Because of new fees imposed by your lender, your monthly payment has increased. These fees are nearly always avoided. Examine your monthly mortgage statement to check if anything has changed.
What exactly is a mortgage?A mortgage is a loan given by a bank or another financial organization to assist a borrower in buying a home. The actual house is used as security for the mortgage. In other words, if the borrower stops making regular loan payments and fails, the lender may sell the house to recuperate its losses.
A 30-, 20-, or 15-year mortgage loan is a common example of a long-term debt. You'll pay back both the amount you borrowed and the interest incurred on the loan within this time period (known as the loan's "term").
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ESTIONS
Discuss FOUR phases of business cycle in detail
Answer:
The answer is below
Explanation
1. Expansion: this is a period in which business is growing at a considerable rate. Such as an increase in production and sales
2. peak: this is a period in which production and prices increase beyond the normal level. This shows there is no longer room for increment.
3. contraction: this is a period in a business cycle in which the productions and sales began to fall due to low patronage and a bad economy.
4. Trout: this is a peak period in which business models lost their values in terms of production and sales. At this point, it is believed that the business cannot get worse.
Aleisha wants to buy a condominium. She has the choice of buying it now or renting it with the option to buy at the end of 4 years. If she rents now, she must pay a deposit of $1,500 and pay rent of $865 per month. If she buys, she would need closing costs and her mortgage payment would be $844 a month for 4 years. How much would her closing costs need to be in order for the cost to buy to be the same as the cost to rent
6. Identify a change in technology during each of the time periods in history below that you believe improved the
way marketing activities were completed. List the example and explain how it contributed to marketing during
that time.
(a) 1900s to 1930s
(b) 1930s to 1950s
(c) 1950s to 1980s
(d) 1980s to today
Answer:
Answer:
Prior to the 1950s, the production orientation generally held true due to the growing numbers of affluent and middle class people that capitalism had created.
Say’s Law states that the “production of commodities creates, and is the one and universal cause which creates, a market for the commodities produced”.
The emphasis of firms adopting a production orientation of marketing would have been based on the theory of economies of scale, which are the cost advantages that an enterprise obtains due to expansion.
Which of the following is a true statement?
1) FAS Market Development and Export Assistance partners with over 100 cooperator groups
2) FTC stands for Federal Trade Commission
3) FAS stands for Federal Agricultural Sector
4) Imports are goods produced in one country then shipped to another country
Answer:
2) FTC stands for Federal Trade Commission
Explanation:
The true statement is that, FTC stands for Federal Trade Commission.
The Federal Trade Commission (FTC) is an agency of the government of the United States of America saddled with the responsibility of promoting consumer protection and the enforcement of all civil antitrust laws.
Basically, the laws formulated or established by the FTC are to provide protection for consumers of various goods and services while requiring that businesses do not make false claims about them. Also, the Federal Trade Commission (FTC) is responsible for competition regulations among manufacturers of goods and services provided for the consumers.
A basic premise underlying analytical procedures is that
A The study of financial ratios is an acceptable alternative to the investigation of unusual fluctuations.
B Statistical tests of financial information may lead to the discovery of material misstatements in the financial statements.
C Plausible relationships among data may reasonably be expected to exist and continue in the absence of known conditions to the contrary.
D These procedures cannot replace tests of balances and transactions.
Answer:
C Plausible relationships among data may reasonably be expected to exist and continue in the absence of known conditions to the contrary.
Explanation:
Analytical procedures are defined as a set of practices during financial audit that assists the auditor asses potential risk, gain better understanding of a business, and give a framework for planning of future audits.
It shows relationship between financial and non financial data.
For example variability in relationships between financial and non financial data can result from factors like unusual events, business changes, random fluctuations, and misstatements.
So the basic underlying premise is that relationship among data will continue except conditions influence it to the contrary
Which aspect of diversity can be positive or negative? A (blank) can be negative or a positive.
Answer:
Positive aspects of diversity is that no one is the same. Everyone is their own person. There is no negative to diversity. It is the people themselves who think negativly of diversity often by discrimination.
Explanation:
i hope this helped and was on point and I'm sorry if it wasn't. I just stumbled on your question...
