Why is the truth lending act good for credit consumers

Answers

Answer 1
♨ANSWER♥

The Truth in Lending Act (TILA) protects you against inaccurate and unfair credit billing and credit card practices. It requires lenders to provide you with loan cost information so that you can comparison shop for certain types of loans

...hope this helps...

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Answer 2
The Truth in Lending Act (TILA) protects you against inaccurate and unfair credit billing and credit card practices. It requires lenders to provide you with loan cost information so that you can comparison shop for certain types of loans.

Related Questions

20 POINTS FOR THE ANSWER
Choose a specific technological advancement from the list presented. Once you have chosen, research its impact on the evolution of media in relation to design. Make sure to cite your sources too!
Possible choices:
Johannes Gutenberg and the printing press
Pi Sheng and movable type
Saul Bass and movie credit design
Paul Rand and corporate identity systems
Digital printing
Digital photographic editing
Linotype typesetting machine

Answers

Digital printing is best used for items that require high amounts of detail and smaller quantity orders. Unlike conventional printing, there are no pre-press stages between the digital document files and the final product; there is also no need for messy formatting equipment like film plates or photo chemicals.

What is the evolution of printing?

The printing is credited as the earliest form and was first developed in China around 200AD. As the name suggests, it involves carving a design into a block of wood. Once the wood is carved, the raised part is then inked and paper is placed on top.

It's been 20 years since Israeli Benny Landa revolutionized the printing industry with the advent of digital printing, and industry watchers say the inventor may have repeated the feat with a new product unveiled.

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Diminishing returns to specialization suggests that it is worthwhile for companies to Blank______. Multiple choice question. specialize until that point where the resulting gains from trade are outweighed by diminishing returns specialize in goods in which they have comparative advantage produce goods in which they have absolute advantage and gain from trade produce a wide range of goods and services and not specialize in one particular good or service

Answers

The diminishing returns to specialization suggests that it is worthwhile for companies to specialize until that point where the resulting gains from trade are outweighed by diminishing returns.

What is the diminishing returns to specialization?

This diminishing return happens when the resources can move freely from the production of one good to another within a country.

However, its suggests that it is worthwhile for companies to specialize until that point where the resulting gains from trade are outweighed by diminishing returns.

Therefore, the Option A is correct.

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Scott is a 15-year-old student who works at a part-time job and gets paid every two weeks. His paycheck goes directly to his prepaid debit card. Due to some unexpected expenses, Scott is applying for a payday loan. After visiting the storefront payday lender, Scott was denied the loan because he

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Scott was denied the loan because he was not old enough to qualify.

What is the Payday loan?

Payday loan is a type of unsecured loan in which high rate of the interest is given to the borrower. It is a kind of the short term loan basically for the two weeks.

According to the above situation, Scott is cannot get the payback loan because he is  minor to sanction a loan. He must have the age of 18 years or above.

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Self interest, marginal decisions, and optimization all form the basis of.

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Self interest, marginal decisions, and optimization all form the basis of Rational decision making.

What is Decision making?

Decision making can be regarded as the process of making choices which involves careful consideration of the alternatives that is available.

Decision making involves;  identifying a decision gathering informationassessing alternative .

Therefore after goin through these process, a Rational decision making can be made.

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Monetary policy refers to government actions that pursue what goal

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Explanation:

help me to find Xian pleaseee:( i miss him so much:(

sorry for answering Non sense po i hope u understand me ty po!

Which of these is the MOST accurate way to describe a typical manager from one hundred years ago?
OA gentle and kind
OB. strict and enforcing
OC. busy yet friendly
OD. talkative and bored

Answers

Answer:

The answer is strict and enforcing.

Explanation:

This is because the manager would keep all their workers in place, and prevent them from breaking any rules.

I’m going to go with strict and enforcing because back then was a different time period that we are in rn

Users of managerial accounting information include ______. (select all that apply) multiple select question. department managers potential investors internal revenue service the chief financial officer

Answers

The user of managerial accounting information includes:

department managersthe chief financial officer

What is managerial accounting information?

Managerial accounting information can be defined as the gathered information which managers use during decision making process.

The users of this information are department manager and the chief financial officer.

Therefore the correct option is A, D.

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Installation and start-up costs for utilities are called.

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Installation and start-up costs for utilities are called seed or start-up capital. This is further explained below.

What is start-up capital.?

Generally, start-up capital. is simply defined as the money an entrepreneur raises to cover the startup expenses of a new business until it is profitable.

In conclusion, It is termed seed or start-up funding for utility installation and startup expenditures.

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Outline any other THREE qualities of a successful entrepreneur​

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Answer:

Robust Work Ethic.

Deep Passion.

Creativity. ...

Motivated Self-Starters. ...

Easygoing Attitude. ...

