ROI is a method used to evaluate: ________

The credit utilization which is recommended by experts is staying under 30%.

The amount your debt is also known as financial usage, which is the proportion of your available credit that is being used. The total credit usage ratio is calculated as your receivables on all of your cards divided by the combined credit limits on all of your cards.

According to the Consumer Financial Protection Bureau, credit experts advise keeping credit usage to under 30% of your available credit. When CUR is 0%, it signals lenders and credit card firms that you are not making any transactions with your card.

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An auditor performs a test to determine whether all merchandise was received for which the entity was billed, the population for this test consists of all : Vendor's invoices.

Vendor invoices are source documents generated when products or services are received from the vendor in accordance with the buyer's purchase order. As a result, utilizing it as the test population is a suitable place to start in the audit.

Knowing the population to be audited is important in audit sampling. The population is a collection of data from which the auditor picks a sample and then draws conclusions.

When items or services are received in accordance with a buy order established with a vendor, a vendor invoice from a purchase requisition is generated. A vendor invoice has a header as well as one or more lines for products or services. The cycle from purchase order to goods receipt to vendor invoice is completed by a vendor invoice.

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The gap which is between the requirements of an organization and the capabilities of an application is considered as a major issue faced by companies when implementing enterprise systems.

The enterprise systems are considered to be the large-scale software packages which are able in order to track and also control all of the complex operations of a business. So, these systems are used as a central command hub.

However, the enterprise systems tend to help in order to automate the business and also to make the reporting and decision making easier. Thus, there are certain issues which are faced by the organization during this process.

Hence, option D is correct.

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Intelligent automation (IA), also known as robotic process automation (RPA), combines robotic process automation (RPA) with cutting-edge technologies like artificial intelligence (AI), analytics, optical character recognition (OCR), intelligent character recognition (ICR), and process mining to create end-to-end business processes that think, learn, and adapt on their own. Hyper-automation and intelligent process automation (IPA) are two terms that may also be used to describe intelligent automation.

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Based on the merchandising operation, we know that the total amount to be paid for each invoices are:

On the merchandising operation, if the buyer choose the FOB destination, hence the product ownership will remain with the seller until the product reach the buyer location. Hence, the freight cost will be burdened by the seller.

However, if the merchandising occurs in FOB shipping point, then the product ownership will be owned by the seller right after the product being picked up by the delivery until it reach its destination. The buyer will be responsible for the freight cost in FOB shipping point.

The settlement calculation for each invoice are stated below.

Remember that the discounted amount should be calculated using the difference between merchandise and returns & allowances amounts.

Merchandise = $27,000

Add: Freight = $0

Less: Return & Allowances = $4,500

Less: Discount = $0

Amount to be paid = $22,500

Merchandise = $18,600

Add: Freight = $475

Less: Returns & Allowances = $3,000

Less: Discount = ($18,600 - $3,000) x 2% = $312

Amount to be paid = $15,763

Merchandise = $8,400

Add: Freight = $475

Less: Returns & Allowances = $700

Less: Discount = ($8,400 - $700) x 1% = 77

Amount to be paid = $8,098

Merchandise = $48,300

Add: Freight = $900

Less: Returns & Allowances = $6,500

Less: Disc = ($48,300 - $6,500) x 2% = $836

Amount to be paid = $41,864

Merchandise = $33,000

Add: Freight = $0

Less: Returns & Allowances = $0

Less: Discount = ($33,000 - $0) x 1% = $330

Amount to be paid = $32,670

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Seizures, hypotonia, ataxia, dermatitis, hair loss, ketolactic acidosis, organic aciduria, and prenatal abnormalities are some of the signs and symptoms of biotin deficiency.

Several foods naturally contain the B vitamin biotin, which is also available as a dietary supplement. Despite some dietary biotin being in the free form, the majority of biotin in foods is protein-bound. The protein-bound forms of ingested biotin are broken down by digestive enzymes called proteases and peptidases into biocytin and biotin-oligopeptides. These oligopeptides are then processed by the enzyme biotinidase in the intestinal lumen to liberate free biotin. The majority of the biotin is retained in the liver after being absorbed in the small intestine from the free form or it causes deficiency.

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The total cost of the boat after four years is $14,861.48.