Answer:
stereotyping
Explanation:
Shelley was initially moderately in favor of a proposal to build a city bike path. At a meeting, she learns that not only will the path provide recreational opportunities and allow for some decrease in traffic, but that in towns with paths, the crime rate tends to go down and businesses along the path do better. She is now strongly in favor of the proposal. The theory that best explains her change of opinion is the __________ theory.
Answer:
The appropriate response is "Persuasive arguments".
Explanation:
A noninteractional concept or philosophy of community judgment predicting choice results via cognitive or conceptual claims produced by individuals before the debate is determined as Persuasive arguments theory.It doesn't see dialogue as an important element of judgment results, although as a potential mechanism for facilitating communication.Thus the above is the right answer.
Good relationship selling increases
A. customer satisfaction
B. customer qualification
C. word of mouth
D. customer retention
discuss the impact of discriminating behaviour the individual and society
Discriminating behaviour has the following impact on the individual and society:
It can lead to conflict and unrest in the society.It can lead to low self esteem and depression.What is discrimination?
Discrimination is when a person is treated unfairly and differently from other people based on age, gender, religion or race. For example, a person of colour might be denied entry into a restaurant based on her skin colour.
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A regional trucking company landed a contract to supply products for a major retailer. To do this, it needs to hire an IT professional to create a shipment database. The new hire should be able to complete which tasks? Check all that apply.
Answer: • set up the computer hardware for the database.
• Set up the computer software for the database.
• train designated employees to use the database
• protect the confidentiality of the database
Explanation:
The options include:
a. Set up the computer hardware for the database
b. Set up the computer software for the database
c. train designated employees to use the database
d. Design a help page to show people how to use the database
e. protect the confidentiality of the database
Since the new hire is an IT professional who is employed to create a shipment database, the individual should be able to:
• set up the computer hardware for the database.
• Set up the computer software for the database.
• train designated employees to use the database
• protect the confidentiality of the database
Answer:
ACD :))
Explanation:
Why is it important that your resume, cover letter, and job application all contain the same information?
Answer:
A cover letter is an important way to showcase how your unique combination of skills and experience meet the key requirements of the job description. It is your chance to show a clear link between your knowledge, experience and abilities and the needs of the employer.
Explanation:
Reasons for unemployment?
Answer:
1.Slow Economic Growth
2.An Increase in Population
3. Slow Growth of Industrialisation
The reasons for unemployment include:
A recession: when there is a recession, the level of output in the economy is low. As a result, there would be less jobs available. low level of wages. When the wages paid to labor is too low, it might discourage people from working. war. When there is a war, economic activities would be disrupted. This would lead to job loss. What is unemployment?Unemployment is when people who are willing and able to get are job are without jobs. Types of unemployment include:
Frictional unemploymentVoluntary unemploymentStructural unemploymentCyclical unemploymentWhen there is a recession, the level of output would be depressed. As a result, unemployment would increase.
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Pete would like to respond only to users within his organization with an automatic reply. He is configuring the automatic response. Which option should he select?
answer b
Answer: B: Inside my organization tab
Explanation: edge 2021 unit review
Examples of countries that operate under the free market economy
Answer:United kingdom
Explanation:
A assessment may alter the content of a sales pitch.
True
False
Daniel is the vice president of an insurance company that sells workers' compensation insurance. Recently, the company has identified problems of cost control in all of its offices. Daniel formed a team composed of the sales managers of all the four regions, along with some staff members from the company's informational technology and administration departments, to study the problem and make recommendations. This team is an example of a:
Answer:
Task force
Explanation:
A task force is defined as a group or unit that exists to address a particular issue or set of issues.
They come together to formulate solutions to a problem.
In the given scenario there was problems of cost control in all of the offices.
A team was formed specifically to solve this problem so it is a task force. The make up of the team was sales managers of all the four regions, along with some staff members from the company's informational technology and administration departments.
It is not a command group as the managers do not have the same supervisor or manager.
What is an example of a common part of a company's brand that would be represented in television
commercials?
Answer:
logos, product, company's name, :DDD and endorsers
How do you give bainliest
Businesses like to keep operating costs as low as possible, so they can focus on
production and profit. One way to keep operating costs down is to keep wages
low. Many businesses pay their workers the minimum wage required by law.
