Why did some Americans defend the community reinvestment act of 1977 during the Great Recession

Answers

Answer 1

Answer:Congress enacted the Community Reinvestment Act (CRA) in 1977 to encourage banks and thrift institutions to “serve the convenience and needs of the communities in which they are chartered to do business,” including low- and moderate-income (LMI) communities, and to do so in a manner “consistent with the safe and sound operation of such institutions.” The CRA requires each federal bank regulator, including the Federal Reserve, to evaluate the extent to which banks address the credit needs of LMI neighborhoods in their geographic markets. While research generally indicates the CRA has increased lending to LMI communities, the Act has been a source of debate since its passage.

Explanation: hope this answers your question.


Related Questions

what are there social problems in the world i need to write an op-ed about it

Answers

Social problems in the world are;

Civil Rights and Racial DiscriminationGender Inequality. .

What is social problem?

A social problem serves as condition or behavior that affects great numbers of people in the society.

Therefore, Civil Rights and Racial Discrimination remains one of the social problem in the world especially in America which is done because of color difference.

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Some social problems in the world that needs to be address are:

Racial DiscriminationGender Inequality; and Terrorism.

What is a social problem?

Any condition or conduct that has negative implications for a large number of people and is widely recognized as a condition or behavior that needs to be addressed is referred to as a social problem.

Hence it is correct to state that some of the social problems in the world that needs to be address are:

Racial DiscriminationGender Inequality; and Terrorism.

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Which of the following essay prompts would require writing a persuasive essay?
A.
A Day in the Life of an American Teenager
B.
My First Camping Trip
C.
Build Playgrounds, Not Shopping Malls
D.
When I Got Lost at the Mall

Answers

Answer:

"Build Playgrounds, Not Shopping Malls"

would require persuasive writing because the author would be trying to convince the reader of the significance of playgrounds over malls.

Explanation:

C for sure, only one with two subjects

2. The team of astronomers working with you at MBRSC were able to locate the newly discovered planet in our solar system. Planet X was found to be between Earth and Mars. Do you expect the revolution of Planet X to be faster or slower than that of Earth? Why or why not? Explain your answer and provide numerical values.

Answers

Answer:

No, earth is basically the main and only planet humans live at. Even if Planet X has water, life and basically better in every way, it is gonna take a long time for humans to reach there. studying it, discovering it, settling  and start living there's gonna take time. So maybe yes, but in tens if not hundreds of years. Also, when humans start living there wars between two planets could and would be very possible.

PLEASE BRO HELP.pls pls pls pls pls pls pls pls (pls) p.s please

Answers

Ethos is using credibility to persuade someone like using a celebrity or scientist.
Pathos is using material that produces strong emotions one way or the other
Logos is using statistics and facts to persuade one way or the other.

Propaganda uses at least one or all three of these. It is material used to promote a political side, event, or point of view.

Some nights, though, if she got a good idea, she rushed into Yoyo's room, a flushed look on her face, her tablet of paper in her hand, a cursory knock on the door she'd just thrown open. "Do I have something to show you, Cuquita!"

–"Daughter of Invention,"
Julia Alvarez

Which words help you understand the tone you should use when reading the dialogue?



Which words in the dialogue should you emphasize when reading aloud this passage?

Answers

The words that help me to understand the tone of the text are:

Rushed into; thrown openI; you; Cuquita

What Does Tone Mean in Literature?

In literary terms, tone is a term that connote  the mood that is been shown by an author's word choice and the method that the text can make a reader feel some kind of emotions.

The words that help me to understand the tone of the text and that oof the dialogue  are:

Rushed into; thrown openI; you; Cuquita

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Answer:

Rushed into; thrown open

I; you; Cuquita

Explanation:

edge 2023

Read the passage below from "Everyday Use" and answer question.
In real life I am a large, big-boned woman with rough, man-working hands. In the winter I wear flannel nightgowns
to bed and overalls during the day. I can kill and clean a hog as mercilessly as a man. My fat keeps me hot in zero
weather. I can work outside all day, breaking ice to get water for washing. I can eat pork Ilver cooked over the open
fire minutes after it comes steaming from the hog. One winter I knocked a bull calf straight in the brain between the
eyes with a sledge hammer and had the meat hung up to chill before nightfall.
The passage above is an example of which point of view?
switches between first-person and third-person limited
O third-person limited
first person
third-person omniscient

Answers

The given passage above switches between first-person and third-person limited, i.e., option A.