Elbert purchased a boat for $13,125. He made a down payment of $4,500 and applied for a four-year installment loan with an interest rate of 9.3%. The total cost of the boat after four years is calculated as:

Calculate the total amount of the loan:

Down payment = $4,500

Loan = $13,125 - $4,500 = $8,625

Calculate the total interest paid over the four-year period:

Interest rate = 9.3%

Interest = $8,625 * 9.3% * 4 = $3,236.63

Calculate the total cost of the boat after four years:

Total cost = Down payment + Loan + Interest = $4,500 + $8,625 + $3,236.63 = $14,861.48

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The amount that should be listed as gross profit on Bee and Cee's combined income statement for the year that ended on December 31, year 1, is $56,000. Hence, the correct answer is D.

To determine the gross profit for Bee and Cee in year 1, we need to calculate their combined sales and cost of sales.

Bee's sales for the year were $130,000, and Cee's sales for the year were $91,000. Therefore, the combined sales for Bee and Cee in year 1 were $221,000.

Bee's cost of sales for the year was $100,000, and Cee's cost of sales for the year was $65,000. Therefore, the combined cost of sales for Bee and Cee in year 1 was $165,000.

To calculate the gross profit for Bee and Cee in year 1, we subtract the combined cost of sales from the combined sales:

Therefore, the gross profit for Bee and Cee in year 1 was $56,000. This should be reported in the combined income statement for the year ended December 31, year 1.

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It would be important to confirm the availability of product K before promising a delivery to the customer. This can be done by checking the inventory levels and production schedule to ensure that there is sufficient stock on hand or capacity to produce the requested quantity in week 5.

If the order can be fulfilled, it is important to inform the customer of the delivery date and any relevant details such as lead times, shipping costs, and payment terms. It is also a good idea to confirm the order in writing to avoid misunderstandings.

If the order cannot be fulfilled, it is important to inform the customer as soon as possible and provide a reason for the inability to fulfill the order. It may be possible to offer alternative products or suggest a different delivery date if the requested quantity becomes available at a later time.

A major order of 100 units of product K could have a significant impact on the operation, depending on the existing demand for the product and the current production capacity. It may be necessary to adjust the production schedule to accommodate the additional units, potentially affecting the delivery dates for other orders. It may also be necessary to increase inventory levels or raw materials to support the increased production.

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Seventeen people gathered in the Wasatch Mountains of Utah from February 11–13, 2001, at The Lodge at Snowbird ski resort to ski, unwind, and look for common ground then Agile Manifesto was created.

17 software development professionals who saw a growing need for an alternative to cumbersome, documentation-driven software development techniques created the Agile Manifesto, which was released in February 2001.

In order to discuss lightweight development techniques, Mellor, Ken Schwaber, Jeff Sutherland, and Dave Thomas got together at the Snowbird resort in Utah. For the purpose of defining the now-famous methodology known as agile software development, they produced the Manifesto for Agile Software Developmentref name="Agile Manifesto"/.

According to the authors of the Agile Manifesto, software developers should base their work on four core ideals and 12 guiding principles. It was created by 17 developers on a field trip on February 1 and is formally known as the Manifesto for Agile Software Development.

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The opportunity to have another person take over rent payments and live in the rental unit is called subletting.

A sublet is when an existing tenant have his or her portion of current lease agreement renewed with a new third party.  Here, a tenant decides to rent out either a room or whole property to a third party.

In other words, it is when an existing tenant lets all or part of their home to someone else who is known as a subtenant. However, tenants need permission before they can sublet an already rented apartment.

A sublet may also be used to refer to the sublease arrangement hence it is adding someone new to an existing apartment lease.

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Carlos was in charge of running a one month campaign at his organization. if he's trying to determine which assets were the most valuable at generating leads and customers during that time, the attribution model he should use is time decay

The rate at which the value of an options contract decreases over time is calculated as time decay. With less time to earn a profit from the deal, time decay quickens as an option's time to expiration approaches.

Therefore if Carlos was in charge of overseeing a one-month campaign. The attribution model he should employ is time decay if he wants to identify which assets were more effective at generating leads and customers at that time.

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Value-added is the difference between the price of a product or service and the cost of producing it.

A marketable good that has been improved with extra features to increase its value above the cost of the raw materials required to produce it is referred to as a value-added product.

It could be made to be more practical, appealing, tasty, or simple to use than its original components. Why companies can charge more for their products or services than it costs to manufacture them is due to adding value.