Eager to Learn.

you can choose any three you want :)

According to Forrester's Social Technographics Model a ______ score measures how common it is for a target segment to share product and service experiences, such as sharing what songs they're listening to on Spotify or comparing their workouts to that of other Fitbit users.

Answers

According to Forrester's Social Technographics Model a Use score measures how common it is for a target segment to share product and service experiences.

What is Forrester Social Technographics Model?

This is the model that was developed by this person which focuses on social behaviors.

The model is one that helps commercial business peiople to target the behaviors of their audiences for the sake of building customers relationships.

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Assume Durango Co. had sales of $200,000 for the month of November. Sales are expected to grow 10% each month. The company collects 60% of sales in the month of sale and 40% in the month after sale. Projected cash collections for December total ______.

Answers

The cash collections of Durango Co. for the month of December over such given number of sales will be $212,000.

What is cash collection?

The total amount of receivables actually received by a business during a given financial period is regarded as the cash collection of the firm for such period.

Now, in the above given situation, the 40 percent cash collection amounting to $80000 from the month of November will be collected in the current month. Solving further,

[tex]\rm Cash\ Collection\ = Total\ Sales\ x\ \dfrac{Pecentage}{100}\\\\\rm Cash\ Collection\ = 220,000 x\ \dfrac{60}{100}\\\\\rm Cash\ Collection\ = \$132,000[/tex]

So, in total the cash collection for the month of December will be computed as, 80000+132,000=$212,000.

Hence, the cash collection of Durango Co. is aforementioned.

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Gross domestic product tracks economic growth by measuring all goods and services

exported by an economy.
produced by an economy.
imported by an economy.
purchased by an economy.

Answers

Gross domestic product tracks economic growth by measuring all goods and services option B: produced by an economy.

What is Gross domestic product?

Gross Domestic Product is refers to as the measurement of the total value of the output of all the goods and services produced within a Financial year by the country.

Moreover, the term GDP does not include Intermediate goods and services because it is only concerned with the New and Current production.

Therefore, correct option is B.

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Answer:

B just got it right

Explanation:

Resources (such as land) and technology (such as the ability to draw water from a well):Multiple choice question.influence the likelihood that consumers will purchase the product.cannot be influenced by producers.are the most expensive inputs that producers use.contribute to how a good or service is produced for the market.

Answers

Resources and technology contribute to how a good or service is produced for the market.

What is Resources and technology used for?

The resources serves as the Primary factor of production while the technology forms part of the secondary factor of production.

They are both essential factor on how a good or service is produced for the market.

Therefore, the Option D is correct.

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How many employers ask that employees be skilled in communication and handling money? 47 50 67 86

Answers

Answer:47

Explanation:..

Visit the web site for a different well-known company, and find the section that lists the company's values. what are the company's values? how do they relate to the products the company sells? did anything surprise you about the company's values? why or why not?

Answers

Person can visit the website of Microsoft is the well known company to find the section that lists the company's values.

What are the core values that Microsoft has?

Innovation - People think that technology can and should be used for good, and that meaningful innovation can and will help to make the world a better place in both large and little ways.Inclusion and variety Diverse voices allow us to thrive. To inform, challenge, and push our thinking, we draw on the experiences, strengths, and perspectives of our workers and customers.CSR- people think that technology has the potential to be a great force for good, and we are working to ensure that everyone has access to the benefits and opportunities that technology provides. Artificial Intelligence- AI, we believe, can enhance your capabilities, free you up for more creative and strategic pursuits, and help you or your organization achieve more when it is created with humans at the heart

Thus, Microsoft is company that have a solid values.

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You borrowed $1, 690 for 5.5 years compounded semi annually at an interest rate of 5.7%. What total do you pay back

Answers

Answer:

602.45 is the correct answer

definition of tax fraud and tax reduction?

Answers

Answer:

Tax fraud is basically cheating on a tax return in an attempt to avoid paying the entire tax obligation.

Tax Reduction means any tax refund or any reduction in taxes paid by the acquirer, the company,  or any of their respective partners.

Explanation:

The period of declining growth in real gdp between the peak of the business cycle and the trough is called the.

Answers

Answer:

recessionary phase.

Explanation:

The period of declining growth in real GDP between the peak of the business cycle and the trough is called the contractionary phase.

Economic contraction in GDP is the term used to describe the business cycle's downward slope. A period of declining economic production is known as a contraction. The economy is currently producing fewer goods and services than it did previously.

In order to create fewer goods and services, businesses must use fewer resources, especially labor. Businesses that reduce their output frequently hire few, if any, new employees and let some of their current employees go.

As a result, employment tends to decrease along with decreased output.