What is a point of view?

A perspective from which anything is considered is referred to as a point of view.

"Everyday Use" explores how education affects the lives of people who come from uneducated communities through Dee, taking into account both the benefits and drawbacks of education.

Alice Walker clearly believes that education can be beneficial to individuals in certain ways.

Here in the given excerpt, the author is talking about oneself and a little about other individuals, it is switching between first person and third person.

Thus, the correct option is A.

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Because of the general pardon most of the prisoners ____ by the end of this year

Answers

Subject-verb agreement is the part that makes the sentence. The correct blank is 'were released.'

What is the subject-verb agreement?

The subject and the verb of the sentence must have the same plural or the singular form and must agree with each other in the quantitative form. So, a singular subject goes with a singular verb, and a plural subject goes with a plural verb.

In the sentence, the subject, 'prisoners' is plural, so the verb used will be 'were released' as it uses the correct verb and tense in the sentence.

Therefore, the correct blank is 'were released.'

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Read the dialogue from Act II, scene iv of Romeo and Juliet.

Romeo: Thou wast never with me for anything when thou wast not here for the goose.

Mercutio: I will bite thee by the ear for that jest.

Romeo: Nay, good goose, bite not.

Mercutio: Thy wit is a very bitter sweeting; it is a most sharp sauce.

Romeo: And is it not then well served in to a sweet goose?
reader understand the mood of the scene?

“bitter,” because this is an angry conversation
“jest,” because this is a teasing conversation
“served,” because this is a loving conversation
“bite,” because this is a frightening conversation

Answers

The passage sounds in a teasing mood, so the correct option is B.

What is a mood?

The feelings are longer lasting and have no clear starting point of formation is referred to as mood.

As in the given passage, Romeo is teasingly comparing Mercutio to a goose, the play on words creates a lighthearted air.

Thus, the correct option is B.

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Read the passage from the old Chinese fairy-tale "The Favorite of Fortune and the Child of Ill Luck.”

But the beggar found his fortune, and at length became emperor. He returned and stood before his wife. She however, no longer recognized him: She only knew that he was the powerful emperor.

He asked her how she were getting along.

"Why do you ask me how I am getting along?” she replied. "I am too far beneath your notice.”

"And who may your husband be?”

"My husband was a beggar. He went away to seek his fortune. That was eighteen years ago, and he has not yet returned.”

"And what have you done during all of those long years?”

"I have been waiting for him to return.”

"Do you wish to marry someone else, seeing that he has been missing for so long?”

"No, I will remain his wife until I die!”

When the emperor saw how faithful his wife was, he told her who he was, had her clothed in magnificent garments, and took her with him to his imperial palace.

Which theme is most likely conveyed in this passage?

The humble are the mighty.
Good things come to those who wait.
Time enhances beauty.
Hard work results in good fortune.

Answers

The theme that is most likely conveyed in the passage is "Good things come to those who wait," as stated in option B and further explained below.

What is theme?

We can say the theme of a paragraph or text is the most important topic or idea that it conveys. Here, we are analyzing the theme of a Chinese fairy-tale and, to find it, we can ask, "What is the story about?"

In the passage, we can see that something good happens to the faithful wife who has been waiting for her husband to return for 18 years. She finds out that he is now the emperor, and she is taken to the palace with him.

Waiting faithfully brought her good things. Had she chosen to marry someone else, she would have missed such great fortune. Therefore, the theme is "Good things come to those who wait."

With the information above in mind, we can choose option B as the correct answer.

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Answer: B.) Good things come to those who wait.

Explanation:

Based solely on their titles, which contemporary novel most likely contains a mythological element that is also found in "Cruel Tribute?”