The added value in marketing is a brief explanation to the customer of the qualities that elevate a product above the value of its constituent parts and, more crucially, the reasons why it is superior to products of the same kind from rival companies. Examples of these can be additional or unique features that a manufacturer or firm has included to boost the value.

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A system of equations that could be used to determine the number of hours the worker worked and the number of shirts the worker made is   28x + 2(4x) = 144

Let x be the number of working hours

She must pay the worker $28 per hour

So, Cost of labor for x hour = 28x

The worker created an average of 4 shirts per hour.

So, number of shirts produced in x hours = 4x

Cost of 1 shirt = 2

Cost of 4x shirts = 2 (4x)

Total expenses for labor and materials = 28x + 2(4x)

We are given that Aaliyah total expenses for labor and materials were $144

So,  28x + 2(4x) = 144

28x + 8x =  144

x = 4

Therefore a system of equations that could be used to determine the number of hours the worker worked and the number of shirts the worker made is  28x + 2(4x) = 144

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It is the study of how natural systems function, remain diverse and produce everything it needs for the ecology to remain in balance.

Sustainability is a broad discipline that provides students and graduates with insights into virtually every aspect of the human world, from business to technology to the environment and social sciences.

The core skills that a graduate leaves college or university with are in high demand, especially in a modern world looking to drastically reduce carbon emissions and discover and develop future technologies. Sustainability combines politics, economics, philosophy, and other social sciences with hard sciences.

As businesses strive to comply with new legislation, many corporate jobs at the graduate level and above prioritise sustainability skills and environmental awareness. As a result, sustainability graduates will work in a variety of fields, the most common of which are civic planning, environmental consulting (both built and natural environments), agriculture, and not-for-profit organisations.

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The best ways to lobby are through letters or in-person meetings, although phone conversations can also be successful. Calls on the phone can be particularly crucial for lobbying operations that must be completed quickly.

Forms for lobbying Depending on the subjects that organized interests support and the people they aim to sway, lobbying can take on a broad range of shapes. Direct campaigning, popular lobbying, plus electoral lobbying are Berry's three broad categories for diverse types of lobbying.

discussion of a particular piece of legislation with lawmakers or their staff. creating or negotiating a bill's terms. chatting with lawmakers or staff about possible legislation's content.

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The price that the seller must sell the house to be able to achieve the various sales goals is b. $376,316.

To find the price that the seller needs to sell her home, the closing costs, the commission, and the amount to be neted from the home sale, need to be included in the price of the house.

The price of the house would therefore be:

= Amount that seller wants to net from the house + Commission to the broker + Closing costs

Assuming this amount is x, we have :

x = 350, 000 + .0. 05x + 7, 500

x - 0. 05 x = 350, 000 + 7, 500

0. 95x = 357, 500

x = 357, 500 / 0. 95

x = $376,316

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People land in the entrepreneurial world for many reasons. In inspecting what ends up driving these entrepreneurs, researchers and observers locate four specifically sturdy motives: control, freedom, have an impact on and wealth (in alphabetical order.)

Through research with heaps of employees and leaders, we've discovered that there are five most important motivations that force people's actions at work; Achievement, Power, Affiliation, Security and Adventure.

The unique e book about entrepreneurship and innovation, has the 4-Gate Model of Prosperity: the need for Preparation, Marketing, Execution and Self-Leadership.

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ETFs have a benefit over mutual funds in that you can purchase and sell them whenever you want, as opposed to adhering to a fixed contribution schedule.

Join the Liberty Through Wealth e-letter below to get more information on the best ETFs A sort of vehicle called an ETF follows the performance of other assets. Depending on the fund's emphasis, ETFs might follow broad indices, a portfolio of stocks, commodities, and more. ETFs are widely available to buy and sell since they trade on exchanges under a ticker symbol. Higher expense ratios associated with actively managed ETFs can reduce return on investment. Due to volatility, leveraged ETFs have the potential to lose more money than they make. A mutual fund is what?

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The 5 characteristics of a group is :

Size( A group is formed with at least two members), Goals, Norms, Structure & Roles.

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objectives of financial planning are identifying the investment, resource, and financial needs of the future. choosing the financial sources. efficient administration or use of these monies. locating plan's dangers and problems.

In order for a company to fulfill its strategic goals and objectives, financial planning must be done. The Financial Plan is often developed by a corporation as soon as the vision and goals have been established. According to common usage, a financial plan is a thorough assessment of a person's present earnings and future financial condition that uses currently available information to forecast future earnings, asset values, and withdrawal schedules.

