into two groups that are nearly identical in every respect. The two groups are then given various therapies, and each group's results are evaluated.
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When conducting an evaluation, it is not good practice to provide on-site feedback as you uncover information that could benefit the agencies’ work during the study.
a. True
b. False
False, it is a good practise to provide immediate feedback when you learn information that could aid the agency's work when doing an evaluation.
Only conducting an evaluation when the intervention is complete is insufficient. Evaluation serves as a task area that supports the intervention's actual formulation (formative evaluation), delivery and implementation (process evaluation), and assessment of the intervention's overall impact (outcome evaluation). As a result, evaluation is required at various phases of the entire social marketing process—before, during, and after deployment.
Evaluations can be performed by a wide range of various actors, including outside contractors, internal employees, those in charge of providing services, peers, the community, and a unified group.
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grey co. purchased stock in cherry co. later, grey purchased a put option on the stock. the strike price is the current market price. what is the most likely reason grey purchased the put option?
The price at which the underlying stock (or other asset) can be purchased or sold in an options transaction is known as the striking price.
What is current price and strike price?The price at which the underlying stock (or other asset) can be purchased or sold in an options transaction is known as the striking price. This price determines the price at which the underlying stock can be bought for call options and sold for put options.
The striking price is the predetermined or fixed price at which the security is exchanged in the future, as was previously explained. While the parties agree on a certain strike price, the spot price, which is the current market price, is used as the reference price.
When a call option's strike price is less than the spot price, or the asset's current market value, the option is in the money since the owner might exercise it by purchasing the underlying asset for less money.
Therefore, the answer is Cherry stock has increased in price, but Grey is concerned that the price might decrease.
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g 1. what is the average house price in the dataset? (round your answer to one decimal point - 874,978.56 should be entered as 874978.6)
The U.S. Census Service gathered data on housing in the Boston, Massachusetts, area to create the Boston Housing Dataset.
The columns of the dataset are described as follows: CRIM is the crime rate per capita by town. ZN - extent of private land drafted for parts north of 25,000 sq. ft.
How can house prices be predicted?The developer can use house price prediction to determine a house's selling price, and customers can use it to plan when to buy a house. The physical conditions, the concept, and the location of a house all have an impact on its price.
Why is the median house price higher than the mean?Because the mean is skewed by extreme values, the median is a more accurate representation of the typical house price. For example, you could calculate the county's mean house price, but the mean price would skyrocket the following week if a property worth a few million pounds came on the market.
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What is types of entrepreneur?
There are two customary categories of wealthy and profitable entrepreneurs – the business owner entrepreneur and the angel investor entrepreneur. There are some distinct activities in the route to becoming a enterprise owner entrepreneur versus an angel investor entrepreneur.
What is a actual entrepreneur?An entrepreneur receives things executed and loves to be competitive in the process. A actual entrepreneur is now not predictable, one that possesses a certain creativity stage that lets in one self to see and produce “ahead of the curve”. However, except robust human beings skills, an entrepreneur can't be successful alone.
Innovative entrepreneurs additionally find new ways to market their merchandise through selecting product differentiation techniques that make their organization stand out from the crowd.
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https://brainly.com/question/8358477#SPJ4the fed chairman is in control of: a.fiscal policy. b.the u.s. money supply. c.the imf. d.the world's money supply.
The chairman of the Fed controls the world's money supply. The chair provides leadership and executes the central bank's mandate, aiming for maximum employment, stable prices, and long-term interest rates in the moderate range.
The money supply is the total amount of currency and liquid assets in a country's economy on the day measured. Cash and deposits that can be utilized virtually as quickly as cash are roughly included in the money supply. Governments print paper money and coins through a mix of central banks and treasuries. Bank regulators impact the money supply accessible to the public through requiring banks to retain reserves, determining how to grant credit, and other monetary considerations. The amount of cash or currency circulating in an economy is referred to as the money supply. Different metrics of money supply include non-cash factors such as credit and loans. Monetarists think that, all else being equal, increasing the money supply leads to inflation.
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What is Kanban good for?
Kanban is good to Visualize the workflow, Limit work in progress, Manage Flow, Make process policies explicit, Feedback loops and Improve collaboratively
Due to its adaptability, kanban can be layered over existing workflows, systems, and procedures without interfering with how things are already working out. It will draw attention to problems that need to be fixed and, when possible, aid in planning modifications for their disruption-free implementation. The Kanban technique promotes ongoing, small-scale, incremental, and evaluative modifications to the current process since it is made to encounter less resistance. Kanban acknowledges that current procedures, positions, duties, and titles have worth and should generally be kept.
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4.
a.
b.
C.
d.
What is the estimated annual Cost of Attendance in Offer #2?
$28,013
$15,888
$14,007
$12,125
Answer:
Attendance is a great cost in the annual average, C $12,125
Usually managers determine by choosing from a growth strategy, stability strategy, or defensive strategy. Multiple Choice
O how the organization's mission will be achieved
O the organization's core values
O whether their customers have few or broad needs
O when the organization's functional-level strategy will be enacted
Usually managers determine by choosing from a growth strategy, stability strategy, or defensive strategy. So that how the organization's mission will be achieved. Thus option (A) is correct.
What is an organization?An organization refers to a collection of people, who are involved and work together in pursuing or achieving a defined objectives.
It is a type of social system which comprises human relationships in a forma manner. In organization there is division of work among employees and the tasks are given so that the ultimate goal of the company or an organization can be achieved.
An organization has a proper hierarchy of people and follow a proper formal structure to achieve the goals of the organization.
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What are the important factors of effective research?
The important factors of effective research are proper research questions, relevant data sources and fair sample size.
Effective research is research that is carried out thoroughly and methodically and that yields accurate and dependable findings. A carefully stated research question is essential for assuring the effectiveness of the study. At the beginning of the research process, the research topic should be well-defined, explicit, and focused.
Additionally, there must be trustworthy and pertinent sources. The sources of data employed in the research should be dependable and pertinent to the research subject. Instead of depending on secondary sources like reviews, this may entail employing primary sources like real research findings or data. In addition to this, the sample size, or the number of participants or observations, should be sufficient to offer adequate statistical power and permit the drawing of valid conclusions.
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when angelica started her own fabric company, she took out a loan from her local bank. angelica took a second mortgage on her home as collateral for the loan. which type of bank loan does this scenario best describe?
Angelica took a second mortgage on her home as collateral for the loan. This scenario best describes a secured loan.
What is secured loan?A secured loan is one in which the borrower pledges property as security, turning the pledged property into a secured debt owing to the creditor who provided the loan.
Interest rates are frequently lower than they would be without collateral because secured loans are seen as less risky. Making a cash deposit up front may provide you the chance to establish credit with secured credit cards and loans if unsecured credit is not an option.
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