Answers

So Ed but I love you very much stop cheating and actually try from your math teacher .

What are the purposes of the underlined feature in this procedural text? Select two options.

to draw the reader’s attention to the steps of the procedure
to set the purpose of the procedural text apart from its result
to help the reader decide which steps of the process to follow
to separate the steps and the measurement information
to indicate what equipment is needed to complete the process

Answers

The purposes of the underlined feature in this procedural text is to draw the reader’s attention and to separate the steps and the measurement information. Thus 1st and second last option are correct.

What is the Procedural text?

Procedural Text refers to the steps or actions required to manufacture or do anything. Recipes, science experiments, assembly instructions, and gaming rules are some of the examples of procedural texts.

The main aim of the procedural text is to draw the attention of the reader to the steps of the procedure followed. It also separates the steps for the clarity in the process and measures the information.

Thus 1st and second last option are correct.

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Answer: A and D

Explanation:

took the test

The expert tells me the company has been reaching its goals ______ of schedule.

Answers

Answer:

ahead

Explanation:

I believe this makes the most sense.

soooo anyone else hate ambulances or is it just me?

Answers

Answer:

Explanation:

no I hate em too they so loud for what

I wouldn’t say I hate them, I just get annoyed when I keep hearing siren over and over again coming down the street.

Which sentence best describes how reading widely can improve your ability to write?
Reading nonfiction as well as fiction makes you a better storyteller.
Reading challenging texts helps expand your working vocabulary.
Reading novels in different genres increases your knowledge of grammar.
Reading many different kinds of stories improves your attention span.

Answers

Answer:

Reading challenging texts helps expand your working vocabulary.

Reading novels in different genres increases your knowledge of grammar.

Explanation:

I hope this helps. (=^0o0^=)

Answer:

Reading challenging texts helps expand your working vocabulary.Reading novels in different genres increases your knowledge of grammar.

Explanation:

Which are types of third-person point of view? Check all that apply.

limited
personal
omniscient
capable
infinite

Answers

Answer: personal, omniscient

Explanation:

Omniscient and limited

a third person omniscient point of view is when the narrator knows everything about the story and it’s characters.

a limited point of view is when the narrator only knows information about a character

Read this outline for an essay. 1. What should be the minimum driving age? 1. Thesis statement: There are pros and cons to the legal minimum driving age being sixteen years old. 2. Body paragraphs 1. Arguments for sixteen years old being the legal driving age 1. You do not to have to rely on your parents to pick you up from school and activities. 2. You have more opportunities for working after school. 2. Arguments against sixteen years old being the legal driving age 1. There is a higher risk of being in a car accident than when you are nineteen or older 2. Auto insurance will cost more for you when you are sixteen than it will when you are nineteen or older. What is the author's intended purpose for this essay? O To convince the reader to encourage their children to learn how to drive as soon as possible. To persuade state governments to increase the minimum driving age. O To highlight the issue for businesses that employ teenage workers. O To inform young drivers about the topic of the minimum driving age. ​

Answers

The author's intended purpose for this essay is to:

To inform young drivers about the topic of the minimum driving age. ​

What is an Informative Essay?

An informative essay is a format for writing that only provides information on a subject. The writer does not take sides rather he states facts that are available on the subject matter.

In the outline given above, we can see that the author stated the pros and cons of driving for 16-year-olds in a balanced manner. No sides were taken, rather valuable information was provided.

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What skills might you develop by participating in the speech club or the debate team that could help you as an animator?

Answers

Presentation skill skills might you develop by participating in the speech club or the debate as an animator.

What is presentation skill?

presentation skill serves as the skill needed in

presenting information clearly and effectively.

Therefore, as an animator, this skill will help you in getting your message across.

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Words with the word root dorm will have a meaning related to

Answers

they will have a meaning related to the word sleep

What might aunt georgiana mean by her advice, "don't love it so well, clark, or it may be taken from you"?

a.) aunt georgiana wants clark to become a student in boston.
b.) it means the extent aunt georgiana is willing to go to in manipulating clark.
c.) it means the extent of aunt georgiana's sacrifice in giving up teaching music to move to nebraska with her husband.
d.) aunt georgiana wants clark to stay on the prairie.