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The two markets in a closed economy are: the factor markets and the products markets.

A closed economy is an economy which does not relate in any international trade, which means that it would not import or export goods and services or take part in any financial exchanges with any other country.

When a country stays as a closed economy, it has no trading activity outside the country's borders. In the closed economy, the consumers are needed to consume domestic products without any chance of import of goods from other countries. But eventually, there are no economies which are completely closed.

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If you want to hold the market portfolio, You will invest in stock a $2,180.62 and stock b $2,180.62

A market portfolio is a hypothetical collection of investments that comprises every asset type that is accessible to investors, with each asset weighted in proportion to its overall market participation. A market portfolio's expected return is the same as the market's overall expected return.

The market worth as a whole is equal to =2200 * 30 + 3900 * 18 = 136200.

Stock A has a weight of 0.4845 in the market portfolio (2200 * 30 / 136200).

The market portfolio's weight for stock B is equal to 3900 * 18/136200, or 0.5897.

Therefore, in order to hold the market portfolio, you should invest the following amount in Stock A: = 4500 * 0.4845 = $2181.62

Therefore, in order to hold the market portfolio, you should invest the following amount in stock B: = 4500 * 0.5154 = $2319.38

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The cloud beginner must use AWS Lightsail

Amazon Web Services (AWS) provides AWS Lightsail, a cloud-based service intended to be a quick and inexpensive solution to set up and run a virtual private server (VPS). It provides a simple and intuitive interface that allows users to quickly and easily launch and manage their VPS without needing specialized technical knowledge or expertise.

Websites, applications, and other online services are hosted on virtual private servers, which are virtual machines that run on actual servers. To establish a VPS with a certain configuration, like a specific amount of processing power, memory, and storage, AWS Lightsail provides a variety of predefined templates, known as instances. A range of instances, including those designed for web hosting, application development, and other use cases, are available to users.

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Five steps in opening a bank account includes the following;

A bank account is a financial account which is domiciled with a bank or other financial institution in which the financial transactions between the bank and a customer are recorded.

A bank account carries some responsibilities both on the side of the account owner and the financial institution that manages the account. The owner of the account may deposit and withdraw money and in some cases be paid interest by the financial institution.

These Financial institutions may offer other services such as loans, overdraft of financial information to their customers. Some other financial institutions may also manage pension accounts for their customers.

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According to the research, the correct answer is learning effects. When brite fabrics first began operations, it took six hours to make a coat in the workroom. Today, that task takes three hours as more efficient sewing and patterning techniques have been introduced. This improvement in efficiency is an example of learning effects.

It is the relatively permanent modification of an individual's ability to perform a task, which is produced by the acquisition of knowledge as an effect of experience.

In this sense, it allows productivity to be increased and the time to carry out an activity decreases as more units of a product are produced.

Therefore, we can conclude that according to the research, Learning effects in the field of production due to the adoption of new knowledge strategies work times and costs are reduced.

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Latonya's gain or loss, given the basis in the house, and the sales commission paid, is $ 5, 000

The gain or loss to Latonya can be found by the formula :

= Selling price - Commission - Basis in house

Selling price = $ 330, 000

Commission = $ 20, 000

Basis in house = $ 305, 000

The gain or loss is:

= 330, 000 - 20, 000 - 305, 000

= $ 5, 000

In conclusion, there is a gain of $ 5, 000.

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Place utility adds value to goods by having them available where people want them .

Option A is correct .

Time utility, By making things accessible when customers need them, intermediaries like retailers give them more time utility. By doing whatever action required to transfer ownership from one party to another, including offering credit, intermediaries increase the utility of possession.

Consumers place value on the location of stores where they buy goods. Instead of having to drive to a factory or warehouse where the goods are made or stored, stores make it simpler for customers to make purchases. Customers find what they require in a location that is conveniently situated close to their place of residence or employment.

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The term "prescriptive analytics" refers to the type of analytics that aims to recognize what is happening and the expected forecast in order to make decisions that will result in the greatest performance possible.

Prescriptive analytics is a sort of analytics where an organization or company examines diverse data to identify problems with decisions on any time horizon, from the present to the long term.

Prescriptive analytics examines both the present and the future to decide what will work best for the business and the production line.

As a result, it is determined that "Prescriptive analytics" is the appropriate choice in this instance.

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