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What is opportunity cost? ( selext the best answer)

Answers

Answer: the loss of potential gain from other alternatives when one alternative is chosen

Explanation:

At the end of 2022, Carla Vista Co. has accounts receivable of $773,900 and an allowance for doubtful accounts of $63,000. On January 24, 2023, the company learns that its receivable from Megan Gray is not collectible, and management authorizes a write-off of $5,500. On March 4, 2023, Carla Vista Co. receives payment of $5,500 in full from Megan Gray. Prepare the journal entries to record the March 4, 2023, transaction. (Credit account titles are automatically indented when amount is entered. Do not indent manually.)

Answers

The  journal entries to record the March 4, 2023, transaction is: Debit  Accounts receivable $5,500; Credit Allowance for doubtful accounts $5,500.

Journal entries

Carla Vista Co. Journal entries

March 4, 2023

Debit  Accounts receivable $5,500

Credit Allowance for doubtful accounts $5,500

Debit Cash $5,500

Credit  Accounts receivable $5,500

Therefore the  journal entries to record the March 4, 2023, transaction is: Debit  Accounts receivable $5,500; Credit Allowance for doubtful accounts $5,500.

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An effect of changing legislation on human resources professionals is that: Multiple select question. they must update company HR policies and procedures to stay current with legal changes it reduces the cost of managing human resources they must stay current with changes in the law they must automatically increase compensation for all employees

Answers

They must update company HR policies and procedures is An effect of changing legislation on human resources professionals.

What is human resources?

Human resources is the recruiting department in the organization, that has many roles and responsibilities like payroll, fill the vacant position of the company, ensure the company's harmony, arranging the events in the organization.

Thus, option A is correct.

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Which consideration must a society address when deciding for whom to produce a potentially scarce or limited resource?

Answers

The question "Who has the greatest need?" must be considered by the society when deciding for whom to produce on a potentially scarce or limited resource.

What is the whom to produce?

As part of an economic problem, this refers to problem of distribution of final product.

Thus, the question "Who has the greatest need?" must be considered by the society when deciding for whom to produce while deciding who to produce a potentially scarce or limited resource for.

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Answer: is

Who has the greatest need?

Explanation:

Both Canada and the United States produce lumber and footballs with constant opportunity costs. The United States can produce either 10 tons of lumber and no footballs, or 1,000 footballs and no lumber, or any combination in between. Canada can produce either 8 tons of lumber and no footballs, or 400 footballs and no lumber, or any combination in between. a. Draw the U.S. and Canadian production possibility frontiers in the accompanying graphs, with footballs on the horizontal axis and lumber on the vertical axis. b. In autarky, if the United States wants to consume 500 footballs, how much lumber can it consume

Answers

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Labor costs that are clearly associated with employees who directly convert materials to finished product are called:

Answers

Labor costs that are clearly associated with employees who directly convert materials to finished product are called direct labor

What is direct labor?

Direct labour are labor that are used for production.

It includes casual workers in factory, processing and packaging.

Therefore, Labor costs that are clearly associated with employees who directly convert materials to finished product are called direct labor

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__________ involves the review and evaluation of the records and processes that are used to prepare the organization's financial statements.

Answers

Answer:

this is a Financial audit

Your company's policy is to receive all office supplies without any changes made from the previous order. This order is referred to as a

Answers

The policy of the company is to receive all office supplies without any changes made from the previous order. This order is referred to as a straight rebuy.

What is the policy?

A policy is referred to as a set of rules, principles, or frameworks that every employee is restricted to follow. These policies are designed for the growth and fulfillment of the goals of the organization.

A situation when a company purchases the same goods from the same suppliers without making any changes to the previous order. This is called straight rebuy order.

When a company is unhappy with the services of a supplier and changes the pattern of order or changes in the purchase has been made by the procurement team, then this order will be called a modified rebuy.

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Ali had previously calculated the Economic Order Quantity required to efficiently control costs at his company. His calculations proved accurate in the short term. However, after a certain point, it was found that his calculations differed from the actual costs. What could have happened at this point to create a mismatch between Ali’s calculations and the actual expense?
A.
demand for the company’s product changed
B.
the company had an excess of intermediate inventory
C.
the storage capacity for output inventory was full
D.
salary increases were put on hold

Answers

The mismatch between Ali’s calculations using the Economic Order Quantity model and the actual expense was caused by A. demand for the company’s product changed.

What is the Economic Order Quantity model?

The Economic Order Quantity model (EOQ) shows the ideal order quantity a company should purchase or produce to minimize inventory costs (holding costs, shortage costs, and ordering costs).

EOQ assumes constant demand, ordering, and holding costs over time.

The model is computed as EOQ = square root of: [2(setup costs)(demand rate)] / holding costs.

Thus, the mismatch between Ali’s calculations using the Economic Order Quantity model and the actual expense was caused by A. demand for the company’s product changed.