Often; workers consider this unfair and feel they should be paid more than the
bare minimum for the work they do. Paying employees the minimum wage is
certainly not illegal, but is it always ethical? What do you think?*
Answer:
No I don't think it is very ethical to only be paying employees minimum wage. The cost of living keeps going up and people need to be able to afford the basic necessities of life. The prices of everyday goods like groceries and household basics keep going up making it hard for people to be able to afford them especially when they are only making minimum wage. When the product cost is higher, the company is making more profit, therefore they are able to pay their workers more. When the prices of goods and products increase, wages should increase as well.
Explanation:
a A rocket shoots up 123 meter
i. What is its initial velocity -
Answer:
Initial Velocity= 49 m/s
Time period= 5 secs
Explanation:
THIS IS THE COMPLETE QUESTION BELOW
A rocket shoots up 123 meters. What is it initial velocity?How long is it ascending
The initial velocity can be calculated using the expression below
u= √( 2gh)
Where g= Acceleration due to gravity= 98 m/s^2
h= height
Substitute the values we have
u = √(2*9.8*123)
u=√( 2410.8)
u = 49 m/s
the time period can be calculated as
(49/9.8)
= 5 sec
Hence time period is 5 secs
If the forecast called for the temperature to drop to 35 degrees for two weeks, what would
happen to the supply and demand for lemons?
Answer:
Well the lemons would overall stop growing. Cause they would get to cold and say brrrr! So naturally the fruit stop growing cause it's trying to stay warm. The overall product would slow down then. Also if the coldness was imediate then it would out the lemons into shock.
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A water main downtown broke this morning, so several businesses had no water for hours. a. addition b. time c. comparison d. cause and effect 2. Even though most Americans are primarily concerned about AIDS as it exists in the U.S., it should be remembered that it is now nearly a worldwide disease. a. addition b. time c. contrast d. comparison 3. Larry will probably be a late bloomer socially, just like his older brothers. a. time b. contrast c. comparison d. cause and effect 4. There are ways you can make
Complete Question:
4. There are ways you can make boring tasks more pleasant. For instance, bring a portable radio and listen to music on the earphones while you work.
Answer:
1. D
2. C
3. C
4. Illustration or example.
Explanation:
1. Cause and effect can be defined as the relationship between two things or events in which an occurrence one (cause) leads to the occurrence of another (effect).
2. A contrast is typically used to show the difference between two concepts, people, place or objects. For example, AIDS doesn't exist only in US but it's now a worldwide disease.
3. Comparison involves the process of showing the relationship or similarities between two concepts, people, place or objects.
4. An illustration or example is used to describe a situation by sighting or sharing a real-life experience.
2. The owner of a franchise benefits from brand name recognition, access to professional
and nationwide advertising.
Answer:
True
Explanation:
It is TRUE that the owner of a franchise benefits from brand name recognition, access to professional and nationwide advertising.
This is because the owner of a franchise has various advantages. The advantages include enhanced reputation which covers all the places there is a franchise.
Then there is an increase in management techniques and work practices, including access to national advertising to cover many places and continuous support.
If you could completely remove something you put online forever, what would it be?
Answer: Nothing, I just want it all if I would remove something I would of tell you. But I don’t. :)
Explanation:
which of the following is a person who authorized an agent to act on his or her behalf
Answer:
Principal
Explanation:
A power of attorney (POA) is a legal document giving one person (the agent or attorney-in-fact) the power to act for another person (the principal).
Communication may account for as much as____ of a hiring decision.
a. 25%
b. 40%
c. 65%
d. 80%
It isnt d or b. So its either a or c.
The Two types of wills are:
- formal and holographic
- legal and fake
- formal and casual
- none of the above
cellphones are one form of communication technology, give any other form
Answer:
television,newspaper,radio,laptops,computer etc..
Answer:
TRANSPORT AND LANDLINES.What is another name for administrative law?
Answer:
Regulatory law
Explanation:
Administrative law is an arm of public law and is also known as “regulatory law.”
Which of the following aspects of the sales process is most likely to make or break a sale?
A. generating leads
B. qualifying leads
C. establishing rapport
D. assessing needs