Answers

We can actually infer here that what Aunt Georgiana meant by her advice, "don't love it so well, clark, or it may be taken from you" is: C. It means the extent of Aunt Georgiana's sacrifice in giving up teaching music to move to nebraska with her husband.

What is inference?

Inference means a conclusion or can be a decision that one arrives at after making evaluations and observations.

Thus, we see that the statement made by Aunt Georgiana was actually made to caution Clark against doing what she did in giving up teaching music to move to Nebraska with her husband.

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My dog eats no flesh. (Yes/No question)

Answers

Answer:

The answer to this question is more complicated than a simple yes or no. All dogs are different, as are all samples of raw meat.

Explanation:

Based on the reasons and evidence in the “Deflation” section of the text, which sentence best states the author's point about the impact of deflation?


“It is a decrease in the cost of goods and services.”

“This does not happen because the demand for those goods is low."

“Deflation is the opposite of inflation.”

“While it might sound like deflation is a good thing, when it affects the entire economy it is not.”


NEED ANSWER ASAP

Answers

Its it is a decrease in the cost of the f good services

Answer:

its d i belive srry if i wrong

Explanation:

Which part of the government, according to the Constitution, is made up of
justices who make sure that laws are followed?
A. The Supreme Court
B. The Appeals Court
C. The State House
D. The Senate

Answers

Answer:

a

Explanation:

Write your argument paragraph in the space below. Use evidence from the chart you studied in your response.

Answers

Answer:

Sample Response:   "Dr.King's dream of equality has not been achieved in education. There is still a difference between the number of African Americans who receive high school diplomas and the number of whites who do. According to the US Census Bureau, in 2000, only 72 percent of African Americans had diplomas while about 83 percent of whites did. Even though some might say the difference between the two groups is not as big as it was in the 1960's, there is still a difference. Closer is not the same as equal percentages, King's dream of equality has not actually been achieved"

Explanation:

try not to copy this directly like paraphrase here and there. and for the multiple choice after select them all.

Answer:


Dr. King's dream of equality has not been achieved in education. There is still a difference between the number of African Americans who receive high school diplomas and the number of whites who do. According to the US Census Bureau, in 2000, only 72 percent of African Americans had diplomas while about 83 percent of whites did. Even though some might say the difference between the two groups is not as big as it was in the 1960s, there is still a difference. Closer is not the same as equal. Because the groups do not have equal percentages, King's dream of equality has not actually been achieved.

Explanation:

4
what do the people at naviway
want from chloe, crystal, and
sunil?

Answers

Chloe, Crystal and Sunil are all characters from the novel " Not Alone - The Weird Ones". It may be inferred that the people at Naviway wanted them to go away because they didn't fit in.

What is an inference?

An inference is a deduction that is made from the rational analysis of the information in a text.

Hence, one can infer that the people at Naviway wanted Chloe, Crystal and Sunil to go away because they didn't fit in.

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The poetic device used in the line below is an example of...

"The moon never beams without bringing me dreams"
A
Internal rhyme
B
Irony
C
Onomatopoeia
D
Alliteration

Answers

A . Internal rhyme The internal rhyme is rhyme within a line such, “For the moon never beams, without bringing me dreams”. Two words “beams” and “dreams” rhyme with each other.

Select the correct answer.
Which statement best describes the purpose of the speech?
OA. to praise the audience
OB.
to warn the audience
O C.
to motivate the audience
O D. to correct the audience

Answers

Answer:

C. To motivate the audience

The statement that best describes the purpose of the speech is as follows:

To motivate the audience.

Thus, the correct option for this question is C.

What do you mean by the purpose of the speech?

The purpose of the speech may be defined as the intention by which an author or writer frames the literary work. It also delivers the sense of information by the author to their audience.

The purpose of speech generally be categorized into the following parts:

To provide information.To deliver motivation.Entertaining the audience.Convincing or persuading the people.