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Natasha is listening to dominick talk about his plans to build his kids a tree house. although he has been talking for some time, she hasn't been able to extract the main point. she has asked questions to clarify what he says. she still isn't sure about what he's saying, so she repeats what he said to see if she has it right. she makes sure not to judge what he's saying since she didn't understand. she decided that she would take notes the next time. which part of this description exemplifies analytical listening?

Answers

The part that has to do with analytical listening is, she has asked questions to clarify what he says.

What is analytical listening?

This is the type of listening that is done in such a way that what is being said would be properly analyzed.

This is not just about understanding what is being said. It has to do with division of questions to get to the main points.

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Jennifer bought an AirFryer online and chose an in-store pick-up option. When she went to pick up the AirFryer, she was told that the product was sold out. Jennifer's dilemma is referred to as the _______, the anticipation of receiving a highly desirable option only to have it become inaccessible.

Answers

Jennifer bought an AirFryer online and chose an in-store pick-up option. When she went to pick up the AirFryer, she was told that the product was sold out. Jennifer's dilemma is referred to as the classic dilemma, the anticipation of receiving a highly desirable option only to have it become inaccessible.

What is classic dilemma?

Classic dilemma is a type of dilemma where an individual does not have a choice to pick or select.

The individual is faced with just a choice from the option.

Therefore, Jennifer bought an AirFryer online and chose an in-store pick-up option. When she went to pick up the AirFryer, she was told that the product was sold out. Jennifer's dilemma is referred to as the classic dilemma, the anticipation of receiving a highly desirable option only to have it become inaccessible.

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Which soft drink was specifically created by the coca-cola company to compete against dr pepper?.

Answers

Answer:

Coca-Cola is the official soft drink of many collegiate football teams throughout the nation, partly due to Coca-Cola providing those schools with upgraded athletic facilities in exchange for Coca-Cola's sponsorship. This is especially prevalent at the high school level, which is more dependent on such contracts due to tighter budgets.

Explanation:

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Which type of error is a false positive How did the transcontinental railroad negatively impact indigenous groups? it allowed indigenous groups to ship their goods more quickly to eastern markets. it prevented them from engaging in their traditional way of life. it brought peace between settlers and indigenous groups. What statement best defines voice in literature Help me(I will give brainliest if correct)Anser choices are:A. -4/3B. -3/4C. 10-17D. 17/10 Which of the following statements about the Caucasus Mountains is accurate? (A) The range generally marks the western border of Siberia. (B) The range generally marks a border between the Caucasus and Central Asia. (C) The range supports little plant life. (D) The range generally marks a border between Europe and Asia. Which small group format would be most appropriate for the following situation?An ancient burial site has just been discovered in southern England. Several archaeologists and anthropologists have come to present their opinions on the find and the best way to preserve the site. Each person has an opportunity to speak to the group; all further discussion is moderated by the group leader.parliamentary procedurepanel discussionforumsymposium Rachel makes the prediction that Penelope will discover the strangers true identity. Which detail best supports her prediction? Read the excerpt from the metamorphoses by Ovid. How does the adaptation differ from the original Please respond quick A Major Scale Find the area of AAOB93 un33 un4.53 un Select the three adjectives. Don't select any articles (a, an, or the).Two bulldozers have been sitting in the empty lot by the mall for several weeks.Submit Narcissus stared at his reflection in the pond dazzled by his own beauty, but after he was gone the surrounding forest stood swaying in the wind just as it had before. how has the theme developed? 1. by showing that narcissus is dazzled by his own reflection, the poemcommunicates that vanity can be one's downfall. 2. by showing that the trees are swaying, the poem communicates thepeacefulness of nature. 3. by showing that the forest remains after narcissus is gone, thepoem communicates that human beauty is fleeting. At the end of 2022, Carla Vista Co. has accounts receivable of $773,900 and an allowance for doubtful accounts of $63,000. On January 24, 2023, the company learns that its receivable from Megan Gray is not collectible, and management authorizes a write-off of $5,500. On March 4, 2023, Carla Vista Co. receives payment of $5,500 in full from Megan Gray. Prepare the journal entries to record the March 4, 2023, transaction. (Credit account titles are automatically indented when amount is entered. Do not indent manually.) the force of impact is "you have a 35% better chance of remembering things if you write them down." which governing principle is best reflected by the representative government created by the constitution? Brad took 5 kicks and made 4 goals: 4/5Sydney will take 10 shots and she wants to make an equivalent fraction of the goals. How many goals must She make?4/5 x ?/? = ?/10 If Cyrus knows that ABCEDC and ABED, how can he prove that line m passing through AB has the same slope as line l passing through ED? Whats the range of this graph?A) all real numbersB) all real numbers greater than or equal to 0C) all real numbers greater than or equal to 1D) all real numbers greater than or equal to 2 PLEASE HELP!! 50 POINTS!!!!!