According to this question, the purpose of speech which is delivered here by an author is to motivate the audience. Thus, the correct option for this question is C.

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Describe the incident at jerrys store rashad point of view

Answers

Answer: How might the Jerry's Corner Mart clerk be held responsible for what happened to Rashad? He instigated the event by thinking Rashad was in the wrong. He stood up for Rashad but no one listed to him. He told the lady to bump into Rashad to frame him.

Explanation:

Which plot element answers all the questions raised in the story and ties up all the loose ends?


Climax
Falling action
Resolution
Rising action

Answers

Answer:

Resolution

Explanation:

Answer:

The answer for anyone who has doubt, it is Resolution.

What does the "gaudy melon" flower in robert browning's "home thoughts, from abroad" symbolize? springtime in italy springtime in england springtime in paris none of these

Answers

The "gaudy melon" flower in Robert Browning's "home thoughts, from abroad" symbolizes: "springtime in England" (Option B)

What is symbolism in literature?

Symbolism in literature is the art of using a symbol to communicate or represent:

an ideathought, or perception.

Browning's euphemism for the Other, the "gaudy melon-flower," appears to depict the southern Mediterranean, or indeed anywhere south of England, given that melons require warm conditions to grow.

Hence, it is correct to state that : The "gaudy melon" flower in Robert Browning's "home thoughts, from abroad" symbolizes "springtime in England"

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What is the probability of a cross between two parents having a boy or a girl. Explain why.

Answers

i would use a punnet square to explain this. the probability is 50% for a boy and 50% for a girl.
Other Questions
Which pair or pairs of polygons are congruent? choose the correct answer Who will suffer, according to the "Equal Pay Bill" letter, if women make thesame money as men?A. Young professional womenB. People earning minimum wageC. Families and societyD. College studentsSNBMIT What is the slope of the line x = 4?A. 4B. UndefinedC. 1D.O you have a sample of.neon gas that you want to use to.make a glowing sign. you investigate that the gas sample is at 45c and has a volume of 10 liters. when you place the sample of neon gas your fridge you observe the temperature descreasing to 13.5 what are the different numbers of procedures for abortion? Two qualities that a good ___________ should have are to be persistent and not accept rejection. A). product manager B). founder C). salesperson D). account manager Garbo purchased a riding lawnmower from Thrifty mowers for $5,000. It was their standard, top-selling model. Garbo paid in cash and scheduled a delivery for the next day to her house. If Thrifty does not deliver the mower, then refuses to pay back her money, what is the best remedy for Garbo to seek Write three paragraphs answering the following questions:1. How and why did slavery develop in the North American colonies?2. Why do you think slavery existed in a country that, by the Revolution, claimedall people were free and equal?3. How were the enslaved, women, and Native peoples treated in the new UnitedStates after the Revolution? what does Huck pull out of the river after the battle between the Shepherdsons and the Grangerfords in chapter 18? PLEASE HURRY!Determine if the following two structures are identical, isomers, or unrelated? X 5+1 = 11X =What does X = How to lower cholesterol naturally without medication. The outside of a rectangular picture frame has length 4x + 5 centimeters and width 2x + 3 centimeters. The picture window inside the frame is a rectangle that is 4x - 2 centimeters long and x + 1 centimeters wide.a. Write a polynomial to describe the area (in square centimeters) of the picture window.b. The picture frame, not including the window, is made of flat pieces of wood. Write a polynomial that describes the area (in square centimeters) of the wooden part of the frame. Explain your reasoning What is the missing reason for the 4th step in the proof below? Which statement best describes the effect of tone on the reader?A. The tone helps the reader interpret the structural plot path of a text.B. The tone helps the reader learn details about an author's background.C. The tone helps the reader make an informed decision about a subject.D. The tone helps the reader interpret an author's attitude on a su Pls help asap Ill give brainliest show all your work to pls Factor, using magic x. x^2-8x-9PLEASE HELP VERY URGENT THE SOONER THE BETTER. (53-27)^2How do you prove this is an integer? Cuando el seor hiciere volver la cautividad acordes.